financial education
financial education
How Urbanitae investments are taxed in 2027
Equity or capital gains projects are taxed when profits are distributed, usually through dividends. Crowdlending or debt projects are taxed on the interest generated, with a usual initial withholding of 19%.
What are SPVs?
VPS sound weird, but they are key instruments in crowdfunding and crowdlending projects. Here we tell you what they are and what they are for.
3. How to plan investments well
Having clear investment objectives will help us make better decisions. For example, if we invest with a 20-year horizon – because we know that the long term is our friend – we will be more patient when things get worse.
Why the long term is good
The good thing about starting to invest is that it is always a good time. The most skilled investors are able to see the moment and jump... successfully. For most, time is key.
1. Why you need to save before you invest
If you don't have an emergency fund or controlled debts, it doesn't make sense to risk your savings by investing. Get your financial house in order.
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