What is a sophisticated investor?

Previously, the law distinguished two categories for real estate crowdfunding: accredited investor and non-accredited investor. Now, the European criterion has changed.
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Previously, the law distinguished two categories for real estate crowdfunding: accredited investor and non-accredited investor. Now, the European criterion has changed.

VPS sound weird, but they are key instruments in crowdfunding and crowdlending projects. Here we tell you what they are and what they are for.

This is a key concept of investments, and almost of life in general. The idea of profitability, or that something pays off, is so widespread that we often use it on a day-to-day basis. For example, to decide if it…

Having clear investment objectives will help us make better decisions. For example, if we invest with a 20-year horizon – because we know that the long term is our friend – we will be more patient when things get worse.

Real estate debt projects allow investors to lend capital to a developer in exchange for previously agreed interest. The article explains differences with equity, terms, repayment capacity, mortgage guarantees and LTV.

The good thing about starting to invest is that it is always a good time. The most skilled investors are able to see the moment and jump... successfully. For most, time is key.

If you don't have an emergency fund or controlled debts, it doesn't make sense to risk your savings by investing. Get your financial house in order.

With inflation and the economic scenario getting complicated, it is increasingly important to know what to do with your savings. Having the money in the bank is always one option, but it is only one among many. Especially when the…