We present a new real estate debt project in Huelva, structured as a loan designed to finance the final land payment of a residential development in the city’s southern expansion area. The transaction offers a fixed annual return of 10%, with an estimated term of 12 months and a 70% commercial progress at the time of launch.
- Webinar: Monday, December 22 at 5:00 PM (UTC+1)
- Funding opening: Tuesday, December 23 at 12:00 p.m. (UTC+1)
To allow participation from a larger number of investors, there will be a maximum ticket of €10,000 per investor.
A residential tower with 70% sold
The Residencial Intur Panorámico project consists of the development of a 106-unit residential tower, which will also include 110 parking spaces, 61 storage rooms, and one commercial unit. All homes will feature private terraces, and the development will incorporate differentiated communal areas such as a swimming pool, gym, and coworking area, conceived to strengthen the project’s commercial appeal and the final value of the asset.
The developer already owns the land. The project has obtained its building permit — and construction has in fact already begun — and the developer has signed the senior development loan with a top-tier banking institution. From a commercial perspective, the project currently has 75 units sold under purchase agreements, securing 70% of the total development.
A location with industrial… and tourism appeal
The development is located in the Ensanche Sur, Huelva’s main area of urban expansion, designed to open the city toward the estuary. It is a modern and well-planned environment with excellent connectivity, just a short walk from the historic city center and with immediate access to the train station — a key differentiating factor for both residential and corporate demand.
Huelva is consolidating itself as one of the emerging economic hubs in southern Spain, driven by its role as the epicenter of the Andalusian Green Hydrogen Valley, with industrial investments exceeding €3 billion. This transformation is attracting highly qualified talent and generating new residential demand with greater purchasing power.
With a population of nearly 143,000 inhabitants and entry prices that are more competitive than those of Málaga or Seville, the city shows significant revaluation potential, supported by its dual economic engine: the energy industry and tourism linked to the Costa de la Luz.
Transaction structure
Urbanitae investors will participate in the project through the granting of a single-tranche loan for a total amount of €1,285,000, allocated entirely to the final outstanding land payment.
The loan offers a fixed annual interest rate of 10%, with a 12-month term. Both principal and accrued interest will be repaid together at maturity, with the option of early repayment at any time, subject to a minimum guaranteed return equivalent to 10 months of interest. Investor exit will be achieved through a combination of drawdowns from the already signed bank development loan with a top-tier financial institution and the funds available in the project’s dedicated account.
The transaction also includes a convertibility clause, allowing the outstanding debt to be converted into equity interests in the event of default.
An experienced developer with a strong track record in Andalusia
The Residencial Intur Panorámico project is promoted by Grupo Intur Promociones Inmobiliarias, a company specialized in the development of exclusive residential architecture, with a business model focused on the customization of the final home. The group has an established presence in Huelva, Cádiz, and Málaga, has delivered more than 150 homes over the past decade, and currently has a pipeline of 206 units under development for the coming years.
In this video, we explain the key aspects of the project.