New project! 12.5% annual return in Alicante
Urbanitae opens a new investment opportunity: the Villafranqueza project, a debt operation in Alicante. Funding will open tomorrow, Thursday, September 25 at 4:00 p.m. (UTC+2), via a single loan tranche.
Before that, on Thursday at 10:00 a.m. (UTC+2), we’ll host a webinar with the project manager, Padi Gestión, to walk through all the details first-hand.
The project
The Villafranqueza project is a bridge loan to finance part of the purchase price of two plots in the Villafranqueza neighborhood (Alicante) and to cover structuring costs. The manager will complement the remaining amount and associated expenses with its own funds.
These plots will be used to develop a residential scheme with 67 homes, 61 parking spaces, and 58 storage rooms, distributed over a ground floor plus three upper stories and two basement levels, with a total buildable area of 4,110 sqm. The basic project has already been submitted to the ECUV (the collaborative urban planning entity of the Valencian Regional Government), and the building permit is expected in 4–5 months.
The area features an established residential fabric, essential services, good connectivity to Alicante city center, and immediate proximity to the University of Alicante, less than 10 minutes by car. These characteristics make it a growing area, attractive to families and younger residents linked to academic and professional activity.
Investment terms
Villafranqueza follows a debt strategy:
- Loan amount: €1,380,000 (single tranche)
- Term: 12 months (+ 6-month optional extension)
- Fixed interest: 12.5% simple annual rate | 12.5% total return
- Minimum interest: 6 months
- Security package:
- First-rank mortgage on the underlying asset, with 150% mortgage liability.
- Pledge of receivables totaling approximately €1.4 million.
- First-rank pledge of the borrower’s shares and control over the project bank accounts.
The manager: Padi Gestión
Padi Gestión is a developer with more than 20 years of experience. Since 2014, it has delivered over 1,100 homes in Madrid and Alicante, with sales exceeding €218 million. It currently manages a pipeline of more than 600 units under development.
The company stands out for its execution capability, market knowledge, and proven track record, totaling nearly 1,500 homes developed across different typologies and locations.
Why invest in Villafranqueza?
Key strengths of the project:
- Fixed return of 12.5% per year with a minimum return of 6 months.
- Project backed by an asset with a first-rank mortgage and additional guarantees (pledge of receivables of approx. €1.4M).
- Developer with a solid track record in Alicante and Madrid.
- Area in residential expansion, highly attractive to young people and families.
Projected timeline
The project has an estimated duration of 12 months, with a possible 6-month extension at month 12:
- Thursday, September 25, 2025 – Funding opens.
- Q4 2025 – Plot consolidation, building permit application, and start of off-plan sales.
- Q1–Q2 2026 – Building permit obtained.
- H2 2026 – Development loan granted and repayment of the Urbanitae loan.
If you have any questions, you can join the webinar on September 25 at 10:00 a.m. (UTC+2), write to contacto@urbanitae.com, or call (+34) 911 23 25 22. And if you’re ready, don’t miss the chance to invest in Villafranqueza and earn a fixed 12.5% return in 12 months.
