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Learn to invest with Urbanitae.
Everything about loans secured by a mortgage.
In real estate financing the establishment of collateral to ensure repayment is key.
What is a sophisticated investor?
Previously, the law distinguished two categories for real estate crowdfunding: accredited investor and non-accredited investor. Now, the European criterion has changed.
What are SPVs?
VPS sound weird, but they are key instruments in crowdfunding and crowdlending projects. Here we tell you what they are and what they are for.
3. How to plan investments well
Having clear investment objectives will help us make better decisions. For example, if we invest with a 20-year horizon – because we know that the long term is our friend – we will be more patient when things get worse.
What debt projects (or crowdlending) look like
Real estate debt projects allow investors to lend capital to a developer in exchange for previously agreed interest. The article explains differences with equity, terms, repayment capacity, mortgage guarantees and LTV.
Why the long term is good
The good thing about starting to invest is that it is always a good time. The most skilled investors are able to see the moment and jump... successfully. For most, time is key.
1. Why you need to save before you invest
If you don't have an emergency fund or controlled debts, it doesn't make sense to risk your savings by investing. Get your financial house in order.
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