Urbanitae Surpasses €100M in Returns to Investors
Last Updated on 25 September 2025 by Equipo Urbanitae
At Urbanitae, we have reached a new milestone: we have now returned more than €100 million to our investors. Specifically, we’ve delivered €105.1 million corresponding to 68 successfully completed projects.
When it comes to investing, there is no better measure of success than the actual returns achieved. Overall, we are talking about an IRR of over 12%, in line with the target return set for our portfolio of equity and debt projects. Importantly, these figures only include fully completed projects, excluding partial repayments.
In total, more than 40,000 investors have recovered their capital with returns from one of our closed projects. On average, each repaid project included about 600 investors, and since our founding, we have already managed more than 200,000 individual investments.
This achievement further consolidates us as one of the leading crowdfunding platforms in Europe in terms of capital returned.
Returns in Line with Forecasts
The average annual return of repaid projects stands at 12.2%, in line with the target IRR set at the beginning of each investment.
- 61% of the capital returned comes from debt projects, with an average term of 13 months.
- The remaining 39% comes from equity operations, with longer average terms of around 29 months.
- In addition, our rental projects—based on leased assets such as supermarkets and bookstores—have returned nearly €1 million to investors, with an average net annual yield of 5.4%, also in line with expectations.
Almost half of the repaid projects are located in the Community of Madrid, which accounts for more than €45 million. Next are Andalusia, with €15.2 million across 12 operations (mainly in Málaga); the Balearic Islands, with more than €14 million from five projects; and Catalonia, with €13.6 million returned across eight projects.
When Reality Outperforms the Business Plan
Not all equity projects have followed the original script in terms of timelines and profitability. The sharp rise in construction costs, delays caused by the global logistics crisis after COVID, the impact of the war in Ukraine on raw materials such as fuel and aluminum, and rising interest rates have all tested the real estate sector.
As Diego Bestard, CEO of Urbanitae, explains:
“We have had a generation of projects—particularly in 2021, 2022, and part of 2023—that were heavily penalized by extraordinary factors. Some of them did not reach the expected returns and suffered significant delays. But the key point is that, despite this perfect storm of variables, we have not lost capital in any project. If the worst-case scenario is recovering the initial investment, that’s a positive outcome. It means our risk analysis model is working.”
Urbanitae in Numbers
Since 2019, we have financed real estate projects worth more than €530 million, over €200 million of which were completed in 2024 alone. In doing so, we have contributed to the construction of more than 7,100 homes across Spain and Portugal.
And this is only the beginning: we continue to work on opening new investment opportunities that allow more and more people to invest in major real estate projects in a simple way—100% online and with both feet on the ground.
