New project! Investment in a luxury villa and sports complex in Benahavís

Urbanitae is launching a new debt project on the Costa del Sol. This time, we’re offering a unique opportunity to participate in the financing of a spectacular luxury villa and its exclusive sports complex in Benahavís, Málaga. The project will be open for investment on our platform on Tuesday, May 20 at 4:00 p.m. (UTC+2).

The Hills 14 project is a high-end residential development located in the El Herrojo gated community. The development includes the construction of a single-family villa of over 2,200 sqm, featuring eight bedrooms, indoor and outdoor pools, a spa, gym, cinema, game room, and a separate staff apartment. In addition, a complete private sports club will be built on an adjacent 10,982 sqm plot, with tennis, padel, mini-football, volleyball, and crossfit courts. Together, these will make this property a truly unique asset in the area.

The villa already has a building permit, and construction actually began in December 2024. Currently, the project is about 10% complete.

22.5% return in 27 months

This project is structured as a fixed-rate loan secured by a first-ranking mortgage. Tranche A, which is now open for investment, amounts to €2,400,000, has a term of 27 months, and offers a fixed simple annual return of 10% (22.5% total). The planned exit for investors will be the sale of the villa once construction is complete.

Loan guarantees include:

• First-ranking mortgage on the property.
• Pledge of shares in the borrowing company.
• Pledge of its bank accounts.
• Irrevocable power of sale of the asset at 75% of the current appraised value in the event of default.

As with all our debt projects, a project monitor will be appointed to oversee monthly progress and authorize loan disbursements.

The developer: experience and commitment

The developer of the Hills 14 project is Cogitari Homes, a real estate group with over 10 years of experience developing exclusive homes on the Costa del Sol. Founded by Lars Christensen, a professional with more than three decades in the industry, the group is known for its focus on cutting-edge architecture, sustainability, and attention to detail. Cogitari Homes has already led three previous projects funded through Urbanitae: Villa Alcalá, Gate 3, and Pinares de San Antón.

In this operation, the developer is contributing nearly €4 million of its own capital to the project, in addition to the €5 million to be raised through the platform, as part of a total planned funding of €8.16 million.

A prime location in Benahavís

Benahavís is one of the most exclusive municipalities in the province of Málaga. Located between Marbella and Estepona, it offers a privileged natural setting, high quality of life, and strong demand for luxury housing from both domestic and international buyers. Specifically, El Herrojo, within the La Quinta Golf & Country Club area, is one of the most sought-after gated communities thanks to its privacy, sea views, and excellent connectivity.

In this video, we explain the key features of the project.