Debt investment at 12% on the Costa del Sol

The Rabanales project consists of granting a loan at 12% annually over 24 months, backed by a development of 38 homes in Málaga.

Inversión en deuda al 12% en la Costa del Sol. Debt investment at 12% on the Costa del Sol. Investissement en dette à 12 % sur la Costa del Sol. Investimento in debito al 12% sulla Costa del Sol. Investimento em dívida a 12% na Costa del Sol. Schuldeninvestment mit 12 % an der Costa del Sol.

Equipo Urbanitae

16 September 2025 · Updated: 17 September 2025

3 min read

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Urbanitae is opening a new real estate investment opportunity. This is the Rabanales project, a debt operation in Manilva (Málaga) aimed at recapitalizing a development group to ensure the continuity of its investments. Funding will open on Wednesday, September 17 at 12:00 p.m. (UTC+2), with a maximum ticket of €1,000 per investor.

24% total return

Investors will participate by granting a fixed-rate loan at 12% annually over an estimated term of 24 months. The minimum guaranteed return is six months of interest, and both principal and interest will be repaid at maturity.

The total loan amount is €740,000 in a single tranche. The purpose of the transaction is to recapitalize the developer, allowing it to recover part of the capital already invested in the project and allocate it to new opportunities.

A development on the Costa del Sol

Repayment of the Rabanales project loan will be backed by a residential development under way in El Puerto de la Duquesa (Manilva, Málaga), consisting of 38 free-market multifamily homes, all with garage and storage room, plus communal areas with a swimming pool and gardens.

The development is located in a privileged environment, surrounded by beaches and historic landmarks such as the Castillo de la Duquesa, in one of the most attractive areas of the Costa del Sol. Currently, the project has reached 80% presales (32 of 38 units) signed under purchase agreements.

Additional guarantees

The transaction is managed by Alnasir, a property developer with proven experience in southern Spain. Among the guarantees is a first-rank mortgage on a plot located in the Rabanales University Campus (Córdoba), with license and project approved for a 400-bed student residence.

Estimated timeline

The expected duration of the Rabanales project is 24 months with a possible six-month extension at month 24:

  • September 2025: construction begins.
  • Q4 2025: formalization of the loan with Urbanitae investors.
  • Q4 2026: loan repayment.
  • Q3 2027: completion of construction and delivery of homes.

In this video we explain the project’s key details.

Why invest in the Rabanales project?

Here’s a summary of the main highlights:

  • Fixed return of 12% annually with a minimum return of six months.
  • Project backed by a development with granted license, signed bank financing, and 81% of units sold.
  • First-rank mortgage guarantee on a valuable asset.
  • Developer with a strong track record in Andalusia.

Do you have questions?

On Tuesday, September 16 at 4:00 p.m. (UTC+2) we will hold a webinar with the project manager to answer any queries. You can also contact us anytime at contacto@urbanitae.com or by phone at (+34) 911 23 25 22.

Don’t miss this opportunity to invest in debt at 12% on the Costa del Sol.

Sobre el autor

Equipo Urbanitae

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