New project! Invest in luxury villas at 10.75% annual return

We present a new luxury residential project. We are returning to Marbella to develop two exclusive villas in Nueva Andalucía. If you are interested in investing in luxury villas with a 10.75% return, you will be able to do so on Friday, November 22 at 12:00 p.m. (UTC+1). Below are all the details.

The Jacaranda project involves a loan to finance the development of two semi-detached luxury villas in Marbella. The villas will feature a basement and two above-ground floors, with three bedrooms, five bathrooms, and one half-bath. Luxury amenities include a gym, a game room, a garden with an outdoor pool and barbecue area, and multiple covered and uncovered terraces.

The location is excellent. The villas are situated in the Marbella district of Nueva Andalucía, within the prestigious Las Brisas Frontline Golf neighborhood and very close to the Real Club de Golf Las Brisas, one of the best golf courses in Spain.

Influence Property is the developer for this project. The company is co-directed by the head of the European Hotels & Leisure Investment division of a real estate investment fund. The company boasts extensive experience, with project results of approximately 2x RoE in the UK and Marbella.

21.5% total return

Specifically, the Jacaranda project involves demolishing an existing villa to construct the two semi-detached luxury villas. The asset has been owned by the developer since 2005, when it was acquired for personal use. Influence Property is committing nearly 2,000,000 euros of equity, equivalent to 100% of the purchase costs, general costs, and structuring expenses. The asset was acquired for 1,000,000 euros.

One of the strong points of the project is that it already has the subdivision and construction licenses in place. This means construction will begin in November, as soon as the loan agreement with Urbanitae’s investors is signed. The construction is expected to last approximately 18 months, with the sale and subsequent delivery of the assets to be completed within the following six months.

The marketing of the asset will start once construction progress reaches around 60-70%, as is common for these types of properties.

Urbanitae investors will participate in the project through a loan provided in three tranches. Tranche A, amounting to 1,050,000 euros, will have a fixed annual rate of 10.75% and a 24-month term, with a possible six-month extension. It will be used to finance part of the construction costs. Urbanitae investors will exit the project through the sale of one of the villas.

First-rank mortgage guarantee

The total loan amount is 3,620,000 euros, fully funded by Urbanitae investors. The project has a high coverage ratio with an LTV of 37% (excluding interest). Additionally, the loan agreement establishes a first-rank mortgage guarantee on the registered properties involved in the project, among other securities.

Full early repayment is allowed at any time, subject to a minimum guaranteed return for Tranche A equivalent to 24 months of interest. A six-month extension is permitted at month 24, contingent on 100% completion of construction.

The estimated project term is 24 months. The works are expected to be completed in the second quarter of 2026, and the sale of the villas is expected between the second and fourth quarter of 2026. The repayment of the loan granted by Urbanitae investors will be completed in November 2026.

In this video, the developer and our Real Estate Director, Sergio Arana, explain the key points of the project.