Category: Projects

All the news about Urbanitae’s projects on the Urbanitae blog.

  • New project! Invest in Granada with a 29% return

    New project! Invest in Granada with a 29% return

    UPDATE 12/13/2024: Next Tuesday, December 17, at 4:00 PM (UTC+1), we will open the Genil II project for funding.

    Following the closure of the first tranche – Genil – we are launching the continuation of the project, which consists of granting the second tranche of a loan to cover pending urban planning procedures and closing costs until the license is obtained for two plots in Granada.

    The Genil II project has a ticket size of €2,020,000 and a term of 20 months, with a 5-month extension option at the 20-month mark. The investor’s return for this tranche will be 21.67% – 13% annualized – with a minimum return equivalent to 10 months of interest and interest payments every five months.

    You can find all the project details below. If you have any questions, feel free to review the webinar we held with the developer last July.


    We are introducing a new debt project on Urbanitae. Next Monday, July 29 at 12 p.m. (UTC+2), we offer you the opportunity to invest in Granada with a 29.1% return in 25 months. Here’s everything you need to know.

    The Genil project is somewhat different from our usual debt projects. It involves the granting of a loan to refinance the mortgage burdens and finance pending urban planning procedures until obtaining licenses for two plots in Granada. Both assets are located in the center of Granada, less than 500 meters from the train station. The building on Camino de Ronda Street is close to the Los Pajaritos neighborhood and the university area, while the buildings on the ‘Gran Capitán’ plot are located 500 meters from the Granada Cathedral. The ‘Villa Pineda’ plot – provided as additional project collateral – is located 350 meters from the Camino de Ronda building in the Los Pajaritos neighborhood.

    In this project, it is important to distinguish between the promoter and the manager. On one hand, we have the promoter, which is the company that owns the two mentioned plots and the additional plot – ‘Villa Pineda’ – which is managed and owned by investors with extensive experience in the real estate sector.

    On the other hand, there is the manager, in this case, ERY Consulting, which is the company responsible for leading the project to meet the milestones within the expected timeframe. ERY Consulting is a cooperative manager with more than 30 years of experience in the sector, specializing in Granada.

    Once the license is obtained, 52 and 40 homes will be developed on Gran Capitán and Camino de Ronda streets in Granada, respectively, both assets located in central locations in Granada and less than a kilometer apart. The homes will have two to three bedrooms, two bathrooms, a hall, a living room, and a kitchen. The Gran Capitán building will also include a garage and storage room.

    Annual return of 14% and periodic interest payments

    The project manager has signed a purchase option for the assets subject to obtaining the following urban milestones: (i) the approval of the replotting and urbanization projects and (ii) the obtaining of the license. The plots are owned by three different vehicles, managed by the sole administrator and owner of the promoting company.

    The Genil project is a debt project. Urbanitae investors will enter the project through the granting of a loan divided into 2 tranches. The tranche A, of 2,980,000 euros, will have a fixed annual rate of 14% and a term of 25 months. It will be used to refinance the mortgage burdens on the three underlying plots (collateral for the Urbanitae loan) and part of the pending payments for the approval of the replotting and urbanization projects. Part of tranche B will be financed outside the platform. The total loan amount is 5,870,000 euros, of which Urbanitae will finance a maximum of 5,000,000 euros.

    The term for tranche A and the loan is 25 months, with a five-month extension option in month 25. Full early repayment will be allowed at any time, subject to a minimum guaranteed return for tranche A equivalent to 15 months of interest.

    One of the most interesting aspects of this project is that it will start generating returns for investors in month 5. The loan interest will be paid every five months – month 5, month 10, month 15, month 20, and month 25 – from the signing of the loan. Interest will start accruing from the moment the loan contract is formalized. The principal will be repaid at maturity.

    In this video, the project manager and Diego Bestard, our CEO, explain the key points: 

    First-rank mortgage guarantee

    As is customary in our debt projects, we have established strict guarantees to protect the investment in case of default. Specifically, the Genil project loan contract establishes a first-rank mortgage guarantee on the registered properties where the project is being developed through a guarantee agent.

    Additionally, there is a clear path for the repayment of the Urbanitae loan, as the plots have already been sold to a cooperative manager, ERY Consulting, which will buy them once the pending urban planning procedures are completed.

    The estimated project term is 25 months, with a possible extension of 5 months in month 25. Thus, the repayment of the loan to Urbanitae investors is expected to occur between July and August 2026.

    In any case, if you have questions, you can ask them in the webinar we will hold on Friday, July 26 at 12 p.m. (UTC+2). As always, you can contact us via email at contacto@urbanitae.com and by phone at (+34) 911 23 25 22. Don’t miss the opportunity to invest in Granada with a 29% return.

  • New project with Grupanxon! Storage units at 10% annual

    New project with Grupanxon! Storage units at 10% annual

    We are excited to introduce a new debt project on Urbanitae. Next Monday at 16:00 (UTC+2), we are offering you the opportunity to invest with Grupanxon in storage units with a 10% return in 12 months. Here’s everything you need to know.

    With the Castellanos project, we return to Madrid. This time we are talking about two developments. On one hand, the Castellanos development involves transforming a commercial space owned by Grupanxon into five tourist accommodations, which have licenses from the Madrid City Council: the developer will retain the asset. On the other hand, the Manuel Becerra development involves converting a commercial space into 44 storage units for sale. 23 units are already reserved (52%).

    The first location is in the Carabanchel district, 10 minutes from the San Francisco metro stop. The second is 500 meters from Plaza Manuel Becerra, in an area with green spaces and all kinds of services.

    15 projects with grupanxon

    Regarding the developer, we are once again partnering with Grupanxon, which has financed 14 projects with us. In addition to its proven track record – having developed over 2,000 storage units and garages since 2017 – Grupanxon has a strong track record on Urbanitae. Grupanxon has already returned 10 projects to investors: in all cases, exceeding the estimated IRR and the expected timeframe. The average final duration is nearly nine months, while the average IRR is 16.5%.

    10% return in 12 months

    The Castellanos project is a debt project. Therefore, Urbanitae investors join together to grant a loan to the developer for the purchase of one of the commercial spaces and the development of both projects. The loan amount is €550,000, with a fixed interest rate of 10% and a duration of 12 months. Due to the high demand for these projects, there will be a maximum ticket of €1,000 per investor.

    One of the strong points of the project is the 52% commercial progress, which is significant since it is not necessary to sell all the storage units to repay the loan. Additionally, the building permit is processed as a responsible declaration, so there is no need to wait for the Administration to start the works.

    Regarding the loan repayment guarantees, a first-rank mortgage promise on the properties of both developments is established, as well as a first-rank pledge promise on the shares of the SPV.

    The expected duration of the construction is 10 months, and the entire project is estimated to be completed in a total of 12 months – with a possible three-month extension in the 12th month. This means that the loan repayment is expected to occur in the third or fourth quarter of 2025.

    In this video, the developer and Diego Bestard, CEO of Urbanitae, explain the project details.

    In any case, if you have any questions, you can ask them in the webinar we are holding with the developer on Thursday, July 18 at 12:00 (UTC+2). As always, you can contact us via email at contacto@urbanitae.com and by phone at (+34) 911 23 25 22. Don’t miss the opportunity to invest with Grupanxon in storage units.

  • New project! Invest in a prime area of Marbella

    New project! Invest in a prime area of Marbella

    Urbanitae presents a new capital gain project on the Costa del Sol. This time, you can invest in a prime area of Marbella with Urbanitae and Grupo Abauco. It will be next Tuesday, July 23 at 4 PM (UTC+2). We provide more details below.

    The Elviria Homes project consists of the development of a new residential promotion in Marbella, specifically in Elviria, one of the most in-demand areas of the region. Located on Calle Hiedra, the promotion encompasses 11 blocks with 88 multi-family homes with 2, 3, and 4 bedrooms, each with two parking spaces, large terraces, and sea views. Additionally, the common areas of the complex include three swimming pools, garden areas, a gym with a spa, coworking spaces, and several golf courses nearby.

    With its privileged location – a 15-minute drive from Marbella city center – and a wide variety of beaches, shops, and social clubs, Elviria has also become a major tourist attraction.

    The developer of this opportunity is Grupo Abauco, with whom we have already worked on five occasions, in projects such as Santa Hortensia 58, Alcotán Zabala, or García Lorca. Additionally, it has more than 15 years of experience in the sector. Elviria Homes will be co-managed by Concept Homes, an international development company with 20 years of experience and over 25 projects in five countries.

    Building permit requested

    This is a capital gain project, which means that the developer and Urbanitae investors will become partners. Specifically, Urbanitae investors will contribute a ticket of 5,000,000 euros, intended to purchase the land on which the promotion will be developed, which is free of charges, and to cover costs until the entry of bank financing. The managers, along with the investors who accompany them, will contribute 50% of the total investment capital.

    Although it does not yet have a building permit, it was requested in December 2023: managers expect to obtain it in the first half of 2025.

    Since the marketing of Elviria Homes has not started, there are no reservations yet. However, the company responsible for this, starting in September, is Nvoga Marbella Realty, which has more than 30 years of experience and has sold more than 30 residential complexes on the Costa del Sol.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    Profitability in 32-36 months

    The estimated duration of this project is 32 to 36 months. Construction is expected to begin between the second and third quarters of 2025 and to be completed in the first or second quarter of 2027. The liquidation of the company and the distribution of profits among investors is scheduled for the second or third quarter of 2027.

    Again, as with all capital gain projects, the regulator does not allow us to advance estimated profitability figures. However, it can be easily calculated from the project sheet information. The formula for calculation is: (Estimated Revenue – Estimated Costs) / Total Equity.

    In any case, if you have any questions, you can send them to us in the webinar we will hold with Grupo Abauco next Thursday, July 18 at 5 PM (UTC+2). As always, we remind you that you can find us at contacto@urbanitae.com and at the phone number (+34) 911 23 25 22. Don’t miss the opportunity to invest in a prime area of Marbella with Urbanitae.

  • New project! Invest with a 10.5% return in 12 months

    New project! Invest with a 10.5% return in 12 months

    We are back with a debt project at Urbanitae. Next Tuesday, July 16 at 4:00 PM (UTC+2), we offer you the opportunity to invest with a 10.5% return in 12 months. Here’s everything you need to know.

    This time, we are returning to the Community of Madrid. The Los Fresnos project involves granting a loan to finance the acquisition costs of land and the urban planning costs necessary to obtain a construction license for six single-family homes. The project is located in Boadilla del Monte, the third municipality in Spain with the highest average income and the second in the Community of Madrid. The property is situated in one of the most valuable residential areas of Boadilla.

    Regarding the developer, Auric Partners specializes in operations of this type. Founded in 2014, their focus is on real estate consulting, advising buyers and sellers in significant real estate transactions involving purchases and acquisitions, structured financing, and real estate market projections.

    10.5% return in 12 months

    The Los Fresnos project is a debt project. Therefore, Urbanitae investors will grant a loan to the developer amounting to 1,700,000 euros. The loan term is 12 months, with a fixed interest rate of 10.5% annually. The contribution from Urbanitae investors will be used to finance part of the purchase price, the total VAT of the purchase, and part of the segregation and soft costs of the project.

    Full early repayment will be allowed at any time, subject to a minimum guaranteed return equivalent to 12 months of interest. Additionally, a six-month extension is allowed after the 12th month.

    First-rank mortgage guarantee

    As usual in our debt projects, we have established strict guarantees to protect the investment in case of default. Specifically, the Los Fresnos loan contract establishes a first-rank mortgage guarantee on the registry property where the project is being developed through a security agent. Additionally, we have set a first-rank pledge on the shares of the SPV and on the SPV’s bank accounts.

    The estimated project duration is 12 months – with a possible six-month extension after the 12th month. According to the business plan, the period from July 2024 to April 2025 is set for the submission of the segregation project and the obtaining of the construction license. The sale of the plots and the repayment of the loan granted by Urbanitae investors would occur between April and July.

    In this video, the developer and Diego Bestard, CEO of Urbanitae, explain the project details. 

    In any case, if you have any questions, you can ask them on our Telegram channel, which we will open on Monday, July 15th at 10:00 AM (UTC+2). As always, you can contact us via email at contacto@urbanitae.com and by phone at (+34) 911 23 25 22. Don’t miss the opportunity to invest with a 10.5% return in 12 months.

  • New project! Invest on the frontline of the Costa del Sol

    New project! Invest on the frontline of the Costa del Sol

    We have a new project at Urbanitae. Today we bring you the opportunity to invest on the frontline of the Costa del Sol. In fact, in one of the last available plots. This will be next Wednesday, July 17th, at 4:00 PM (UTC+2). Here are all the details.

    With the Manilva project, we travel to the town of Manilva in Málaga, bordering Cádiz. We will develop, with Grupo ABU, a promotion of 140 multi-family homes with two, three, and four bedrooms, with large terraces and sea views. The promotion also includes 146 parking spaces and 105 storage rooms, as well as common and landscaped areas. The development is located next to the Marina and the Castle of La Duquesa, with direct access to the La Duquesa golf course and extensive beaches.

    As for the developer, it is already known at Urbanitae. Grupo ABU has already financed the Residencial Uniq and Salvia projects. Both developments are in the province of Málaga, have started construction, and are 100% and 65% sold, respectively. Moreover, Grupo ABU has 25 years of experience in which it has delivered more than 3,500 homes.

    Capital gains strategy

    This project has a capital gains strategy. This means that we enter into a partnership with the developer to carry out the promotion. Specifically, the contribution from Urbanitae investors will be used to purchase the shares of the company that owns the land where the promotion will be developed and to cover the initial costs of the project before the arrival of bank financing.

    The project ticket amounts to €5,000,000. Grupo ABU will manage the project and, together with external investors, will contribute 50% of the total investment capital.

    The project already has a building permit, but it will be replaced by a new permit to accommodate modifications such as larger terraces (and better sea views). The developer is expected to submit the new permit in the coming weeks and its approval is expected within six to nine months.

    The marketing of Manilva has not yet started. It will begin in September-October, led by Nvoga Marbella Realty, which has more than 30 years of experience in the Costa del Sol real estate market.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    Profitability in 2027

    As with all capital gains projects, the regulator does not allow us to advance estimated profitability figures. However, it can be easily calculated from the project sheet information. The formula for the calculation is: (Projected revenue – Estimated expenses) / Total equity.

    A period of 32-36 months has been estimated for this project. According to the business plan, the land acquisition will be completed in the third quarter of this year. The building permit and the start of construction are expected in the second or third quarter of 2025. It will be in the first or second quarter of 2027 when the construction is completed and the homes are delivered. Finally, the liquidation of the company and the distribution of profits to investors will occur in the second or third quarter of 2027.

    Do you have any questions? You can ask them in the webinar we will hold with Grupo ABU on July 12th at 12:00 PM (UTC+2). As always, we remind you that you can find us at contacto@urbanitae.com and (+34) 911 23 25 22. Don’t miss the chance to invest on the frontline of the Costa del Sol with Urbanitae.

  • Chelsea Project: 28% Profit Despite Rising Costs

    Chelsea Project: 28% Profit Despite Rising Costs

    We continue our series of success stories with Urbanitae’s first crowdfunding operation in Cantabria, launched in July 2021. A residential development located in the Monte neighborhood (Santander), just 1.5 km from La Maruca Beach and less than 10 minutes from the center of the Cantabrian capital. The project, promoted by Grupo Tecniobras, involved the development of a promotion of 12 single-family homes. The houses (nine of them already reserved at the time of the project launch), with an average price of 340,000 euros, have 4 bedrooms distributed over two floors, a large private garden, and a basement with a garage. The promoter is a leading company in the residential field in Cantabria with more than 18 years of experience.

    The operation was supported by a capital gains strategy, which consisted of an alliance with the promoter through a vehicle company – Chelsea Desarrollos Inmobiliarios S. L. – to carry out the promotion through a capital increase. Both the promoter and Urbanitae investors participated, with 153,000 euros from the promoter and 747,000 euros from platform investors, which financed the acquisition of the land. Subsequently, the developer resorted to bank credit for the development of the work through a developer mortgage loan.

    Improved Profitability

    The ticket (732,000 euros) was raised thanks to the participation of 332 Urbanitae investors. It was expected that once the operation was completed, the net profit for the investor would be 24% in approximately 24-26 months. Finally, profitability was compromised by an unforeseen increase in costs, so exceptionally the promoter negotiated a bonus to mitigate the effects of the margin loss. With this concession from Grupo Tecniobras, the total return of the project was raised to 28%, four points above expectations.

    Keys to Success

    The promoter, Grupo Tecniobras, is a company with a trajectory of more than two decades in which it has led more than 50 real estate projects in Cantabria, Asturias, and Galicia, consolidating itself as one of the leading companies in the promotion and construction sector in northern Spain. The project is located in a unique location, very close to the beach and the center of Santander. The Menéndez Pelayo International University and the University of Cantabria are located less than 3 km from the promotion. 64% of the homes were already reserved.

    Despite having an unforeseen cost overrun in the execution of the work, the project was a success thanks to the promoter’s commitment to Urbanitae investors, who saw their investment compensated with improved profitability. The Chelsea project is not only a successful case of profitability, but it is also another example of how crowdfunding opens interesting liquidity channels for real estate operations and, at the same time, brings small investors closer to interesting investment opportunities.

    Second Project with Grupo Tecniobras

    Grupo Tecniobras again trusted crowdfunding and Urbanitae with the launch of a new operation in 2023, also in Santander. The Tesla project involved the development of a new residential promotion that includes 80 multi-family homes with 1, 2, and 3 bedrooms, 80 parking spaces, and 36 storage rooms, and a commercial space in the Peñacastillo neighborhood. If you have missed these two opportunities, do not wait any longer to become part of the Urbanitae investor network. You have all the information on our website, and for any questions, you can contact us at contacto@urbanitae.com or by phone at 911 23 25 22.

  • New project! 6.7% return in 8 months

    New project! 6.7% return in 8 months

    New projects keep coming on Urbanitae! After announcing three last week, we’re back with the second tranche of a loan. Do you want to earn returns in 8 months? You can do so this Friday, July 5, at 12 p.m. (UTC+2). Here are all the details.

    Indeed, the Villa Generalife II project is the continuation of Villa Generalife, which we financed in February. This means financing a luxury villa in Marbella, in the Nueva Andalucía district. The developer, SB Property Group, is requesting the second tranche of the loan to continue the comprehensive renovation of the villa, located in the exclusive Las Brisas Golf residential area.

    The works began in March, and by the end of June, they were 28% complete. Since it’s a renovation, the work could start without a license, as it is processed as a responsible declaration. After the renovation, we will have a villa with six bedrooms and eight bathrooms that will include amenities such as an indoor spa, pool, sauna, wine cellar, cinema, and gym. In short, a project that clearly explains why Marbella is the capital of luxury.

    6.7% return in 8 months

    The second tranche of the loan amounts to €915,000. The loan contract stipulates a duration of 8 months at a fixed rate of 10%. This means that after the eight-month period, the total return for the investor would be 6.67%. Every investor can invest a maximum of €10,000 in this project.

    However, a six-month extension is allowed from the sixth month. Additionally, partial repayment is allowed at any time, but subject to a minimum guaranteed return equivalent to eight months of interest.

    As with other debt projects, we have established strict guarantees for this one. Among them, a first-rank mortgage on the registered property where the project is developed stands out. Investors entering this second tranche will be subrogated to this mortgage.

    The works are expected to be completed between March and April 2025. According to the plan, the sale of the villa and the return of capital and interest to investors will take place in the third or fourth quarter of 2025.

    In this video, the developer and our CEO, Diego Bestard, provide details of the Villa Generalife II project.

    If you have any questions, you can check out the webinar we held in February. Additionally, you can ask us anything you need via contacto@urbanitae.com or by calling (+34) 911 23 25 22. Don’t miss this opportunity to invest with a return in 8 months.

  • Invest in real estate crowdlending at 10% annual interest

    Invest in real estate crowdlending at 10% annual interest

    Today we bring you a new project. However, this opportunity to invest in real estate crowdlending is not entirely new. It is the continuation of the Gate 3 project, which we financed last December on the platform.

    At that time, we raised a ticket of 2,815,000 euros to finance the development of three luxury villas with gardens and private pools in Benahavís (Málaga). This time, we invite you to participate in the second tranche of the loan to the project developer, Cogitari Homes.

    From December until now, the project has made notable progress. Today, the works are 40% complete, as they already had a building license. Additionally, one of the three villas has already been sold.

    15% return in 18 months

    The second tranche of the debt, already stipulated in the business plan, amounts to 2,185,000 euros. This amount will be used to cover the construction costs until completion. The loan has a duration of 18 months and a fixed interest rate of 10% per annum. This means that the total return on the Gate 3 II project is 15%.

    Full early repayment will be allowed at any time, subject to a minimum guaranteed return equivalent to 12 months of interest. Additionally, an extension of up to 6 additional months beyond month 24 is allowed, subject to a 100% progress rate of the works.

    First-rank mortgage guarantee

    Investors entering this second tranche will be subrogated to the first-rank mortgage on the three registry properties that make up the project, as established in the loan agreement.

    In this video, our CEO, Diego Bestard, and the developer explain the details of the project.

    If you have any questions, you can review the webinar we held with Cogitari Homes in December. Additionally, we will be happy to assist you at contacto@urbanitae.com and at (+34) 911 23 25 22.

    Don’t miss this opportunity to invest in real estate crowdlending with a total return of 15%.

  • Invest in new construction in Móstoles!

    Invest in new construction in Móstoles!

    June is coming to an end, but we don’t want to close the month without announcing a new project. In this case, we invite you to invest in new construction in Móstoles. It will be next Friday, June 28 at 12:00 p.m. (UTC+2). Here are the details.

    The América project involves the purchase of four plots of land with a small building for demolition and the subsequent development of 66 homes and a commercial space. The plots are located in the center of Móstoles, next to Ernesto Peces Square. Besides, the metro is a six-minute walk away, and the area is well-established with parks, supermarkets, a school, etc. Additionally, it has direct connection to the A-5 and access to the M-50.

    As for the homes, there will be 66 multi-family units with one and two bedrooms and around 50 square meters of space. All of them will have medium-high quality finishes and will include a parking space and common areas. The 1,700-square-meter commercial space has already attracted interest from a supermarket chain.

    The developer of this opportunity is Behike Capital, a newly created company. However, its partners have extensive experience in both real estate development and finance.

    Capital gains strategy

    The project follows a capital gains strategy. This means that Urbanitae investors and the developer become partners. Their contributions will be used to purchase the asset and cover costs not funded by the bank. Bank financing will indeed be necessary to cover the construction and technical costs of the América project.

    Specifically, Urbanitae investors will contribute a ticket of 4,100,000 euros (plus the 5,000 euros contributed and maintained for SPV expenses). Behike Capital, on the other hand, contributes 20% of the total investment value.

    Profitability in 32-36 months

    Among the strong points of the project, it is worth noting that it introduces to the market a product—new quality housing—that is scarce in the center of Móstoles. Furthermore, the developer, Behike Capital, has already signed a purchase contract for the four plots of land. As mentioned, they also invest their own capital.

    As with all capital gains projects, the regulator (CNMV) does not allow us to disclose an estimated profitability figure. Additionally, we are required to present two additional scenarios beyond the baseline. In all scenarios, the profitability calculation is made in the same way, based on the project data sheet. The formula is: (Revenue Forecast – Cost Estimate) / Total Equity.

    We have estimated a project duration of 32 to 36 months. We expect the purchase of the assets to be completed in the third quarter of 2024. Construction will start in the second quarter of 2025 and finish, in principle, in the second quarter of 2027. The liquidation of the company and the distribution of profits to investors will occur in the third quarter of 2027.

    In this video, our CEO, Diego Bestard, explains the key points of the project alongside the developer.

    In any case, if you still have questions, you can ask them during the webinar we will hold with the developer on June 27 at 10:00 AM (UTC+2). Additionally, you can contact us at contacto@urbanitae.com and (+34) 911 23 25 22. What are you waiting for? Invest in new construction in Móstoles with us!

  • Project in Madrid: 11% return in 12 months

    Project in Madrid: 11% return in 12 months

    We are excited to present a new project in Madrid. This time, it is a loan that will be open for investment on Friday, June 21 at 12 PM (UTC+2).

    With the Mirador de la Estación project, we return to Colmenar Viejo. This time, to finance the purchase of land for the development of 45 single-family homes. The land is located in the neighborhood near the train station, in the southern expansion area of Colmenar Viejo, close to parks, green areas, and all kinds of services.

    The homes will have 4 bedrooms, 3 bathrooms, living room, dining room, kitchen, and storage room distributed over two above-ground floors – ground floor and first floor. They include two private gardens both in the front with a parking space and in the back of the house with access to the community pool and extensive common area.

    The Mirador de la Estación project is the third we have financed with Libra Gestión de Proyectos, a developer with extensive experience and more than 6,000 homes developed in cooperative housing.

    11% return in 12 months

    This is a debt project. In other words, Urbanitae investors will come together to provide a loan to the developer. It is a bridge loan for the developer to purchase the land where the development will take place. The loan amount is 4,190,000 euros, with a term of 12 months and a fixed annual rate of 11%.

    Urbanitae investors will exit the project when bank financing comes in. For the bank to enter the operation, Libra Gestión de Proyectos must reach two milestones: achieving 70% reservations and obtaining the building permit. The project already has 40% reservations, which is 18 out of the 45 homes. The Urbanitae loan will finance 75% of the land purchase price and 100% of the structuring costs.

    The developer believes they can meet both conditions within 6 months, but we set a duration of 12 months. However, Libra can repay the loan at any time, subject to a minimum return for the investor equivalent to 6 months of interest (5.5%).

    First-rank mortgage guarantee

    Although we estimate there is sufficient margin, it could be the case that the developer does not meet the deadlines and cannot repay the loan. Therefore, we have established solid guarantees to protect the investors’ money.

    Thus, the loan agreement establishes a first-rank mortgage guarantee on the property that makes up the project – the land – through a guarantee agent. The value of the land would more than cover the loan amount and interest. Additionally, the contract establishes a first-rank pledge on the bank accounts of the SPV.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    However, if you have any questions about the project, you can ask them in the webinar we will hold with the developer next Wednesday, June 19 at 12 PM (UTC+2). Additionally, you can contact us at contacto@urbanitae.com and directly by phone at (+34) 911 23 25 22. Don’t miss this new project in Madrid!

  • New success for Urbanitae and Grupanxon with a 20% IRR

    New success for Urbanitae and Grupanxon with a 20% IRR

    Talking about the Grupanxon-Urbanitae partnership is synonymous with guaranteed success. And for good reason. With Grupanxon, one of our flagship developers, we have financed no less than 14 projects. Today, in our series of success stories, we focus on the Ciudad Lineal project in Madrid. This residential asset is located on Calle de las Cañas, parallel to López de Hoyos at the intersection with Calle Arturo Soria.

    Grupanxon is a business holding company with over 20 years of experience in real estate development. Since 2017, it has had a business line specializing in the development of parking spaces and storage units to address the scarcity of square meters in major cities like Madrid. It has been the developer for projects such as Magallanes, Prosperidad, Simancas, Hortaleza-Bellas Vistas, Puerta del Ángel, and Paseo Imperial, among others, most of which were closed in record time and returned to investors, improving investment returns in all cases.

    Regarding the Ciudad Lineal project, the operation consisted of developing a promotion of 55 storage units that was financed in 12 minutes, which was then a record for Urbanitae. Additionally, we were pioneers in launching this type of asset, which has been very well received by our investors. The storage units, ranging in size from 4 to 20 square meters, have direct street access, a parking area, and a loading and unloading zone.

    Improved IRR and early deadlines

    In October 2020, 44 investors contributed 250,000 euros for a fixed-rate loan. The developer had signed a deposit agreement for the acquisition of a space of more than 500 square meters, to be transformed into an area with independent storage units.

    The project concluded with a final return of 15%, three months ahead of schedule – reducing the projected 12 months to nine – placing the IRR above 20% – the target IRR was 15%. Thus, as with other projects, the developer managed to shorten construction times and settle the operation ahead of schedule, having signed enough storage units to service the debt.

    Keys to success

    The developer had extensive experience in Madrid, Málaga, and Sevilla.

    At that time, this was the third operation financed by Grupanxon on our platform. Today, as mentioned, there are now 14 projects carried out jointly with Urbanitae.

    The company processed the building permit through a responsible declaration, so it was not necessary to process a file with the municipal administration to start the work.

    At the launch of the project, 26 units were already reserved.

    It was a loan-structured operation, so it was not necessary to wait for the sale of all the units to receive loan returns.

    Grupanxon’s commitment to crowdfunding

    Grupanxon’s extensive experience with Urbanitae has already won over hundreds of investors and is the best proof of the success of real estate crowdfunding as an alternative to bank financing.

    If you also want to be part of our investor community and join operations like this one, you can register on our platform and stay tuned for upcoming investment opportunities. For any questions, we will be happy to answer them via email at contacto@urbanitae.com or by phone at (+34) 911 23 25 22.

  • Invest in flex living with preferred returns

    Invest in flex living with preferred returns

    At Urbanitae, we have a new project ready. This time, we are investing in flex living—a growing sector—in Málaga. It will be next Wednesday, June 19, at 4 PM (UTC+2). Want to know more?

    With the Oceánika project, we are heading to Torremolinos (Málaga). There, we will purchase an old hotel and convert it into a flex living space and a medium-sized commercial area for subsequent sale to an institutional investor. Flex living is a term that encompasses various housing formats different from traditional ones. In this case, it refers to a complex of 180 rooms with a commercial area and multiple amenities.

    We are talking about a surface area of over 11,500 square meters, which will include 180 rooms and 210 beds. The commercial area will cover more than 2,000 square meters. The project is located in Torremolinos, a destination appreciated by digital nomads on the Mediterranean coast of Andalusia. Specifically, Oceánika is just 3.7 kilometers from Málaga Airport, 12 kilometers from Málaga city center, and 19 kilometers from the city’s Technology Park.

    The developer for this operation is Nuovit, returning to work with Urbanitae. Over the last 30 years, their management team has developed real estate projects covering more than 2.5 million square meters, representing an investment of over 2 billion euros and a market value exceeding 2.7 billion euros.

    Valid building permit

    The Oceánika project has a capital gains strategy. Therefore, Urbanitae investors will partner with the developer to develop the project. The flex living will be operated by Habyt under an already signed management contract. The medium-sized commercial area is leased to the Aldi supermarket chain under a fixed lease agreement that is also signed.

    Additionally, the building permit for construction has been granted. Once the capital increase by investors is completed, construction will begin as soon as possible. The manager has already obtained the necessary licenses from the City Council to operate the assets.

    Urbanitae investors will contribute 4,560,000 euros, which will be used to cover the project’s development costs not covered by bank financing. The developer is investing 7 million euros of their own capital.

    Preferred return of 18% IRR

    As with all capital gains projects, it is not permitted to publish estimated returns. However, the return forecast can be calculated from the project information sheet using the formula: (Expected revenue – Estimated costs) / Total equity.

    We have agreed with the developer that Urbanitae investors and project co-investors will have a preferred return on the contributed capital of 18% per year (IRR). This means the developer will not recover their equity nor have the right to profit until Urbanitae investors and co-investors receive an 18% annual return on their contribution.

    In this video, the developer and our CEO, Diego Bestard, explain the details of the Oceánika project.

    Returns by the end of 2026

    The project term is 28-32 months. The business plan outlines that construction will begin in the third quarter of this year and finish in the second quarter of 2026. At this point, a window for divestment of the medium-sized commercial area would open if conditions are favorable. Finally, in the fourth quarter of 2026, the assets will be sold, the company will be liquidated, and the remaining profits will be distributed to investors.

    If you have any questions about the project, you can ask them in the webinar we will hold with Nuovit next Monday, June 17, at 12:00 (UTC+2). Additionally, we are available at contacto@urbanitae.com and at the phone number (+34) 911 23 25 22. Don’t miss this opportunity and invest in flex living!

  • New investment opportunity with Fenext in Huelva!

    New investment opportunity with Fenext in Huelva!

    If you missed the chance to invest in the Batres project, today we present a new investment opportunity with Fenext. Specifically, next Thursday, June 20, at 4:00 PM (UTC+2).

    This time, we are traveling to La Antilla in Huelva to develop 56 single-family and multi-family homes. The La Antilla project is located in an area called El Catalán, within a pine forest near the mouth of the Piedras River and just a few meters from La Antilla beach. The area is known for its unspoiled beaches and is less than a five-minute drive from the town center of La Antilla, which has all necessary services.

    As for the developer, we are partnering again with Fenext, which recently financed its fourth project with us. The first two projects, in Cádiz, yielded IRRs above 18% in both cases. The third project, Cervantes, is progressing well.

    Capital gain strategy

    The La Antilla project has a capital gain structure. Urbanitae investors and the developer will partner to purchase an existing building in La Antilla, on which 56 homes with 1, 2, and 3 bedrooms – with an average built area of 88 m² – will be developed.

    Thus, the project ticket amounts to 3,172,500 euros. Fenext has already signed a purchase contract for the asset and paid 5% of the price. Urbanitae’s entry will allow for the payment of the remaining amount for the purchase.

    Although there is no construction license yet, it should be noted that the acquisition of the complex includes the purchase of rural land not considered in the business plan, which will generate extra profit for the project. We are entering a very early stage of the project, so we expect a total return in line with the duration of about 34-36 months.

    As with all capital gain projects, the regulator does not allow us to offer an estimated return figure. You can calculate it from the project information sheet using the formula: (Revenue Forecast – Cost Estimate) / Total Equity.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    Return in 2027

    The project has an estimated duration of 32-36 months. We estimate that the purchase of the assets will be completed in the third quarter of 2024. The construction is expected to start in the second quarter of 2025 and be completed by the second quarter of 2027. The liquidation of the company and the distribution of profits to investors is expected in the third quarter of 2027.

    If you have any questions about the project, you can contact our Investor Relations team at contacto@urbanitae.com and by phone at (+34) 911 23 25 22. In any case, next Tuesday, June 18, at 12:00 PM (UTC+2), we will hold a webinar with the developer to answer any questions.

    Don’t miss this new investment opportunity with Fenext!

  • Invest in Getafe with a license and 50% reservations

    Invest in Getafe with a license and 50% reservations

    We have a new project! This time, we’re heading to Getafe to develop 14 multi-family homes with one of our most successful developers. You can invest next Wednesday, June 12 at 4 PM. Interested?

    The Batres project is the fourth we’re undertaking with Fenext (formerly Carpio Capital). This developer is currently working on the Cervantes project, financed through our platform. Fenext has also returned two projects with Urbanitae in Cádiz, Pinares I and Pinares II, which average an IRR of over 21%.

    This time we’re going to Getafe to purchase an existing building, demolish it, and construct a residential development. Specifically, we’re talking about 14 multi-family homes with 1 and 2 bedrooms, each around 85 square meters. The homes, with optional garage spaces, will be equipped with aerothermal energy and will have an energy rating of B. The Batres project is located in the center of Getafe, in a well-established area surrounded by parks, various services, and well-connected.

    Fenext‘s track record with Urbanitae is well-known. This developer has a solid reputation and extensive national and international experience.

    50% reservations

    The Batres project has a capital gains strategy. This means that Urbanitae investors and the developer partner to carry out the project. Specifically, Urbanitae investors will contribute a total of €792,500 to purchase the building, which is about 90% of the total capital. Fenext, which has signed a purchase contract for the asset and paid 11% of the price, contributes the remaining 10%.

    One of the strengths of the project is that it already has a valid building permit, which greatly reduces the timeline risk. Additionally, 7 out of the 14 homes are reserved, with signed contracts and reservation deposits paid. This means that the commercial risk is also limited. Conditions are also set for the developer loan. In fact, terms have already been agreed upon with a top-tier financial institution.

    Return in 24-28 months

    As with all capital gains projects, we cannot provide specific return figures. However, you can estimate our projection using the project sheet numbers: (forecast income – estimated costs) / total equity.

    The Batres project timeline is estimated at 24-28 months. Therefore, construction is expected to start in the first quarter of 2025 and end between the second and third quarters of 2026. The liquidation of the company and the distribution of profits to Urbanitae investors would occur in the fourth quarter of 2026, according to the business plan.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    In any case, you can ask your questions in the webinar we will hold with the developer next Tuesday, June 11th at 12:00 PM. Additionally, you can contact us anytime at contacto@urbanitae.com and at (+34) 911 23 25 22. Don’t miss the opportunity to invest in Getafe with a license and 50% reservations.

  • New Project! Invest in Valencia with an 8% annual return

    New Project! Invest in Valencia with an 8% annual return

    Are you looking for a profitable investment with low risk? At Urbanitae, we bring you a new rental project – our most conservative type. It’s an opportunity to invest in Valencia with an almost 8% annual return for three years. We open it for funding on Thursday, May 30th at 4:00 PM (UTC+2).

    The Apartamentos Campanar project is located in Valencia, in the Campanar district, and involves the development of 20 tourist apartments. In this project, we will purchase an office floor to renovate and transform it into 20 tourist-use apartments (with boarding house license). These apartments already have a national operator focused on Valencia, Alma Suites.

    The asset consists of 20 registered properties located on the ground floor of a mixed-use building, with a gross leasable area (GLA) of over 1,800 square meters. This building is in the Campanar district of Valencia, 2.5 kilometers from the city center and a 10-minute drive from the airport.

    The developer is Viviz, with whom we have previously financed an equity operation also in Valencia, the Montesano project.

    Periodic rents of 7.75% annually

    This project has a strategy of capital gain and rental income. Urbanitae investors will partner with the developer to handle the acquisition of the asset and the costs of adaptation, management, and sale of the same. No bank financing is planned. The contribution corresponding to Urbanitae investors will be equivalent to 3,345,000 euros.

    The tourist apartments are leased to Alma Suites. The lease contract provides for a fixed annual rent of 240,000 euros (1,000 euros per apartment per month). This rent will be reviewed annually according to the variation of the CPI; however, exclusively upwards. The asset will be managed for a total period of three years (exit window from year 2), at which point it will be sold to an investor with a patrimonial profile. Additionally, the tenant is interested in acquiring the asset after this period if the situation at that time is suitable.

    According to the lease contract and the construction budget, it is estimated that the project will generate an average annual dividend of 7.75% from the completion of the work. This lease contract will allow Urbanitae investors to receive a quarterly distribution of capital from the start-up of the asset. The total profitability of the project can be calculated from the data available in the project file: (forecasted income – estimated expenses) / total equity.

    The payment of the first dividend is scheduled for the first quarter of 2025, while the divestment, liquidation of the company, and distribution of the remaining profits to investors are expected in the second quarter of 2027.

    The building permit for the renovation is processed through a responsible declaration; therefore, it is not necessary to open a file with the municipal administration. The developer has already processed the boarding house license with the City Council, a declaration through which spaces can be exploited for tourist purposes.

    In this video, our CEO, Diego Bestard, and the developer explain the details of the Apartamentos Campanar project.

    However, if you have any questions, you can ask them in the webinar we will hold with the developer on May 28th at 5:00 PM. Get informed and take the opportunity to invest in Valencia with almost an 8% annual return.

  • New project! 7.6% return in 7 months

    New project! 7.6% return in 7 months

    We present you with a new investment opportunity offering returns in seven months! This time, we head to Valencia to complete a housing development. The Montesano project will be open for investment this Thursday, May 23, at 4 PM. Are you going to miss it?

    In this new project, we will provide a loan to the developer to complete the construction of five single-family homes in Montesano, a residential area in Bétera, Valencia. The homes, featuring avant-garde style and high-quality finishes, will have four bedrooms and three bathrooms, distributed over three levels: basement, ground floor, and first floor.

    The developer of the Montesano project is Viviz, a company dedicated to real estate marketing and development. It was established in 2014, but its management team has extensive experience in the sector.

    Construction license and 90% completion

    The Montesano project includes five single-family homes, with construction already 90% complete. It is owned by a developer who, due to the real estate crisis, was unable to complete the construction of five of the six homes that originally comprised the development.

    This project involves debt. Urbanitae investors will grant a loan to Viviz of up to 1,280,000 euros, with a term of seven months (extendable by six months) and an annual fixed interest rate of 13%. Therefore, if the project is completed within the seven months planned in the business plan, the total return for Urbanitae investors would be 7.58%.

    In addition to the progress of the works, another advantage is the valid construction license and the notarial deed of completion of the works. The remaining works will be undertaken in June, as soon as the asset is acquired with the Urbanitae loan; they should be completed within four to five months.

    80% sold

    Sales of the homes began in April, and since then, four out of five have been sold. There is already interest in the remaining home, but the developer prefers to wait to maximize the sale price. This is another strong point of the project.

    The money from Urbanitae investors will be used to cover the purchase of the asset, construction, and general project costs. The developer contributes nearly 100,000 euros in own funds (6% of the total), while customer down payments amount to more than 340,000 euros. Among the main loan guarantees is the first-rank mortgage on the properties that make up the project.

    Urbanitae investors’ exit is conditional on the sale of the five homes. It is true that the loan has an extension option of six months starting from month seven.

    The delivery of the homes is scheduled for December 2024, and the repayment of the loan to investors is expected in the first quarter of 2025.

    In this video, the developer and our CEO, Diego Bestard, explain the key points of the Montesano project.

    If you have any questions, you can ask them in the webinar we are holding with the developer tomorrow at 5 PM. And always feel free to contact us at contacto@urbanitae.com or by phone at +34 911 23 25 22. Get informed and take advantage of the opportunity to invest with returns in seven months.

  • Invest in Benahavís with a 15% return

    Invest in Benahavís with a 15% return

    This Friday, May 17th at 12 PM, you can invest in our new project. This time, we’re heading to an exclusive development in Benahavís to invest with a total return of 15% in 16 months. Are you in?

    The La Quinta 237 project is located in the namesake urbanization, formerly known as El Herrojo, in Benahavís (Málaga). We’re talking about a spectacular villa with five bedrooms and five bathrooms, overlooking the La Quinta golf course: 878 square meters on a plot of over 1,000, with a garage for three vehicles, a pool, an elevator, a cinema, a gym, and an outdoor barbecue.

    The villa’s location is unbeatable. It’s five kilometers from San Pedro Alcántara and just 12 kilometers from Marbella’s center. It’s also well-surrounded by golf courses, large beaches, natural spaces, shops, and restaurants.

    The developer is Puro Properties, a Swedish joint venture of the financial companies Puro Invest AB and Eder Forvaltning AB. Founded in 2009, it has extensive experience in real estate commercialization on the Costa del Sol, although La Quinta 237 is its first direct development project.

    Building permit and mortgage guarantee

    The La Quinta 237 project follows a debt strategy. Specifically, it involves granting a loan to finance 100% of the construction and 28% of the general development costs of the luxury villa. The developer has contributed over €1.4 million of their own funds, covering acquisition and planning costs.

    One of the project’s main strengths is that it already has a building permit and approval from the town hall. In fact, construction will begin in May or June, as soon as the loan contract with Urbanitae is signed. The marketing of the villa, as is usual with this type of luxury asset, will begin once a certain level of construction progress is achieved: by the end of 2024.

    Another plus is that, as usual in our debt projects, a first-ranking mortgage guarantee is established on the asset. Additionally, the asset’s value is approximately double the loan amount.

    15.3% return in 16 months

    The total loan amount is €3,730,000, fully financed by Urbanitae investors. However, this loan will be structured in two tranches. The La Quinta 237 project covers Tranche A, amounting to €2,265,000, aimed at partially financing the construction and general project costs.

    The loan has a duration of 16 months, with an extension option of six months, at an annual fixed interest rate of 11.5%. The total return would be 15.3% in 16 months.

    Full early repayment will be allowed at any time, subject to a minimum guaranteed return for Tranche A equivalent to 16 months of interest.

    Urbanitae investors will exit through the sale of the property, expected in the third quarter of 2025.

    In this video, the developer and our CEO, Diego Bestard, explain the project details.

    If you have any questions, you can ask them in the webinar we will hold next Thursday, May 16th at 1 PM. As always, we will be happy to assist you at contacto@urbanitae.com or by phone at +34 911 23 25 22. Take advantage and invest in Benahavís!

  • 20% return on real estate investment on the Costa del Sol

    20% return on real estate investment on the Costa del Sol

    The Costa del Sol is a highly sought-after tourist destination and, consequently, also has great appeal among real estate investors. A prime example of this success is the Huertos 70 Project, a residential development in Nerja, province of Málaga. Located near Playa de Carabeillo, the development is set in a unique location, right in the town center and just 700 meters from the famous Balcón de Europa viewpoint.

    The project, trusted by a total of 234 investors, was launched in February 2021 and involved the development of a building comprising 17 apartments with 1 to 3 bedrooms, 39 parking spaces, and 7 storage rooms.

    Leading the project was Eurogest Nerja Project Managers, a company linked to Grupo ADU and created exclusively for this development. Grupo ADU, specialized in housing development and cooperative management, was making its debut as a developer on Urbanitae’s platform, and after these positive results, it has once again placed its trust in our platform.

    The association of the developer with Urbanitae’s investors materialized in a fixed-rate loan worth €800,000 for the execution of the project. The land was already owned by the developer, and this capital was used to pay off the mortgage burden on it.

    Profitability: from 15% to 19.8%

    The estimated term was 18 months, but it was delayed almost three months due to extended administrative processes with the project’s service providers. Nonetheless, the return for Urbanitae investors increased from the initially estimated 15% to 19.8%, with an increase of nearly five percentage points. The IRR also improved by one point, starting from 10% and finally reaching 11%.

    Keys to success

    – The construction was financed with the developer’s own funds, part of the loan from Urbanitae investors, and the amounts paid on account by 11 of its buyers.

    – The development had 95% pre-sales (16 of the 17 apartments were already sold, as well as 31 of the 39 parking spaces and all 7 storage rooms).

    – The project already had a building permit.

    Huertos 70 is another example that new forms of alternative financing, including crowdfunding, are increasingly becoming a viable option. These methods provide all types of developers with quick liquidity, allowing them to continue their projects.

    If you also want to invest with the best developers, you can find out about all the projects currently under review on our platform. If you don’t want to miss new investment opportunities, be sure to register. You can also contact us via email at contacto@urbanitae.com or by phone at 911 23 25 22.

  • Invest in beachfront property on the Costa Blanca

    Invest in beachfront property on the Costa Blanca

    We have a new residential project for you. This time, we offer you the opportunity to invest in beachfront property on the Costa Blanca. When? Next Friday, May 10th at 12 p.m.

    The Allonbay Alba project is the third we are financing in the Allonbay Village complex, located in the north of Villajoyosa (Alicante). In this case, we are talking about a development of 22 premium homes with one, two, and three bedrooms (including garage and storage room) on one of the last beachfront plots on the Costa Blanca. The development features a pool, children’s play area, gym, and sauna, among other amenities.

    The developer is Quadratia, responsible for the Aura and Azure projects, which we have previously financed and are very close to the one at hand. In addition to the developer’s experience, whose management team has over 50 years of experience, Quadratia has developed all the Allonbay projects, totaling approximately 225 homes sold and delivered. Therefore, they have good knowledge of construction permit timelines and building costs in the area.

    32% of homes reserved

    The Allonbay Alba project is an equity investment, involving a partnership with the developer to develop the project. Specifically, Urbanitae investors will contribute €3,520,000 – 80% of the capital – to purchase the unencumbered plot and cover project costs until bank entry.

    The project already has monetary reservations for seven of the 22 homes (32% of the total), although it does not yet have a building permit. This was applied for in March, and it is expected to be obtained in the third or fourth quarter of this year. Therefore, construction is anticipated to start between the fourth quarter of 2024 and the first quarter of 2025, with completion between the third and fourth quarter of 2025. According to the business plan, from then until the first quarter of 2026, the company can be liquidated, and profits distributed to investors.

    As with all capital gains projects, we cannot disclose specific profitability figures. However, you can estimate our projection based on the project details: (projected revenue – estimated costs) / total equity.

    In this video, the developer and our CEO, Diego Bestard, explain the project details:

    Additionally, you can address any questions about the project during the webinar we will hold on Wednesday, May 8th at 5 p.m. As always, you can also reach us at contacto@urbanitae.com or by phone at 911 23 25 22.

  • Invest in Marbella with a 17% return

    Invest in Marbella with a 17% return

    We present a new opportunity to invest in Marbella with a 17% return. We will open it for funding on Friday, May 3rd at 12 pm.

    This time, it’s the continuation of the Cazorla-Piemonte debt project, which we financed last November on the platform. This project involves granting a loan for the development of two luxury single-family homes (Casa Cazorla and Casa Piemonte) with gardens and private pools in Marbella.

    Casa Cazorla is a luxury villa with five bedrooms (two of them with walk-in closets), five full bathrooms, a guest toilet, and a living room-kitchen. Additionally, the basement features a gym, a reading room, an office, and a play area. The garden includes a large pool with lounge, dining, and outdoor kitchen. The land is owned by the developer, acquired free of charges; it has permits, and construction is 21% complete. Tranche B of the loan will be used to cover the costs associated with continuing the ongoing construction.

    Casa Piemonte consists of the development of a luxury single-family home with six bedrooms (four of them with walk-in closets), seven full bathrooms, two guest toilets, and a living room-kitchen. The master suite has an independent terrace and a jacuzzi. Additionally, the basement includes a gym, bar, office, game room, and reading area. The garden features a large pool with lounge, dining, and outdoor kitchen. The land is also free of charges, has building permits, and construction is currently at 20%. Tranche B of the loan will be used to continue the ongoing construction.

    17% return in 20 months

    The second tranche of the loan, subject of the Cazorla-Piemonte II project, amounts to €2,676,500 and has a term of 20 months, offering a total return of 16.7%.

    The total loan amount is up to €7,480,000 and has a duration of 24 months. The developer can repay the entire loan at any time, with a guaranteed minimum return equivalent to 24 months of interest and fees for tranche A, 20 months for tranche B, and 12 months for tranche C. In addition, an extension of an additional 12 months at month 24 is allowed, subject to 100% progress on construction.

    In this video, Kiko Conde updates the project’s status.

    You can also review the recording of the November project webinar.

    If you have any doubts, feel free to reach us at contacto@urbanitae.com or call us at 911 23 25 22.

  • New debt project in Madrid with 30% return!

    New debt project in Madrid with 30% return!

    This week we are launching a new debt project in Madrid, which we will open for financing next Tuesday, April 30th at 4 p.m.

    Project El Olivo is located north of the municipality of Colmenar Viejo, an area in full expansion with a population of 49,500 inhabitants and fully consolidated with all kinds of services.

    For this project, we will count on Agruppa Homes, a real estate development company focused on high-quality residential projects in good locations in the Community of Madrid.

    +65% of the homes reserved

    This operation will be structured via debt, where Urbanitae Investors will grant a fixed-rate loan to the asset-owning company.

    The developer has secured financing and is in the process of formalizing it with a top-tier banking entity. Additionally, the project has obtained a building permit and a construction contract is finalizing details for signing.

    In this video, Diego Bestard and the project developer tell us the key points for investing in this project.

    30% return in 24 months

    The project has a 30% return over 24 months. In the second quarter of 2024, the loan from Urbanitae investors to the manager is expected to be granted.

    Between the second and third quarters of 2026, the completion of construction works and the commercialization of the homes is estimated.

    Finally, in the third quarter of 2026, the repayment of the loan granted by Urbanitae investors is expected.

    As always, you can reach out to us with any questions about the project at contacto@urbanitae.com or by calling 911 23 25 22.