Why financial education is needed in schools

Many educational systems still do not incorporate financial education into their curricula despite its importance in everyday life.
financial education

Many educational systems still do not incorporate financial education into their curricula despite its importance in everyday life.

Companies that perform well tend to share their profits with investors... by distributing part of their earnings in the form of dividends.

Diversification, active management, and flexibility are some of the characteristics of multi-asset funds.

Warren Buffett himself recommended index funds to both large and small investors in 2016. What makes them so attractive? What disadvantages do they have?

Security is the main incentive for investing in public debt, but risks such as lack of liquidity or low returns in the face of high inflation must be considered.

With an average IRR of 14.5% and an inflation rate of 3%, €10,000 invested in Urbanitae would become €28,800 after 10 years.

Whether with robo-advisors, crowdfunding platforms, or digital fund managers, micro-investing allows anyone to start investing with little money.

Costs negatively affect investment performance in the opposite way to compound interest: their cumulative effect can be very large.

Government debt, PIAS, or money market funds are safe options, although less profitable compared to real estate crowdfunding.

It's not about knowing how much you spend, but planning savings and investment, and better protecting yourself against unforeseen events.