Juan Mínguez, new Head of Debt at Urbanitae
Last Updated on 30 April 2025 by Urbanitae
Mínguez will lead the team responsible for identifying and structuring this type of project, which already accounts for nearly 40% of the opportunities financed through Urbanitae. He joins us from Alantra, where he served as Director of Real Estate Private Debt. Previously, he was part of the investment team at Arcano’s debt platform, where he spent nearly a decade building his career.
A Growing Investment Model
Juan Mínguez joins Urbanitae at a key moment, as we’ve been firmly betting on real estate debt in recent years. In 2024 alone, we financed 29 projects in this category, with a total investment of nearly €69 million—an increase of 26% compared to the previous year. So far in 2025, that figure already exceeds €26 million.
Since launching our first debt project in June 2020, Urbanitae has facilitated more than 80,000 investments in this model. These investments have helped finance the development of nearly 2,000 homes, as well as non-residential projects such as the acquisition of a hotel in Gran Canaria, the development of a retail park in Burgos, and a dozen self-storage developments in Madrid. Geographically, most of these operations have taken place in Andalusia (43%) and the Community of Madrid (31%).
What Is a Debt Project at Urbanitae?
Unlike equity projects, where investors join as partners of the developer and share in the profits, debt projects involve investors acting as lenders. In other words, they lend money to a developer in exchange for a fixed, predetermined return. This allows investors to know in advance both the term and the expected return of the operation, adding predictability to their investment strategy.
These projects are secured by real guarantees (such as mortgages on the financed asset), which significantly reduces risk for the investor. While returns tend to be lower than those of equity projects, they also come with less volatility and lower risk exposure.
Another Step in Our Growth
Juan Mínguez’s addition to the Urbanitae team marks another step in our commitment to excellence in investment management and in diversifying our offering. With over 200 successfully financed projects and more than €450 million mobilized across Spain, Portugal, and France, Urbanitae continues to grow as a leading real estate co-investment platform in Europe.
Our goal remains the same: to make high-quality real estate investment accessible to any investor, protecting their capital through a rigorous project selection process, strong legal structures, and active management focused on safety and profitability.
Want to learn more about debt projects? We recommend this article:
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