CRE in a portfolio: why it makes sense to diversify beyond residential

Offices, hotels or student housing can provide demand drivers different from residential and help build a more diversified real estate portfolio.

Offices, hotels or student housing can provide demand drivers different from residential and help build a more diversified real estate portfolio.

New build, resale properties or income-generating retail assets: each asset class has different timelines, risks and value drivers, but all require buying well.

More than 4,800 active users learn about real estate investment through Urbanitae Academy, recognised by Actualidad Económica among the best ideas of 2026.

The residential market needs more supply, new models and more flexible financing structures to respond to changing demand.

Real estate leverage can double your IRR by reducing invested capital, but it also increases risk. Key insights to use a mortgage effectively.

In real estate equity, IRR is not enough: the hurdle defines when profit sharing changes and how investors and sponsors are aligned.

We are very cautious: we prefer to move slowly, ensuring guarantees, rather than taking a wrong step.

The average residential price, for both new and second-hand homes, now stands at €1,902/m², with a year-on-year growth of 7.5% in the first quarter of 2025.

Changes in taxation, adjustments to incentives, and new measures like the reduction of ITP for young people make it crucial to understand how these modifications impact your investment decisions.
![Cómo se crea la riqueza: la visión de Rainer Zitelmann [libros]
EN How wealth is created: Rainer Zitelmann's vision [books]
FR Comment se crée la richesse : la vision de Rainer Zitelmann [livres]
IT Come si crea la ricchezza: la visione di Rainer Zitelmann [libri]
PT Como se cria riqueza: a visão de Rainer Zitelmann [livros]
DE (sin creas): Wie Wohlstand entsteht: Die Vision von Rainer Zitelmann](https://blog.urbanitae.com/wp-content/uploads/2024/10/crear-riqueza-rainer-zitelmann-768x403.webp)
What does it take to be rich? This is the key question Rainer Zitelmann seeks to answer in his book Financial Freedom: How to Create Wealth and Maintain It. One thing becomes clear from the start: most people who have…

Daniel Lacalle, Chief Investment Officer at Tressis, shares in Grow Your Money the lessons you need to know before investing.

The book "Invest in Yourself" by Natalia de Santiago gives us a fun and enjoyable lesson on how to improve our financial health.

How Urbanitae investments are taxed: interest, equity, withholdings and key points to understand what to declare and how to do it correctly.