Urbanitae Blog | The best real estate investment news

Category: Projects

All the news about Urbanitae’s projects on the Urbanitae blog.

  • Lagasca Project Return: Real Estate Investment in Madrid’s Barrio de Salamanca with 11.45% IRR

    Lagasca Project Return: Real Estate Investment in Madrid’s Barrio de Salamanca with 11.45% IRR

    We have completed the liquidation of the Lagasca project, a real estate investment developed in Madrid’s Barrio de Salamanca together with the manager VG Investment, which allowed us to return over €3.5 million to 811 investors, with a final return of 29.30% and an IRR of 11.45%.

    The project closed with a result above the initial forecasts, both in total return and annualized profitability, despite requiring an extension of the initially planned term.

    Luxury Home Renovation

    The Lagasca project consisted of a real estate investment in one of the most established and sought-after residential areas of Madrid: the Barrio de Salamanca. From the beginning, the goal was to optimize the asset’s value through active management and subsequent divestment, in a market characterized by very limited supply and steady demand, both nationally and internationally.

    When the project was opened to investment on Urbanitae, it presented several factors that supported its approach:

    • Prime location in central Madrid.
    • A residential market with high liquidity.
    • An experienced manager in this type of asset.
    • The initially planned term was 18 months, structured as 12 months plus a possible 6-month extension, as established in the contract.

    More Time to Deliver Higher Returns

    Ultimately, the project was liquidated over a natural term of 32 months, equivalent to a weighted term of 28 months, thanks to partial returns made during the life of the project.

    It is important to highlight that the term was extended twice, always with investors’ approval, with the aim of optimizing the asset’s marketing and maximizing value at the time of divestment.

    These extensions allowed the project to adapt to the market pace and exceed what was initially foreseen in the contract, prioritizing better economic results over an early exit under less favorable conditions.

    Results Above Initial Estimates

    The final balance of the Lagasca project is as follows:

    • Planned term: 18 months (12 + 6 extension)
    • Final term: 32 months (28 months weighted)
    • Estimated CoC: 15.75%
    • Final CoC: 29.30%
    • Estimated IRR: 10.50%
    • Final IRR: 11.45%

    The difference between the initial estimates and the final result highlights the impact that active management of the divestment schedule can have, especially in prime market assets, where the timing of the sale is a key factor.

    During the life of the project, partial returns were made, allowing investors to recover part of their capital before the final liquidation and improve the result in terms of time-weighted profitability.

    Thanks to this structure, the project achieved a final return of 29.30%, with an IRR of 11.45%, figures that clearly exceed the initial forecasts and reinforce the attractiveness of this type of operation in established locations.

    An Example of Value-Oriented Management

    The Lagasca project return is a good example of how, in certain real estate investments, flexibility in timing and proper alignment with investors can translate into better final results.

    The combination of a prime location, a clear strategy, and decision-making agreed upon during project execution allowed the operation to close with a return significantly higher than initially expected.

    We continue to work to offer our investors opportunities that, in addition to being based on solid fundamentals, feature continuous monitoring, transparent communication, and management focused on maximizing value at every stage of the project.

  • IRR of 14.7% in Madrid’s Golden Mile

    IRR of 14.7% in Madrid’s Golden Mile

    We have completed the payout and final liquidation of the Local Prime project, one of the most representative rental projects we have financed at Urbanitae. This operation has closed the full investment cycle: generating recurring income through rent, divesting the asset, and distributing the final profits to investors.

    The final result has been very positive, both in terms of profitability and execution, with an exit that occurred ahead of the initially planned timeline.

    Overall, the investment has generated a total return of 114.06%, translating into a cumulative return of 13.9% and an IRR of 14.71%, combining periodic dividends and the capital gain obtained from the sale of the asset.

    CRE Investment in the Golden Mile

    Local Prime involved acquiring a commercial property in the heart of the Barrio de Salamanca, in the immediate vicinity of José Ortega y Gasset Street, one of the most exclusive shopping streets in Spain and a European luxury retail benchmark.

    The asset had a gross leasable area of 349 m² and was leased to one of the most renowned luxury fashion brands in the world, with a consolidated presence in major international capitals. The store was part of the spaces used by the brand to develop its large flagship in southern Europe.

    The location, tenant solvency, and nature of the asset positioned the project in the high-street prime segment, where transactions are usually conducted at very tight yields and with high investor competition.

    Project Structure and Strategy

    The project was structured as an equity operation focused on rental income.

    The contribution from more than 850 Urbanitae investors amounted to €2,373,000, within a sizeable operation without resorting to bank financing.

    The strategy combined two sources of return:

    • Recurring rental income, with a target dividend around 5% per year, indexed to inflation.
    • Asset divestment within a time window when market conditions were favorable.

    The project’s initial term was up to 60 months, with the option to open a sale window from the third year.

    Project management was handled by Falcons Real Estate, a firm with extensive experience in real estate investments anchored in the real economy and specialized in prime assets of this type.

    Additionally, Urbanitae verified the main assumptions of the business plan—purchase price, rental income, and exit value—through external reports from Sociedad de Tasación, reinforcing the analysis and transparency of the project.

    Final IRR of 14.71%

    The project had a first partial payout on January 2, 2025, returning 109% of the initial investment, including the full return of the issuance premium and a cash distribution to investors.

    Subsequently, the payout and final liquidation of the project was carried out, corresponding to the remaining amount pending distribution, including dividends generated in the final phase and the adjustment of applicable tax withholdings.

    As a result of this final liquidation, the gross amount distributed was equivalent to an additional 5.06% over the initial investment.

    The sum of both payouts results in a total return of 114.06%, with a cumulative return of 13.9% and an IRR of 14.71% over a weighted period of 12 months (23 calendar months).

    First Rental Project Fully Liquidated

    Local Prime is a prime example of how rental projects work when several key factors are combined: a prime location, a highly solvent tenant, a conservative structure, and professional management.

    Additionally, the early divestment, ahead of the maximum initial horizon, allowed capturing value in a favorable market moment, closing the project with solid results for investors.

    These operations illustrate the role of rental projects within a diversified portfolio: periodic income during the life of the project and potential capital gains upon exit, with a risk profile different from traditional residential development.

    We continue working to offer opportunities that allow our investors to participate in top-tier assets, with rigorous analysis, clear structures, and continuous monitoring until the moment of the final payout.

  • We’re approaching €100 million in returns in 2025 alone!

    We’re approaching €100 million in returns in 2025 alone!

    At Urbanitae, we closed 2025 with a figure that best summarizes the evolution of our model: over the year, we returned €97 million to our investors, coming from completed projects. This volume represents a 142.5% increase compared to 2024, when returns reached €40 million.
    This is not just a record figure, but a clear signal that our project portfolio has reached an increasingly higher level of maturity. Behind this growth is the sustained work of recent years, intense financing activity, and a model designed to support investors throughout the entire real estate investment cycle, from project entry to the return of capital and generated profits.

    Nearly €180 million returned in total

    Looking at the bigger picture, if we sum all the total and partial returns made since our inception, Urbanitae has already returned €179 million to our investors. This figure reflects not only the volume of projects that have reached their exit phase but also our ability to meet deadlines and planned objectives in an environment that remains challenging for the real estate sector.

    Average profitability aligned with objectives

    The progressive acceleration of returns is also a logical consequence of the platform’s growth. As the number of financed projects increases and they advance in their development, the number of operations reaching maturity also rises, reinforcing the weight of returns within our overall activity.

    The capital returned in 2025 was distributed among more than 43,000 investors, with an average of over 600 participants per project. Since our foundation, we have channeled over 240,000 investments, allowing us to offer diversified access to large-scale real estate projects traditionally reserved for professional or institutional investors.
    Regarding profitability, the projects that generated returns achieved an average annual return of 12.3%, in line with the target IRR defined at the start of each operation. This confirms that the aggregate performance of the portfolio remains within the expected parameters, even in a context marked by market normalization and a more selective financial environment.
    By type, most of the returned capital comes from debt-structured projects, with average terms around 13 months, providing visibility and recurrence to returns. The rest corresponds to equity operations, linked to longer time horizons and the full development of projects, from acquisition to final sale of the asset.

    Madrid leads the returns

    From a geographical perspective, the Community of Madrid continues to concentrate a significant portion of returned capital, followed by Andalusia, the Balearic Islands, and Catalonia. These are markets where we maintain high promotional activity and have projects at different stages of execution, commercialization, and exit.
    This territorial diversification is part of our risk management approach. It allows us to balance the portfolio, reduce exposure to specific local dynamics, and seize opportunities in different real estate markets with their own behaviors and cycles.

    A figure that reinforces our commitment to investors

    The high volume of returns recorded in the final stretch of 2025, and the fact that we more than doubled last year’s figures, confirms that our project portfolio has reached a significant level of maturity. In a complex context, real estate continues to demonstrate its ability to generate value in the medium and long term, and at Urbanitae, we continue to fulfill our fundamental commitment: to return capital and offer attractive returns to our investors, on time and in full.
    Thus, we close the year with a solid foundation to continue building on. As new projects financed in recent years reach their final phase, returns will continue to gain weight within our activity, reinforcing a model that bets on transparency, continuous monitoring, and alignment of interests between developers and investors.

  • VPO housing development in Alcalá de Guadaíra

    VPO housing development in Alcalá de Guadaíra

    UPDATE 01/08/2026: On December 26, we launched the Jardines del Ayra project with a ticket of €1.1 million, which was successfully completed. Due to the interest shown by investors, the manager has authorized us to expand the operation by an additional €1.5 million, up to the maximum allowed. This second phase of the project will open on Tuesday, January 13 at 16:00 (UTC+1) on the platform.

    We’re introducing Jardines del Ayra, a new value-add project in Alcalá de Guadaíra (Seville) to deliver a new-build residential development of 183 VPO homes. Jardines del Ayra will open for funding on Tuesday, 30 December at 12:00 (UTC+1).

    • Webinar: Monday, 29 December at 11:00 (UTC+1)

    A 183-home VPO development next to the future tram

    Jardines del Ayra will be developed in the Montecarmelo sector, in Alcalá de Guadaíra, and will comprise 183 VPO homes with 1, 2 and 3 bedrooms. All units will include a parking space and a storage room, and the development will be set within a gated community with a shared swimming pool and landscaped garden areas. As an added value, the project also includes the marketing of two adjacent tertiary-use plots next to the residential area.

    The location stands out for its connectivity with Seville via the A-92 and for the reactivation of the Alcalá Tram, whose service is scheduled for spring 2026, with a stop near the development and a connection to the Pablo de Olavide University metro station.

    Third project alongside CARALCA

    The manager of Jardines del Ayra is CARALDA, a developer with a presence in western Andalusia and a team with extensive experience in the sector. The company manages a business volume of over €475 million and a pipeline of more than 1,800 homes across more than fifteen active developments, operating in the residential, hotel and student housing segments.

    Jardines del Ayra is the third project financed alongside CARALCA, following previous transactions such as Alcaidesa Homes and Edificio Dante.

    Deal structure

    The transaction follows a value-add strategy through an alliance with the developer to deliver the project. Investors participate via a capital increase, with a €1,103,000 ticket and an estimated term of 34 to 38 months.

    A key point of the transaction is that the development company already owns the land. In addition, the planning strategy includes processing a Detailed Study (Estudio de Detalle) to change the plot’s use from free-market housing to protected housing, which would allow the buildable area to increase by 20%. Final approval of this milestone—expected in the coming weeks—has been set as a condition precedent for investors’ entry. After that, the building permit will be applied for, and construction is planned to start in the fourth quarter of 2026, aligned with the sales pace.

    When will I get my invested money back?

    The estimated term for Jardines del Ayra is 34 to 38 months. The planned timeline is as follows:

    • First quarter of 2026: capital increase, start of marketing and permit application.
    • Third / fourth quarter of 2026: start of construction.
    • Fourth quarter of 2028 / first quarter of 2029: completion of works, home handover, company liquidation and profit distribution.

    In this video we explain the essentials of the project:

    Key factors for investing

    Here’s a summary of Jardines del Ayra’s strengths:

    • 183 VPO homes in an expanding area of Alcalá de Guadaíra, with high demand.
    • Land already owned and a planning strategy to optimise the asset.
    • Planned 20% increase in buildable area linked to approval of the Detailed Study (Estudio de Detalle).
    • Improved connectivity thanks to the reactivation of the Alcalá Tram.
    • Third project alongside CARALCA, which also invests its own capital, aligning interests.

    If you have questions about the Jardines del Ayra Project, you can ask them during the webinar on Monday, 29 December, email us at contacto@urbanitae.com, or call us directly on (+34) 911 23 25 22.

  • 10.5% Annual Return in Galicia

    10.5% Annual Return in Galicia

    We present Project Auria, a new debt project to finance the development of two assets in Galicia, in Ourense and Cangas. The operation offers a fixed annual return of 10.5%, with a loan amount of up to €1,010,000 in a single tranche.

    • Webinar: Friday, December 26 at 12:00 (UTC+1)
    • Opening: Monday, December 29 at 12:00 (UTC+1)

    Two assets in Ourense and Cangas

    Project Auria consists of granting a loan to partially finance the change of use from commercial to residential and the renovation costs of two assets:
    In Ourense, the project involves converting an office mezzanine into residential units to develop 8 apartments with 1 and 2 bedrooms on Rúa Valle Inclán 1. The license for change of use and major renovation was granted in November 2025, and work is expected to begin after the asset purchase, with an estimated duration of 12 months. Marketing is planned after the purchase.
    In Cangas (Pontevedra), a commercial space is being converted into residential units to build 3 apartments with 1 and 2 bedrooms on Avenida Ourense 19. The asset was acquired in July 2024, the license was granted in November 2024, and construction — started in July 2025 — is approximately 50% complete, with an estimated 6 months until completion. Currently, the development has 2 of the 3 units sold.

    A local manager with experience in renovations and change of use

    The manager of Project Auria is Ledicia Real Estate, a Galician real estate group founded in 2022 by professionals with more than 20 years of experience in the real estate and financial sectors. In recent years, it has specialized in full renovations of residential buildings, change of use projects, and value-added opportunities in Galicia.

    Loan structure

    The operation is structured through debt, by granting a mortgage loan committed in a single tranche, for an amount of up to €1,010,000, fully financed by Urbanitae investors. The loan offers a fixed simple annual interest rate of 10.5%, with a term of 18 months and a possible extension of 6 months. Principal and interest will be paid at maturity, with a minimum guaranteed return equivalent to 12 months of interest.
    The portion of the loan allocated to finance renovations will be disbursed through monthly certifications, validated by an independent Project Monitor. Full early repayment is allowed at any time, respecting the indicated minimum return.

    Project guarantees

    The loan will have several guarantees for investors:

    • First-rank mortgage on the assets.
    • First-rank pledge on the shares and bank accounts of the special purpose vehicle.
    • Cash sweep of future income generated from sales.

    When will I recover my investment?

    The estimated term of Project Auria is 18 months, with a possible 6-month extension at month 18. The planned schedule includes:

    • January 2026: loan grant and completion of the purchase of the Ourense asset.
    • First quarter of 2026: start of renovation work and marketing in Ourense and continuation of work in Cangas.
    • Second quarter of 2026: completion of construction and delivery of units in Cangas.
    • Second quarter of 2027: completion of construction and delivery of units in Ourense and loan repayment.

    In this video, we explain the key points of the project.

    Key factors to invest

    Here is a summary of the strengths of Project Auria:

    • Two assets in Ourense and Cangas, with change of use to residential and full renovation.
    • Change of use and construction licenses granted for both projects.
    • Commercial traction in Cangas, with 2 of 3 units sold and 50% of construction completed.
    • Fixed annual return of 10.5%, with minimum return equivalent to 12 months of interest.
    • First-rank mortgage guarantee and a package of guarantees associated with the loan.
    • Marketing managed through the group’s real estate agency.

    If you have any questions about Project Auria, you can ask them during the webinar on Friday, December 26, or write to us at contact@urbanitae.com or call us directly at (+34) 911 23 25 22.

  • Invest in Cádiz: 15% Annual Return

    Invest in Cádiz: 15% Annual Return

    We present Proyecto Martinica, a new high-value project in Jerez de la Frontera. The operation consists of the development of a residential promotion on a plot located in Sector 26 “La Milagrosa.” The project has applied for a construction license, expected to be granted in the coming weeks, coinciding with the entry of investors.

    • Webinar: Wednesday, December 24 at 12:00 (UTC+1)
    • Opening of the project: Monday, December 29 at 16:00 (UTC+1)

    A residential development with 50% sold

    Proyecto Martinica plans the development of 132 apartments in multifamily buildings, with parking spaces and storage rooms, and 18 townhouses. Additionally, the development will feature large common areas and 17 commercial units.

    The project has a commercial progress of over 50%, with sales starting in January 2025, reflecting the strong reception of the product in the local market.

    The development will be located in Sector 26 “La Milagrosa,” to the east of Jerez de la Frontera, an expansion area whose development was approved in 2003, with phases 1 and 2 urbanized until 2008.

    Operation Structure

    Urbanitae investors will contribute €3,025,000 to a special purpose vehicle, which will later enter the project’s development company. The total capital amounts to €5,500,000, contributed jointly by Urbanitae investors and the developer.

    The developer has already acquired the plot through a newly created company, and with the entry of investors, part of their investment is recapitalized and costs not covered by bank financing will be addressed. The project plans to obtain external financing from a top-tier bank, intended to cover construction costs and part of the technical expenses.

    A preferred return scheme of 15% per year is established for Urbanitae investors, which consists of recovering the contributed capital plus this return before the developer. Once the capital and preferred return are repaid, the additional margin is distributed 70% to the developer and 30% to the investors, aligning incentives in project execution.

    A Developer with Proven Experience in the Area

    The project developer is DIMA Gestión, a company with over three decades of experience in the real estate sector, dedicated to the development, management, and investment in residential and land assets. Headquartered in Jerez de la Frontera, it develops urban and residential projects nationwide.

    Additionally, the developer is currently working on another project in the same location, with over 50% of the units sold, financing secured with a top-tier bank, and construction work underway.

    In this video, we tell you all about the project.

    When Will I Recover My Investment?

    The estimated project duration is 32 to 34 months. The planned schedule is as follows:

    • First quarter of 2026: capital contribution
    • Second quarter of 2026: start of construction works
    • Second quarter of 2028: completion of construction works
    • Second / third quarter of 2028: declaration of new construction and delivery of units
    • Fourth quarter of 2028: distribution of profits to investors

    Key Factors to Invest

    We summarize the main strengths of Proyecto Martinica:

    • New residential development project in Jerez de la Frontera.
    • Preferred return of 15% per year for Urbanitae investors.
    • Construction license requested, expected to be granted coinciding with the entry of investors.
    • More than 50% of the units reserved, with sales starting in January 2025.
    • Financing in the process of being closed with a top-tier bank.
    • The developer invests own capital (45% of the necessary investment), aligning interests.

    If you have questions about Proyecto Martinica, you can consult the webinar available on the project page, write to contacto@urbanitae.com, or call directly at (+34) 911 23 25 22.

  • Real estate investment in Tarragona: final IRR of 10.20% in Cunit III

    Real estate investment in Tarragona: final IRR of 10.20% in Cunit III

    We have completed the repayment of the Cunit III project, a real estate debt project developed alongside the developer Construverty, with whom we had previously collaborated on Cunit and Cunit II, both with results in line with the initial forecasts.

    In this third project, the final outcome was better than expected, both in terms of profitability and annualized return for investors, with only a very limited deviation in the timeline.

    In total, investors recovered 122.94% of the capital invested, which is equivalent to a total return of 22.94% and a final IRR of 10.20%, slightly above the initial estimate.

    What did the Cunit III project involve?

    Cunit III was structured as a debt project, through the granting of a loan to the developer to finance the construction of a multi-family building of 18 homes in the town of Cunit (Tarragona), on the coastal strip located between southern Barcelona and the northern part of the province of Tarragona.

    The development included homes with large terraces, a communal swimming pool, and landscaped gardens, in a location very close to the beach and with consolidated residential demand for both primary and secondary residences.

    When the project opened for investment on Urbanitae, it featured several elements that helped reduce the typical risks in this kind of development:

    • It was the third project financed with Construverty in the same area.
    • The Cunit and Cunit II projects had progressed as expected.
    • The project already had a building permit.
    • 50% of the homes were sold from the outset.

    This starting point made it possible to narrow down the main risks of a new-build development: planning, execution, and sales.

    Initial loan terms

    The loan was granted under the following conditions:

    • Estimated term: 24 months
    • Interest rate: 10% per year
    • Estimated total return: 20%

    As is typical in debt projects, the agreement included the possibility of extending the term if necessary, applying the contractually agreed default interest in that case, in order to protect investors against potential delays.

    Repayment in 25 months

    Ultimately, the project was repaid in a 25-month term, only one month longer than initially expected. This slight extension was linked to the final handover and conveyancing process for the homes, which took longer than anticipated.

    As we informed investors in last November’s newsletter, although most of the units had already been delivered, there were still a few pending completion. For this reason, the loan repayment was postponed until the full delivery of the development was completed, expected throughout December.

    During that additional period, the loan continued to accrue the default interest established in the agreement, which explains why the final return was higher than initially estimated.

    Final results: 22.9% return

    The final outcome of the project was as follows:

    • Estimated term: 24 months
    • Final term: 25 months
    • Estimated CoC: 20.00%
    • Final CoC: 22.94%
    • Estimated IRR: 10.00%
    • Final IRR: 10.20%

    The deviation in the timeline was minimal and translated into a better outcome for investors, both in total return and annualized profitability.

    Consistent track record

    The repayment of Cunit III strengthens the relationship between Urbanitae and Construverty, a developer with proven experience in the area and with whom the Cunit and Cunit II projects had already shown execution in line with expectations.

    This third project confirms that, when a clearly defined debt structure, a developer with local market knowledge, and a development with commercial traction from the outset come together, reasonable timeline deviations can be managed appropriately and, in some cases, can even improve the final outcome for investors.

    We continue to back a financing model based on rigorous project selection, continuous monitoring, and maximum transparency, including at the key moment of repayment.

  • New project! Invest in Huelva with a 10% annual return

    New project! Invest in Huelva with a 10% annual return

    We present a new real estate debt project in Huelva, structured as a loan designed to finance the final land payment of a residential development in the city’s southern expansion area. The transaction offers a fixed annual return of 10%, with an estimated term of 12 months and a 70% commercial progress at the time of launch.

    • Webinar: Monday, December 22 at 5:00 PM (UTC+1)
    • Funding opening: Tuesday, December 23 at 12:00 p.m. (UTC+1)

    To allow participation from a larger number of investors, there will be a maximum ticket of €10,000 per investor.

    A residential tower with 70% sold

    The Residencial Intur Panorámico project consists of the development of a 106-unit residential tower, which will also include 110 parking spaces, 61 storage rooms, and one commercial unit. All homes will feature private terraces, and the development will incorporate differentiated communal areas such as a swimming pool, gym, and coworking area, conceived to strengthen the project’s commercial appeal and the final value of the asset.

    The developer already owns the land. The project has obtained its building permit — and construction has in fact already begun — and the developer has signed the senior development loan with a top-tier banking institution. From a commercial perspective, the project currently has 75 units sold under purchase agreements, securing 70% of the total development.

    A location with industrial… and tourism appeal

    The development is located in the Ensanche Sur, Huelva’s main area of urban expansion, designed to open the city toward the estuary. It is a modern and well-planned environment with excellent connectivity, just a short walk from the historic city center and with immediate access to the train station — a key differentiating factor for both residential and corporate demand.

    Huelva is consolidating itself as one of the emerging economic hubs in southern Spain, driven by its role as the epicenter of the Andalusian Green Hydrogen Valley, with industrial investments exceeding €3 billion. This transformation is attracting highly qualified talent and generating new residential demand with greater purchasing power.

    With a population of nearly 143,000 inhabitants and entry prices that are more competitive than those of Málaga or Seville, the city shows significant revaluation potential, supported by its dual economic engine: the energy industry and tourism linked to the Costa de la Luz.

    Transaction structure

    Urbanitae investors will participate in the project through the granting of a single-tranche loan for a total amount of €1,285,000, allocated entirely to the final outstanding land payment.

    The loan offers a fixed annual interest rate of 10%, with a 12-month term. Both principal and accrued interest will be repaid together at maturity, with the option of early repayment at any time, subject to a minimum guaranteed return equivalent to 10 months of interest. Investor exit will be achieved through a combination of drawdowns from the already signed bank development loan with a top-tier financial institution and the funds available in the project’s dedicated account.

    The transaction also includes a convertibility clause, allowing the outstanding debt to be converted into equity interests in the event of default.

    An experienced developer with a strong track record in Andalusia

    The Residencial Intur Panorámico project is promoted by Grupo Intur Promociones Inmobiliarias, a company specialized in the development of exclusive residential architecture, with a business model focused on the customization of the final home. The group has an established presence in Huelva, Cádiz, and Málaga, has delivered more than 150 homes over the past decade, and currently has a pipeline of 206 units under development for the coming years.

    In this video, we explain the key aspects of the project.

    Key investment highlights

    We summarize the main strengths of this opportunity:

    • A new-build residential project in one of the most promising urban expansion areas of Huelva.
    • 70% of the homes sold before investor entry.
    • Building permit granted, construction underway, and foundation phase completed.
    • Fixed annual return of 10%, with a minimum guaranteed return of 10 months.
    • A development loan already signed with a top-tier banking institution.
    • A developer with a strong track record in Andalusia and an active project pipeline.

    When will I recover my investment?

    The estimated duration of the Residencial Intur Panorámico project is 12 months. The projected timeline contemplates the granting of the loan in the fourth quarter of 2025 and the repayment of principal and interest in the fourth quarter of 2026, depending on construction progress and the project’s financial schedule.

    If you have any questions about this project, you can raise them during the webinar with the developer — in advance through our Telegram channel — write to us at contacto@urbanitae.com, or call us directly at (+34) 911 23 25 22.

    Don’t miss the opportunity to invest in new-build residential real estate in Huelva with a fixed 10% annual return.

  • New Project! Invest in Vigo with 21% Total Return

    New Project! Invest in Vigo with 21% Total Return

    We present Pizarro, a new real estate debt project in the heart of Vigo, Galicia’s largest city and main economic hub. We will co-invest in the purchase and full renovation of an existing building to transform it into 25 multifamily apartments and 5 parking spaces in one of the city’s areas with the highest residential demand.

    • Webinar: Monday, December 15 at 12:00 PM (UTC+1)
    • Funding opens: Tuesday, December 16 at 4:00 PM (UTC+1)

    The webinar will feature Roberto García Fortes, CEO of Ledicia Real Estate, the project manager, who will explain the operation in detail and answer all investor questions.

    21.5% Return in 24 Months

    Urbanitae investors in Project Pizarro will participate through a mortgage loan structured in three tranches, totaling up to €4,055,000, aimed at financing both the acquisition of the asset and the renovation works. The first tranche, now open for funding, has the following characteristics:

    • Tranche A Amount: €2,290,000
    • Fixed Interest Rate: 10.75% per year (simple interest)
    • Term: 24 months + 6-month extension
    • Total Return: 21.5%
    • Minimum Return: 15 months of interest (13.43%)
    • Interest and Principal Payment: at maturity

    Tranches B and C (€1,085,000 and €680,000, respectively) will be activated later, also through the platform. The portion of the loan allocated for renovation will be disbursed monthly through certifications, supervised by an independent project monitor.

    11 Floors and 25 Modern Apartments

    Project Pizarro involves the full renovation of an existing residential building, with 11 above-ground floors and 3,272 m² constructed. The renovation will include:

    • Facade renovation
    • Improvements to common areas and elevator
    • Complete interior redistribution
    • 1- to 4-bedroom apartments, adapted to current demand
    • Creation of a rooftop solarium with jacuzzi
    • Implementation of parking on the ground floor

    Currently, the building is empty and tenant-free. The horizontal property division process has already begun, allowing each apartment to be sold independently. Additionally, the project manager has just successfully completed a similar renovation on the same street, which was very well received, strengthening confidence in the project’s absorption.

    Prices Rising 8% in Vigo

    The asset is located at Pizarro 50, one of the city’s main streets, very close to Gran Vía, the old town, Vigo Urzaiz train station (10-minute walk), and two major shopping centers. It is a consolidated area, with all services, local commerce, and new high-interest residential developments, reflecting the ongoing urban renewal of central Vigo.

    Vigo stands out for:

    • Being Galicia’s largest city, with over 290,000 inhabitants
    • Concentrating 25.6% of the region’s business revenue
    • Showing very stable residential demand
    • A growing market, with annual price increases between 8% and 13%

    This dynamism, combined with the scarcity of renovated buildings ready for delivery, favors the quick sale of the project’s apartments.

    Experienced Manager: Ledicia Real Estate

    The project is led by Ledicia Real Estate, a Galician real estate group founded in 2022 by professionals with more than 20 years of experience in management, investment, tourism exploitation, and property development.

    The promoter has already invested €395,000 in equity in the project (deposits and planning costs) and will contribute:

    • €750,000 at the time of acquisition
    • Up to €1.17 million additional for construction costs and contingencies

    In total, the committed equity amounts to approximately €2.3 million, demonstrating strong alignment of interests.

    Loan Guarantees

    The loan will have a solid guarantee structure:

    • First-ranking mortgage with 140% liability
    • First-ranking pledge on the shares of the borrowing SPV
    • First-ranking pledge on the project accounts

    Planned Timeline

    The estimated term for Project Pizarro is 24 months, with a possible 6-month extension:

    • December 2025 → Loan granting and property purchase signing
    • Q1 2026 → Start of construction and sales
    • Q3 2027 → Completion of renovation
    • Q4 2027 → Apartment delivery and loan repayment to Urbanitae

    In this video, we explain the key points of the project.

    Why Invest in Project Pizarro?

    Key highlights include:

    • Prime central Vigo location, with high demand and limited supply
    • 10.75% annual return, with a minimum 15-month interest return
    • First-ranking mortgage guarantee on the asset
    • Experienced local manager with deep market knowledge
    • Full renovation project with strong expected commercial traction
    • Empty building, with horizontal property division in progress, facilitating individual sales

    Investors can ask questions during the webinar, on Telegram in advance, via email at contacto@urbanitae.com, or by calling (+34) 911 23 25 22.

    Invest in Vigo with 21% total return!

  • Invest in Nueva Andalucía: 9.5% Annual Return with Villa Alcalá III

    Invest in Nueva Andalucía: 9.5% Annual Return with Villa Alcalá III

    We are excited to present Villa Alcalá III, the third and final tranche of a loan financing the construction of a luxury villa in Nueva Andalucía, Marbella. This is a real estate debt project offering a fixed annual return of 9.5% over an estimated term of 8.5 months, designed to cover the final construction phase and remaining soft costs.

    • Project opening: Tuesday, December 9 at 12:00 PM (UTC+1)
    • Maximum ticket per investor: €10,000

    This tranche completes the financing previously obtained in February 2024 (Tranche A) and December 2024 (Tranche B), meaning many Urbanitae investors are already familiar with the asset, its progress, and the track record of the manager.

    Construction 90% Complete

    The Urbanitae loan, structured through Tranche C, has a maximum amount of €975,000 and will allow:

    • Completion of the villa construction (currently around 90% progress)
    • Coverage of certain soft costs associated with the final phase of the project

    Tranche A, financed in February 2024, allowed the refinancing of the land purchase and initial construction costs. Tranche B, financed in December 2024, continued funding for construction and general costs. Tranche C now completes the necessary financing until the asset is finished.

    The loan will have a 9.5% annual return and an estimated term of 8.5 months, which already includes a possible 6-month extension that could be activated after the agreed milestones are met.

    Prime Location in Marbella

    Villa Alcalá III is located in the prestigious Nueva Andalucía neighborhood, a high-end residential area near golf courses, large villas, and exclusive complexes. The villa features 5 bedrooms and 5 bathrooms, spacious and bright living areas, an entertainment and TV room, a gym and wine cellar, parking for 4 vehicles, an outdoor kitchen equipped for barbecues, and a private pool with solarium

    The property is situated opposite the Real Club de Golf Las Brisas and less than five minutes from three other golf courses, in a highly sought-after area by high-net-worth national and international buyers.

    Marbella continues to be one of the strongest residential and tourist destinations on the Mediterranean, with a combination of climate, premium services, shopping, dining, and hotel offerings, supporting a highly liquid luxury real estate market.

    Total Return: 6.75% in 8.5 Months

    The total financing of the operation amounts to €5,290,000, divided into three tranches: A, B, and C. The conditions are as follows:

    • Tranche A (financed in February 2024): €2,175,000 → 11% annual → 24-month term.
    • Tranche B (financed in December 2024): €2,140,000 → 10.5% annual → approx. 15-month term.
    • Tranche C (now available): €975,000 → 9.5% annual → estimated 8.5 months (2.5 + possible 6-month extension).

    All tranches are disbursed via monthly construction certificates validated by an independent Project Monitor. Principal and interest will be paid at maturity, accruing from day one. Early repayment is possible at any time, with a minimum guaranteed return of 2.5 months of interest.

    Loan Guarantees

    The project features a robust guarantee package consistent with the advanced stage of development:

    • First-ranking mortgage on the property under construction
    • First-ranking pledge on the borrower company’s shares
    • First-ranking pledge on the SPV’s bank accounts

    These guarantees are extensions of those in the previous tranches, so Tranche C investors will be subrogated into the same protection structure as previous investors.

    Experienced Costa del Sol Manager

    The project is managed by Cogitari Homes, a real estate group with over 10 years of experience, specializing in high-end villas and residential developments in Marbella, Benahavís, and Málaga. Led by Lars Christensen—over 30 years in real estate in Denmark and the Costa del Sol—the company emphasizes contemporary architecture, sustainability, and quality of life.

    For Urbanitae, Villa Alcalá III is the fifth project financed with Cogitari on the platform, following Gate 3, Pinares de San Antón, Hills 14, and Alcalá 4 Golf. Their proven execution record and high-quality developments are key reasons why this manager enjoys investor trust.

    Investment Timeline

    The expected timeline is as follows:

    • December 2025 → Loan granted and construction continues.
    • Q1 2026 → Construction completion and first occupancy license (LPO) obtained.
    • Q2 2026 → Villa sale and loan repayment.

    The total estimated term is 8.5 months, with a minimum guaranteed return of 2.5 months.

    In this video we explain the project details:

    Why Invest in Villa Alcalá III?

    Key reasons to invest in Nueva Andalucía through this project:

    • 9.5% annual return on a final tranche with 90% completed construction
    • Underlying asset: luxury villa in one of Spain’s most demanded areas
    • Solid guarantees: first-ranking mortgage, pledge of shares, and bank accounts
    • Experienced manager with a proven Urbanitae track record
    • Short term with high exit visibility: villa sale upon completion

    For questions, contact us at contact@urbanitae.com or call (+34) 911 23 25 22.

  • New Project! Invest on the Costa del Sol with Quadratia

    New Project! Invest on the Costa del Sol with Quadratia

    We present Isea Estepona, our new capital gain project in one of the most dynamic residential areas of the Costa del Sol. This development consists of 79 one-, two-, and three-bedroom apartments – all with garage, storage room, and large terraces – continuing the success of the previous two phases of the same project.

    • Informative webinar: Friday, December 5 at 13:00 (UTC+1)
    • Project launch: Monday, December 9 at 16:00 (UTC+1)

    Enrique Gallego (Managing Partner) and Tomás Guevara (Investment Director) from Quadratia will participate in the session, discussing the performance of the previous phases, the current market in Estepona, and the strategic highlights of the project.

    Established area with international demand

    The development is located in Arroyo Enmedio (sector SURO-05), just minutes from Estepona town center. Quadratia was responsible for the sector’s full urban development, which was officially accepted by the City Council in November 2024, reducing urban planning risks and guaranteeing modern infrastructure.

    Phase III of Isea Estepona consists of four low-rise blocks (ground floor + 2 floors + penthouse) with contemporary design and high-quality common areas: community pool, gym, sauna and steam bath, landscaped areas, and playgrounds.

    Sales began in September, and there are already 7 paid reservations (~9%) even before obtaining the building permit. The previous two phases – also developed by Quadratia – achieved 94% and 84% presales, demonstrating strong demand.

    International demand continues to be a key driver in the municipality. Quadratia, with decades of experience on the Mediterranean coast, has designed bright homes with generous terraces and services that enhance the quality of life for this buyer profile.

    Quadratia: Sixth Project with Urbanitae

    This will be the sixth co-investment with Quadratia, following projects Allonbay Aura, Allonbay Azure, Allonbay Alba, and Allonbay Urban in Allonbay and central Villajoyosa. Recently financed with Urbanitae, Allonbay Hills is also part of this portfolio, near Allonbay Village.

    With over 7,500 homes developed, Quadratia is one of the most experienced managers in international residential projects. Their expertise and transparent presentation of projects in webinars are highly valued by our investors.

    For this operation, the manager will contribute 15% of the capital, aligning their interests with investors.

    Investment Structure and Use of Capital

    This is a capital gain project, where Urbanitae investors will become partners alongside Quadratia, with a €3,500,000 ticket.

    The capital will be used to:

    • Acquire the current partner’s stake in the land property.
    • Cover initial costs until the developer loan is obtained.

    Urban planning risk is very low:

    • The sector is fully urbanized.
    • The detailed study has a favorable technical report, pending approval.
    • The building permit is expected in Q4 2026.

    Return in 36–40 Months

    Investment timeline:

    • Q4 2025 → Closing and acquisition of shares
    • Q4 2026 → Building permit and start of construction
    • Q3 2028 → Construction completion
    • Q4 2028–Q1 2029 → Deeds, company closure, and distribution of returns

    As with any new development, timelines may vary depending on permits and sales pace.

    In this video, we provide you with the project details.

    Why Invest in Isea Estepona?

    Key strengths of the project:

    • Sixth project with Quadratia, with a strong track record.
    • Over 7,500 homes developed by the manager.
    • Fully urbanized sector with very low technical risk.
    • 9% of reservations before the building permit.
    • Area in expansion near the new hospital and key amenities.
    • Product aimed at high-demand international buyers.
    • Manager aligned: 15% own contribution.

    An Opportunity in a Growing Market

    Isea Estepona combines location, design, proven demand, and an experienced development team. It is a capital gain project with a longer timeline, backed by solid presales, low urban planning exposure, and a highly specialized team.

    The webinar on Friday, December 5 at 13:00 is the perfect opportunity to learn all the details firsthand and ask questions about the previous phases and the Costa del Sol market.

  • More Than 10% IRR in Madrid: Castellanos Project Return

    More Than 10% IRR in Madrid: Castellanos Project Return

    At Urbanitae, we have successfully closed a new debt project in Madrid. The Castellanos project, financed in July 2024 together with the manager Grupanxon, delivers a 10.06% IRR and a 12.43% gross return on the initial investment. With this return, we have now fully returned 70 projects on the platform and completed 14 successful projects with Grupanxon, establishing them as one of the most reliable and consistent managers in our database.

    What the Castellanos Project Involved

    Castellanos was structured as a €550,000 debt project, arranged through a fixed-rate loan of 10% per year with a 12-month term, extendable up to an additional 3 months. The financing was allocated to two separate developments in Madrid:

    • Transformation of a property in Carabanchel into five tourist accommodations registered as guest houses, which the developer would retain for patrimonial operation.
    • Conversion of a property near Manuel Becerra into 44 storage units intended for sale to local residents and small investors, a type of asset in which Grupanxon has extensive experience.

    The project was attractive due to its tactical and agile design: early commercial progress, use of self-certification to shorten construction timelines, and a low investment ticket, which facilitated broad investor participation.

    Results: Achieved Returns and Adjusted Timeline

    Although the natural term of the loan was 12 months, Castellanos included a contractual 3-month extension to ensure completion of construction and sales. The operation ultimately took 16 months, although the IRR is calculated over the estimated 15 months, as the extension was already contemplated. The result is satisfactory: a 10.06% IRR versus the 10% forecast and a total return of 12.43%, almost exactly in line with the initial target.

    This represents solid performance, consistent with the tactical nature of this type of debt project and the manager’s execution capacity.

    Grupanxon: 14 Projects Successfully Returned

    Castellanos reinforces Grupanxon’s record as one of the managers with the best historical performance on Urbanitae. Their model—based on purchasing properties in established areas, agilely converting them into storage units, and analyzing real local demand—has proven robust even in changing market contexts.

    With 14 projects successfully returned, Grupanxon is one of the top-performing managers on the platform. Their experience in tourist accommodations and guest houses, aimed at medium-term stays in areas with strong student and residential activity, adds clarity to repayment flows and reduces uncertainty in timelines and sales—two key variables in short-cycle debt projects.

    A New Milestone in Returned Projects

    The full return of Castellanos is part of the ongoing strengthening of our track record. With 70 projects returned and an average IRR above 12%, Urbanitae continues to offer clear, well-analyzed investment opportunities managed by developers with aligned interests.

    As always, if you have any questions about this return or want to learn about currently available projects, our team will be happy to assist at contact@urbanitae.com or (+34) 911 23 25 22.

    We will continue to update the blog on upcoming returns and new real estate investment opportunities.

  • New Project! Investment in Storage Units at 11% Annual with Grupanxon

    New Project! Investment in Storage Units at 11% Annual with Grupanxon

    We present a new real estate debt project alongside one of our most experienced and reliable managers: Grupanxon. This operation offers a fixed return of 11% per year, a 20-month term, interest paid at maturity, and a maximum investment per investor of €10,000.

    • Project opening: Tuesday, December 3, at 16:00 (UTC+1). There will be no webinar, as this manager is already well known to our investor base.

    With this operation, we have reached 18 projects financed with Grupanxon and 14 successfully returned, all with positive returns for our investors. Their track record and specialization in small-scale urban assets—storage units, commercial spaces, garages—make them one of the most established managers on Urbanitae.

    Storage Units Continue to Boom

    The Oporto-Franciscanos project involves granting a loan to finance the acquisition of two commercial properties and the development of two independent projects:

    Franciscanos Project | Albacete

    Located southwest of the city, very close to Parque Abelardo Sánchez, this property will house 39 storage units and a residential unit. It already has favorable urban planning approval issued by the City Council, and sales have begun, with six units already reserved.

    Oporto Project | Madrid

    A property located at Calle María Martínez 17, next to Palacio de Vistalegre. It will host 62 storage units and has a filed responsible declaration with the ECU, so no construction permit is required. Sales are also progressing, with 13 storage units already reserved.

    Both projects benefit from the strong demand for storage solutions in established urban areas, where storage units are scarce, sell quickly, and have stable prices.

    What Exactly Are We Financing?

    Our contribution to the Oporto-Franciscanos project will be made through a fixed-rate loan at 11% per year, intended to finance the purchase of the two properties and the development of the storage units and the residential unit.

    The manager has already signed two deposit agreements with the property owners and will cover all project-related expenses with their own resources: fees, technical project, project management, etc.

    The estimated construction duration is 15 to 18 months, and the total project term will be a maximum of 20 months, including the sale of the units.

    Loan Financial Structure

    The loan will be granted to the company created exclusively for this project, Promociones Madrid y Albacete, S.L. Key conditions are:

    • Amount: €550,000
    • Term: 20 months
    • Fixed interest: 11% simple annual
    • Interest: paid in full at maturity
    • Early repayment: allowed at any time, with make-whole equivalent to 18 months of interest

    Additionally, there is a maximum investment per investor of €10,000, which allows the project to be spread among a larger number of investors and reinforces diversification.

    Loan Guarantees

    The loan will be backed by a set of appropriate guarantees:

    • First-ranking mortgage promise on the property where the 39 storage units and the residential unit will be developed (Franciscanos Project – Albacete).
    • First-ranking mortgage promise on the property where the 62 storage units will be developed (Oporto Project – Madrid).
    • Pledge of the SPV promoter’s shares.

    These guarantees, combined with the high level of urban planning and sales progress, provide a convenient protection framework for this type of asset.

    How and When Will We Recover the Money?

    The loan will be repaid through the sale of the developed units (storage units and residential unit). The sale of the Madrid storage units alone would be sufficient for Grupanxon to repay our loan.

    The total estimated project term for Oporto-Franciscanos is 20 months:

    • Q4 2025 → Loan granted, acquisition of the properties, and start of works
    • Q3 2027 → Completion of construction and repayment of the loan to investors

    A video with project details is available here:

    Why Invest in This Project?

    In our opinion, the main reasons are:

    • Manager with 18 projects financed and 14 successfully returned on Urbanitae.
    • Fixed return of 11% per year, with 18-month make-whole.
    • Assets with high structural demand: urban storage units in Madrid and Albacete.
    • Sales already started, with units reserved in both projects.
    • Oporto project requires no permit (via responsible declaration).
    • Manager covers all general costs with their own resources.
    • First-ranking mortgage promise on both properties.
    • Maximum investment of €10,000 per investor to enhance diversification.

    For questions, write to contacto@urbanitae.com or call (+34) 911 23 25 22 — we will be happy to assist you.

  • 26% Returns in Madrid in 24 Months

    26% Returns in Madrid in 24 Months

    We present Alcalá 552, a new real estate debt project we will carry out together with Grupo Abauco in one of the most established and well-connected areas in eastern Madrid. This is a bridge loan in two tranches, with a fixed interest rate of 13% per year, partial quarterly interest payments, and a solid set of guarantees.

    • Informative webinar: Monday, December 1 at 12:00 (UTC+1)
    • Project opening: Tuesday, December 2 at 16:00 (UTC+1)

    The webinar will feature Ricardo Sanz, CEO of Grupo Abauco, together with José María Gómez-Acebo and Luis Maura from Urbanitae.

    Loan to Finance the Purchase

    The operation consists of granting a bridge loan in two tranches to finance the first two payments of the purchase of an existing building at Calle Alcalá 552, in the San Blas-Canillejas district, Madrid. The asset is currently leased to an IBEX 35 company, the previous owner of the building, under a sale and leaseback contract with a 24-month mandatory term and an extension option for another 12 months.

    During the lease term, part of the rent will be used to pay the quarterly interest of the bridge loan, reducing operational risk during this initial phase. Later, the building will support the development of a residential project with 129 units and 194 parking spaces.

    What Exactly Are We Financing?

    The manager has signed a private purchase agreement that establishes three payments to acquire the asset. Our bridge loan will partially finance the first two:

    • Tranche A → first payment (December 2025)
    • Tranche B → second payment (December 2026)

    The manager will contribute €2.85 million of own funds before making the purchase public and will cover all general project costs—permits, fees, technical services—using own funds and 20% of the lease income.
    The major construction permit will be applied for after the first payment, with an estimated timeline of 12 to 14 months.
    Marketing is planned for the first half of 2027, mainly aimed at domestic buyers looking for primary residences.

    Loan Terms

    The Alcalá 552 operation is structured as a bridge loan. Key features:

    • Total amount: up to €9,836,000
    • Urbanitae contribution: up to €9,588,000
    • Tranche A: up to €5,248,000, of which €5,000,000 comes from our investors
    • Fixed interest rate: 13% per year simple
    • Term: 24 months + 12-month extension option
    • Principal repayment: at maturity
    • Interest: partial quarterly payment, accrued from signing
    • Early repayment: allowed, with minimum return equivalent to 24 months of interest

    This structure allows the asset to advance toward its next phase (residential development) while protecting investors through quarterly interest payments and a minimum guaranteed return.

    Robust Guarantees

    The loan will include a particularly solid set of guarantees:

    • First-rank pledge on the shares of the SPV owning the asset
    • First-rank pledge on the borrower’s bank accounts
    • Pledge of 80% of lease income
    • Subordination of corporate loans to the bridge loan
    • Corporate guarantee from ABAUCO PE, S.L. to provide the equity required for Tranche B
    • Loan convertibility into SPV shares in case of default

    This guarantees package places the investor in a strong legal and financial protection position.

    A Manager with Proven Track Record

    Grupo Abauco is a development company founded in 2019, with a team that has over 15 years of experience and more than €500 million in projects in Spain and Germany. They have developed projects in Madrid, Seville, Malaga, Marbella, and other locations.

    This will be their ninth project financed with Urbanitae, following operations such as López de Hoyos, Narváez, Miguel Yuste, Elviria, or Embajadores 199, all with excellent market reception.

    Strategic Location in Eastern Madrid

    The asset is located in a key area between the M-30 and M-40, close to two main city entrances: Calle Alcalá and Avenida de América, and just 10 minutes from Adolfo Suárez Madrid-Barajas Airport.

    San Blas-Canillejas is a district with high business concentration, stable housing demand, and excellent connectivity, reinforcing future liquidity and appeal to end buyers.

    In this video, we explain the key points of the operation.

    Why Invest in Alcalá 552?

    Key strengths of Alcalá 552:

    • Asset located in Madrid city
    • 13% annual return with minimum 24-month return
    • Quarterly interest payments thanks to lease contract
    • Sale and leaseback with IBEX 35 company
    • Experienced manager with excellent results with Urbanitae
    • Residential project of 129 units in a high-demand area
    • Comprehensive guarantees package
    • Loan convertibility to equity in case of default

    For questions, join the webinar on December 1, contact via Telegram from 10:00, email contacto@urbanitae.com, or call (+34) 911 23 25 22.

    Invest in Madrid with 26% returns!

  • Invest in Pavia: 12% Annual Return on a Historic Building Rehabilitation

    Invest in Pavia: 12% Annual Return on a Historic Building Rehabilitation

    We present to you our second real estate investment opportunity in Italy: the Boezio project, a loan to finance part of the rehabilitation of a residential building in the historic center of Pavia, just 35 kilometers from Milan.
    The investment opening will be on Monday, December 1 at 16:00 (UTC+1), and on Thursday, November 27 at 10:00 (UTC+1) we will hold an informative webinar with the management team to detail all aspects of the project.

    Rehabilitation of a Historic Building in Central Pavia

    The Boezio project involves partial financing of the 957 m² full rehabilitation of a building located at Via San Severino Boezio, in the heart of Pavia.

    The property, which already has construction permits and work underway with more than 45% completed, consists of a ground floor plus two upper floors and a basement for storage. It will include 12 apartments with one to four bedrooms, some with balconies or terraces.

    The completion of the works is expected in Q4 2026, and 5 of the 12 units have already been sold.

    The building is in a prime location, just a 2-minute walk from the University of Pavia and 20 minutes from Polyclinic San Matteo, one of northern Italy’s most important hospitals. Surrounded by restaurants, shops, and historical monuments, the project benefits from high housing demand, both for sale and rental, driven by the city’s university and healthcare population.

    12% Annual Return in 12 Months

    Urbanitae investors will provide a fixed-rate loan of 12% per year to DPM Europa S.R.L., owned by the developer Gruppo Masera.

    The total loan amount is €800,000, structured in a single 12-month tranche, with the possibility of a six-month extension.

    Interest accrues from the signing of the contract and will be paid along with the principal at maturity. Early repayment is possible, always with a minimum return equivalent to nine months of interest.

    Funds for construction will be released monthly based on certifications reviewed by an independent project monitor overseeing progress and execution costs.

    Guarantees and Alignment of Interests

    As with all Urbanitae debt projects, this operation comes with guarantees to enhance investment security:

    • Pledge of the SPV’s shares
    • Pledge of the SPV’s bank accounts
    • Sale mandate over the property, activated automatically in case of default or non-repayment at maturity

    Additionally, the developer contributes €751,000 of own capital, demonstrating commitment and alignment with investors.

    The Developer: Gruppo Masera

    Gruppo Masera is an established developer in northern Italy, operating in Lombardy, Milan, Pavia, Como, and Brianza. Specializing in residential renovations and new construction, it has an extensive network of collaborators and a track record of high-quality projects.

    Their local market expertise and strong sales network ensure efficient execution and competitive positioning of the rehabilitated apartments.

    In this video, we tell you the details of the project.

    Why Invest in Boezio?

    Key highlights of the Boezio project:

    • Fixed 12% annual return, minimum nine months of interest guaranteed
    • Project with permits granted and over 45% of works completed
    • Urbanitae’s second opportunity in Italy after a successful debut
    • Experienced developer in Lombardy, with completed similar projects
    • Guarantees on SPV shares and bank accounts, plus a sale mandate
    • Five of 12 apartments already sold, confirming local demand

    Estimated Timeline

    • 12-month term, with a possible six-month extension
    • December 2025: Loan formalization
    • Q4 2026: Completion of works and apartment delivery
    • Q4 2026: Return of capital and interest to investors

    Pavia: A University City with High Demand

    With 70,000 inhabitants and over 20,000 students, Pavia is one of the most dynamic cities in Lombardy. Its proximity to Milan (35 km) and strong academic and healthcare base generate steady housing demand for both purchase and rental.

    The Boezio project combines attractive returns, solid guarantees, and an experienced developer in a location with real demand and growth potential.

    • Informative webinar: Thursday, November 27 at 10:00 (UTC+1)
    • Investment opening: Monday, December 1 at 16:00 (UTC+1)
  • New Project! Invest in a B&B Hotel in Seville

    New Project! Invest in a B&B Hotel in Seville

    UPDATE 12/1/2025: On November 20, we launched the Hotel Cruz del Campo project, with a ticket of €3 million, which was successfully completed. Due to the interest shown by investors, the manager has authorized us to expand the operation by an additional €2 million, up to the maximum allowed. This second phase of the project will open on Friday, December 5 at 12:00 PM (UTC+1) on the platform.

    We present a new capital appreciation opportunity in one of Seville’s most urban-transformed areas: Hotel Cruz del Campo, a new-build project we will develop alongside the manager Confia Capital, with a fixed lease contract signed with B&B Hotels, one of the strongest international hotel chains in the economy and mid-range segment.

    • Informative Webinar: Monday 24th at 16:30 (UTC+1)
    • Project Launch: Tuesday 25th at 16:00 (UTC+1)

    Signed Operator and Guaranteed Rental Income

    The Hotel Cruz del Campo project consists of developing a 3-star hotel with 133 rooms, located on a plot in the former Cruzcampo Brewery area, one of Seville’s major urban renewal hubs. The new hotel will have 4,077 m² above ground, common areas (restaurant, lounge, 24-hour reception, terrace), and 41 parking spaces.

    A key strength of this operation is that there is already a fixed lease agreement signed with B&B Hotels for 45 years (15 + 15 + 15), with the first 15 years binding, providing exceptional visibility on operations—a key point for future institutional buyers.

    The construction company estimates a construction period of 18 months.

    Development and Sale to a Real Estate Investor

    This is a capital appreciation project, where Urbanitae investors will co-invest with the manager to finance:

    • The purchase of the land (already secured via a deposit contract and at a 15% discount compared to the September 2025 appraisal).
    • Part of the costs not covered by project bank financing.

    The manager will contribute 10% of the capital with its own funds, ensuring a real alignment of interests.

    Strategic Location in the Cruz del Campo Neighborhood

    The former Cruzcampo Brewery site, with over 200,000 m², has become one of Seville’s most important urban transformation areas, featuring new residential developments, public facilities, green spaces, and strong real estate dynamism.

    The hotel is well-connected:

    • A few minutes from Seville Santa Justa train station
    • Next to Avenida de Kansas City
    • 7 minutes from Sevilla FC Stadium
    • 10 minutes from the airport
    • Close to major economic hubs in the city

    This balance of centrality, connectivity, and urban renewal enhances the asset’s appeal for operators and especially for institutional investors seeking hotels in areas with structural growth.

    Experienced Manager and Top-Tier Operator

    The Hotel Cruz del Campo project is led by Confia Capital, part of the Arcos 21 Group, with over 10 years of experience, 270 projects developed, and activity in residential, hotel, industrial, healthcare, and retail sectors. Their turnkey development expertise and direct capital contribution provide a framework of trust and professionalism.

    Meanwhile, B&B Hotels operates over 80 hotels in Spain and Portugal. Their asset-light model—operating without property ownership—allows for highly efficient occupancy and management, which is especially valued by institutional investors acquiring urban hotels.

    Profitability in 26–30 Months

    The project strategy is clear: develop, open, and sell the hotel to a real estate investor once operational. The estimated timeline is 26–30 months.

    Projected schedule:

    • Q4 2025: Land purchase
    • Q1–Q2 2026: Construction start
    • Q4 2027: Construction completion and hotel opening
    • Q1 2028: Institutional sale and liquidation

    Why Invest in This Project?

    Key reasons to invest in Hotel Cruz del Campo:

    • New-build project in a high-growth urban area
    • 15-year fixed lease with B&B Hotels
    • 15% discount on land price vs. appraisal
    • Experienced manager with aligned interests
    • Seville is experiencing tourism growth and rising hotel demand with limited comparable supply

    For questions, join the webinar with the manager, call us at (+34) 911 23 25 22, or email contacto@urbanitae.com.

  • New project! 9.75% annual return on a turnkey aparthotel in Valencia

    New project! 9.75% annual return on a turnkey aparthotel in Valencia

    We present San Jacinto, a new real estate debt project that allows us to take part in the full transformation of an urban building into a 27-unit aparthotel, located in the heart of Valencia’s Extramurs district. This is a debt operation offering a fixed annual return of 9.75%, an estimated 12-month term, and an exceptionally strong security package backed by a signed turnkey purchase agreement with an international hospitality operator.

    The informational webinar will take place on Friday 21 at 12:00 (UTC+1) together with Alerce Real Estate, the manager of the project. Funding will open on Monday 24 at 16:00 (UTC+1).

    Licenses secured and final buyer guaranteed

    The financed asset is a building located at San Jacinto 22, in the La Petxina neighborhood. It is already acquired by the developer, completely free of encumbrances, and holds all the necessary permits and licenses to start construction. Partial demolition works have also been completed, meaning renovation will begin in the coming weeks.

    San Jacinto has been sold in advance to an international operator specialized in tourist accommodation. The sale has been structured as a turnkey agreement, divided into five deferred payments that will be released as construction progresses and specific technical milestones are met. The first payment, representing 40% of the total price, has already been made by the buyer and is being held in a bank-guaranteed escrow account.

    Our loan will provide liquidity for the developer to continue construction while preserving all contractual guarantees.

    9.75% return in 12 months

    Urbanitae investors will participate through the granting of a fixed-rate loan of up to €3,470,000, structured as a single tranche. The loan has an initial duration of 12 months, with the option to extend by an additional six months. Interest will be paid in full at maturity, and a minimum return equivalent to five months of interest is guaranteed even in the event of early repayment.

    Security package

    The loan is backed by:

    • First-rank mortgage over the asset’s land registry plot.
    • First-rank pledge over future cash flows linked to the turnkey contract.
    • First-rank pledge over the corporate guarantee provided by the buyer’s parent company.
    • First-rank pledge over the bank guarantee held in the escrow account securing the first payment.

    These guarantees provide high visibility and security on repayment, making both development and commercial risk virtually nonexistent: the asset has full permits, and the final buyer is already secured.

    Experienced institutional manager and strategic location

    The San Jacinto project is led by Alerce Real Estate Partners, an independent firm with €62 million GAV and a senior team experienced across the entire real estate lifecycle. The company has over €70 million in development projects and a strong track record in the hospitality segment, working with leading European operators.

    La Petxina is one of Valencia’s most central and complete areas. It belongs to the Extramurs district, known for its blend of modernist buildings, renovated urban spaces, cultural amenities, and excellent connectivity via metro, bus, and bicycle lanes. The building is also just a few meters from the Turia Garden, one of the city’s main green corridors, and is surrounded by shops, schools, restaurants, and urban services—an ideal environment for the planned hotel activity.

    This strategic location, combined with the fact that the asset has already been sold to an international operator, provides exceptional stability and liquidity for a debt project of this nature.

    Why invest in San Jacinto?

    In our view, this project stands out for several key reasons:

    • Prime central Valencia location, with strong and sustained demand.
    • Urban and commercial risk is virtually zero: the project has full licenses and a guaranteed final buyer.
    • Loan repayment has high visibility, either through bank refinancing, release of the guaranteed deposit, or the buyer’s corporate guarantee.
    • The 9.75% annual return is highly competitive for a project with this level of security.
    • The loan is protected by first-rank guarantees that cover both the asset and the contract-derived cash flows.
    • The developer contributes more than €3.1 million, fully aligning interests with investors.

    Taken together, San Jacinto is a solid debt opportunity, offering fixed returns, limited risk, and a robust guarantee structure rarely seen in projects of this scale.

  • Urbanitae Real Estate Debt Projects: How to Obtain Short-Term Benefits

    Urbanitae Real Estate Debt Projects: How to Obtain Short-Term Benefits

    At a time when many savers are looking for more predictable instruments less exposed to volatility, real estate debt projects have become a relevant alternative within collective investment portfolios. At Urbanitae, they have been configured as a strategic component alongside equity and rental income.

    What Are Real Estate Debt Projects?

    Unlike the equity model, where an investor acquires a share of the project’s capital, in debt projects the investor acts as a lender. The funds provided are allocated to the developer to finance a phase of the project—such as land acquisition, construction, or renovation—and, in return, the investor receives a fixed interest plus the repayment of the principal at maturity.

    A key feature is that these loans are usually backed by real guarantees. At Urbanitae, many debt projects use loans with mortgage guarantees or share pledge mechanisms, enhancing investor security. This structure allows for known interest flows, defined terms, and greater predictability compared to other market-linked models.

    How Debt Fits Into Urbanitae’s Strategy

    Urbanitae has strengthened its commitment to this type of project in recent years. In 2024, the platform financed 29 debt projects totaling nearly €69 million, representing a 26% increase from the previous year. Additionally, in its annual report, the company noted that around 44% of operations were debt-based and 47% equity-based, with the remainder in rental projects.

    This trend reflects a closer integration of both models: debt is no longer an occasional product but an essential part of the opportunities the platform offers. Urbanitae has even strengthened its internal structure with a specialized debt team, confirming the strategic relevance of this line within its business.

    Debt and Equity: Two Complementary Models

    Debt and equity represent two different ways of participating in real estate, and rather than competing, they complement each other. In the equity model, the investor becomes a project partner and directly shares in its profits. If the development meets or exceeds sales projections, the returns can be significantly higher than debt. However, this potential comes with higher risk, as it depends on factors such as market trends, construction costs, or sales timelines.

    In contrast, debt projects offer a more stable framework: the investor acts as a creditor, receives a pre-agreed fixed return, and has payment priority over equity partners. Their exposure to market fluctuations is lower, making it particularly attractive for those seeking to preserve capital and generate regular short- or medium-term income.

    For this reason, in a balanced strategy, both models can coexist. Debt provides predictability and liquidity, while equity adds long-term value potential. Each suits different investor profiles and complementary financial goals, so the key lies in finding the right balance between them.

    Why Debt Is Gaining Ground Among Investors

    The rise of real estate debt reflects the current context: still-high interest rates, macroeconomic uncertainty, and a highly volatile stock market. In this environment, many investors prioritize assets offering a balanced combination of security, returns, and defined terms.

    Moreover, regulated platforms like Urbanitae have made these opportunities fully transparent, removing the barriers that previously limited debt investment to banks or institutional funds. Retail investors can analyze each project’s information, meet the developer, review the guarantees supporting the operation, and understand exit conditions.

    Thus, real estate debt consolidates as an effective tool not only for attractive returns but also for building a more structured portfolio aligned with the evolving real estate sector.

    Conclusion

    Real estate debt projects offer fixed returns, short terms, and more controlled risk, making them a key element of alternative investments. Their growth does not displace equity but rather expands options for different investor profiles.

    Urbanitae has leveraged this evolution, combining both models with rigor and transparency, positioning itself as a leading platform in Spanish collective real estate financing.

    Ultimately, the rise of real estate debt is not a passing trend but a reflection of a more mature market where investors value planning, security, and a balance between risk and return.

  • Invest in CRE in Vigo at 10.5% Annual

    Invest in CRE in Vigo at 10.5% Annual

    We bring a new debt project, our first operation in Galicia: the Navia project, an opportunity with a fixed annual return of 10.5% and a 15-month term, in which we will provide a loan to refinance an existing mortgage on the land where a retail park of medium-sized stores in Vigo (Pontevedra) will be developed.

    Financing will open on Monday, November 17 at 4:00 PM (UTC+1). On the same day, at 12:00 PM, we will hold an informational webinar with the project manager.

    A Modern Retail Park with Anchor Tenants

    The loan is secured by a specific asset: a 14,104 m² plot with a gross leasable area (GLA) of 10,484 m², where the Navia Retail Park will be developed. The project includes:

    • 11 medium-sized retail units
    • 470 parking spaces
    • Electric vehicle charging stations
    • Photovoltaic panels

    At launch, the manager already has two lease agreements signed with top-tier food operators, representing 50% of the total leasable area. Additionally, there are advanced negotiations with several other operators, which strengthens the park’s commercial viability. Estimated net rent is around €1.7 million per year.

    13% Return in 15 Months

    Investors will enter the project through a single-tranche loan, with a total amount of up to €5,200,000 (€5,000,000 contributed by Urbanitae investors and €200,000 by external co-investors).

    The loan will have:

    • 10.5% fixed annual simple interest
    • 13.13% total return in 15 months
    • Minimum guaranteed return equivalent to 6 months of interest (5.25%)
    • Full payment of interest and principal at maturity

    This is a debt project with a very robust guarantee structure, including:

    • First-ranking mortgage on the main plot where the park will be developed
    • First-ranking mortgage on an adjacent plot with mixed commercial/industrial use
    • First-ranking pledge on the borrower’s shares and bank accounts
    • First-ranking pledge on the sale contract proceeds
    • First-ranking pledge on project contracts (construction and operation)

    Additionally, the project has a loan-to-value (LTV) ratio of 25.6%, a very conservative level that reduces the operation’s risk.

    Vigo, One of the Northwest’s Economic Engines

    The asset is located in Vigo’s second belt, near the VG-20 urban highway, in an area with high visibility, traffic, and accessibility. With nearly 300,000 inhabitants and a functional area exceeding 540,000 people, Vigo is one of Galicia’s most dynamic cities. Its port, currently a candidate to become a major European hub, is one of the region’s main economic drivers.

    This context positions the retail park to capture stable and growing demand, especially in the medium-sized store segment, where modern supply remains limited.

    A Manager with Over 20 Years of Experience

    The project is led by Habitares Ibérica, a Spanish developer and construction company with a long track record of over 2,500 homes built. The group has proven experience in residential projects, public housing (VPO), and especially in commercial developments like the Navia Park.

    In this case, the promoter has already committed €2.5 million to cover part of the acquisition and general costs. Their participation is a clear signal of alignment of interests with investors.

    Project Timeline

    The estimated term is 15 months, subject to the execution of the sale contract:

    • Q4 2025: Loan granted by investors
    • Q1–Q2 2026: Conditions fulfilled to formalize the sale
    • Q3–Q4 2026: Asset sale and loan repayment (interest + principal)

    Early repayment will be allowed, always with a minimum return equivalent to six months of interest.

    In this video, we explain the project details:

    Why Invest in This Project?

    Here are, in our opinion, the main strengths:

    • 10.5% fixed annual return
    • First-ranking guarantees on plots, contracts, income, and shares
    • Asset with estimated net annual rent of ~€1.7M
    • Manager with over 20 years of experience in residential and commercial projects
    • Strategic location in Vigo, one of northern Spain’s most powerful urban centers
    • LTV of 57.7%, providing a high safety cushion

    The webinar for the Navia Project with Habitares Ibérica will be held on Monday, November 17 at 12:00 PM, and financing will open at 4:00 PM (UTC+1).

    A great opportunity to invest in a solid commercial project, with real guarantees and fixed returns from day one.

  • New Project! Luxury Villa in Benahavís with Sea Views

    New Project! Luxury Villa in Benahavís with Sea Views

    Urbanitae expands its presence on the Costa del Sol with a new luxury residential equity project in Benahavís (Málaga). Following the launch of Casa Coral, we are announcing the financing of Casa Coragem, an adjacent villa located in the same development – Cerro Artola – and managed by the same developer: Casas Fintech.

    In this case, you can invest on Friday at 16:00 (UTC+1). The webinar will be the same as for Casa Coral, on Thursday at 12:30.

    Both projects share the same philosophy: develop exclusive single-family homes in one of the areas with the highest growth potential in the province of Málaga. With Casa Coragem, Urbanitae investors can participate again in a prime new-build project, with a capital appreciation strategy aimed at increasing value.

    A New Project in a Consolidated Area

    The Casa Coragem project is located at Halcón Peregrino 9, in the gated community of Cerro Artola, within the municipality of Benahavís. The plot enjoys sea views and is close to golf courses, residential clubs, and iconic locations on the Costa del Sol, such as Puerto Banús and Marbella.

    The villa, spread over three floors, will feature seven bedrooms, a gym, a private pool, and garage, all on a plot that combines privacy, contemporary design, and high construction quality. As with Casa Coral, the community stands out for its low density and natural surroundings, reinforcing its appeal as an investment in a scarce, high-demand product.

    A Developer with Proven Track Record

    The project is managed by Casas Fintech, a company specialized in the development and management of luxury real estate assets with international presence. It belongs to the Madre SGPS group, one of Portugal’s most recognized conglomerates, active in sectors such as tourism, energy, media, and healthcare.

    Casas Fintech has solid experience on the Costa del Sol, having financed with Urbanitae the Casa Piemonte and Casa Cazorla projects, both in Benahavís. The first has already been sold above the expected price in the business plan, demonstrating the developer’s management and sales capabilities.

    The projects Casa Coral and Casa Coragem constitute the third and fourth collaborations (fifth and sixth projects) between Casas Fintech and Urbanitae, reaffirming a relationship based on trust and delivering results.

    Investment Structure and Strategy

    As with Casa Coral, Casa Coragem is structured as a capital appreciation operation, through a partnership with the developer for the project’s development. The developer will invest 25% of the total capital, ensuring alignment of interests with investors.

    The funds raised will be used to finance part of the land acquisition, while construction will be covered by a developer loan granted by a financial institution.

    The building permit has been applied for, with expected approval in Q4 2025. Sales will begin once construction is advanced, managed by a local agency specialized in premium housing.

    Preferred IRR of 14%

    Benahavís is one of the municipalities with the highest residential growth potential on the Málaga coast. Its balance of nature, privacy, and proximity to major urban centers makes it a highly demanded area with scarce land availability.

    According to market studies, the expected sale prices are in line with similar villas in the area. The expected investor return is based on a net preferred IRR of 14% per year, with scenarios verified and validated by Urbanitae.

    In addition to profitability, the project offers the security of an experienced manager, the solidity of the co-investment model, and the appeal of a unique real estate asset.

    Estimated Timeline

    The expected duration of the project is 26 to 30 months:

    • Q4 2025: capital increase, land acquisition, and permit approval.
    • Q1 2026: construction begins.
    • Q2-Q3 2028: construction completion and start of marketing.
    • Q1-Q2 2028: villa sale and project liquidation.

    In this video, we explain the key aspects of the project:

    A Double Opportunity in Benahavís

    With the launch of Casa Coral and Casa Coragem, Urbanitae strengthens its presence in Benahavís, one of Europe’s most consolidated prime housing markets. Both projects share location, developer, and philosophy but represent two independent opportunities within the same high-level development.

    Two neighboring villas, the same standard of quality, and a single idea: invest in unique projects.

    We look forward to seeing you.

  • New Project! Luxury Investment in Benahavís

    New Project! Luxury Investment in Benahavís

    Urbanitae presents a new capital gains investment opportunity on the Costa del Sol: Casa Coral, a brand-new luxury villa located in Benahavís (Málaga), one of the most exclusive and established residential areas in the province.

    Financing will open on Friday, November 14, at 12:00 PM (UTC+1), while the informative webinar with the project manager will be held on Thursday, November 13, at 12:30 PM (UTC+1).

    An Exclusive Project with Sea Views

    The Casa Coral project involves the acquisition of a plot in the Cerro Artola residential area in Benahavís to develop a new luxury villa with contemporary architecture and panoramic sea views.

    The villa will feature seven bedrooms, a gym, a private pool, a garden, and a garage, spread over three floors. It is part of a dual development alongside Casa Coragem, also financed through Urbanitae, both located in a highly private setting, surrounded by nature, and just a short distance from the sea.

    The municipality of Benahavís, situated between Marbella, Estepona, and Ronda, is one of the most valued areas on the Costa del Sol, thanks to its balance of exclusivity, natural surroundings, and proximity to main leisure and service centers. Less than 15 minutes from Puerto Banús and only 7 kilometers from the coast, it combines tranquility with connectivity, making it highly sought after by both domestic and international buyers.

    Experienced Manager

    The project is managed by Casas Fintech, a company specialized in luxury real estate investments and developments, part of Grupo Madre SGPS, one of Portugal’s most recognized investment groups, with presence in sectors such as tourism, real estate, and renewable energy.

    Casas Fintech has a multidisciplinary team with extensive experience in developing and marketing high-end residential projects. Its track record on the Costa del Sol includes successfully financed projects through Urbanitae, such as Casa Piemonte, Casa Cazorla, and Casa Orquídea. The first of these – Casa Piemonte – has already been sold for an amount higher than forecasted in the business plan, demonstrating the manager’s solidity and execution capability.

    Investment Structure and Strategy

    Casa Coral follows a capital gains strategy, in which Urbanitae investors participate as partners in the asset’s appreciation throughout its development.

    Funds contributed by investors will be used to partially finance the land acquisition, while construction will be funded through bank financing.

    The manager will contribute 25% of the total project capital, ensuring full alignment of interests with Urbanitae investors.

    Profitability and Calculation Method

    For equity projects, the Spanish National Securities Market Commission (CNMV) requires presenting three economic scenarios – favorable or base, moderate, and unfavorable – to show potential variations in results.

    In all cases, the total project return is calculated using the following formula:

    (Estimated Revenues – Estimated Costs) / Total Equity Contributed

    The base scenario, verified by Urbanitae and corroborated by the Solvilla valuation report, reflects a solid operation, with reasonable margins and a final product in high demand in the market.

    Strong International Demand

    Benahavís is synonymous with exclusivity. Its natural surroundings, proximity to Marbella and Puerto Banús, and low urban density make it one of the most stable prime markets in southern Europe.

    The Cerro Artola area features gated communities, panoramic sea views, proximity to golf courses and residential clubs, and a high-end environment with international buyers. Demand for new luxury homes remains strong and steady, translating into quick absorption periods and excellent appreciation potential.

    Watch this video for more project details:

    Why Invest in Casa Coral

    Here’s a summary of the project’s strengths:

    • Premium asset in one of the most sought-after locations on the Costa del Sol.
    • Experienced manager with a proven track record in previous projects financed through Urbanitae.
    • Preferred return of 14% net annual IRR.
    • Full alignment of interests: the manager contributes 25% of the capital.
    • Growing international demand for luxury housing in Benahavís.

    Estimated Timeline

    The estimated execution period is between 26 and 30 months:

    • Q4 2025: capital increase, land acquisition, and permit approval.
    • Q1 2026: start of construction.
    • Q2–Q3 2028: completion of construction and marketing.
    • Q1–Q2 2028: villa sale and profit distribution to investors.

    A Solid and Distinctive Opportunity

    Casa Coral offers the opportunity to invest alongside an experienced manager in a brand-new luxury villa, in one of the most stable and high-growth potential areas of the Andalusian residential market.

    Financing will open on Friday, November 14, at 12:00 PM (UTC+1), and the informative webinar will be held on Thursday, November 13, at 12:30 PM (UTC+1).

    We look forward to seeing you!