real estate crowdlending
Real estate crowdlending.
Luce: 13% debt investment in two luxury villas on the Tuscan coast
Luce finances a junior debt operation to acquire and renovate two luxury villas in Marina di Pietrasanta, near Forte dei Marmi, with a beachfront location, €3 million in developer capital and a total return of 19.5%.
26 October 2026
Equipo Urbanitae
Villa Joy: 10.5% debt investment in a luxury villa in Ibiza
Villa Joy finances a debt operation to complete a luxury villa in Roca Llisa, Ibiza, with 30% construction progress, approved permits, first-ranking mortgage, 44% LTV, 39% of costs contributed by the developer and a total return of 21%.
20 October 2026
Equipo Urbanitae
Imaginalia: debt at 10% per annum for 236 parking spaces and 52 storage rooms in Albacete
Imaginalia finances a debt operation for 236 parking spaces and 52 storage units in Albacete, with works expected to last 2-4 months, a first-ranking mortgage, 100% cash sweep, 57% LTV and a fixed 10% annual return.
2 October 2026
Equipo Urbanitae
Caleta de Fuste: debt at 11.75% annual interest for 68 homes in Fuerteventura
Caleta de Fuste finances the first tranche of a debt operation for 68 homes in Fuerteventura, with construction 40% complete, a valid permit, first-ranking mortgage, 100% cash sweep and a total return of 23.50%.
30 September 2026
Equipo Urbanitae
Palo Alto Sur: debt at 10.5% per year for two luxury villas in Ojén
Palo Alto Sur finances a debt operation for two luxury villas in Ojén, near Marbella, with approved permits, earthworks underway, a first-ranking mortgage, 100% cash sweep and a total return of 21%.
25 September 2026
Equipo Urbanitae
Ronda Nord II: debt at 10% annual interest for 28 homes on the Costa Brava
Ronda Nord II finances the second tranche of a debt operation for 28 homes in Sant Feliu de Guíxols, with construction 38% complete, a valid permit, first-ranking mortgage, 57% LTV and a total return of 12.50%.
18 September 2026
Equipo Urbanitae
Alcalá 4 Golf II: debt at 10% annual return for a luxury villa in Marbella
Alcalá 4 Golf II finances the second tranche of a debt operation for a luxury villa in Nueva Andalucía, Marbella, with construction 42% complete, a first-ranking mortgage, a 12-month term and a minimum return equivalent to 12 months of interest.
7 September 2026
Equipo Urbanitae
How to invest in real estate crowdlending: how it works, analysis and risks
Real estate crowdlending allows investors to participate in loans to developers, but it requires assessing repayment source, guarantees, ratios, platform and diversification. Knowing the interest rate does not make the investment safe.
21 August 2026
Lucía Hernández
Residencial Altay: Capital Appreciation for 33 Homes in Armilla, Granada
Residencial Altay offers the opportunity to invest in a 33-home development in Armilla, with 45% pre-sales, bank financing under negotiation and a 12% preferred IRR.
17 July 2026
Equipo Urbanitae
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