How to turn your savings into a step-by-step investment plan
Turning savings into investments is not about products, but about method: goals, a safety cushion and consistency over time.
Lucía Hernández
Lucía Hernández es licenciada en Periodismo y Humanidades por la Universidad Carlos III de Madrid. Con experiencia en medios digitales, marketing y comunicación, colabora con Urbanitae escribiendo sobre inversión, educación financiera y mercado inmobiliario. También puedes leerla en la revista Elle, donde cultiva otra faceta de su mirada periodística. Le interesan las historias bien contadas, ya sea en un artículo, en un libro o en una buena conversación.
Real estate crowdfunding and liquidity: how to invest in illiquid projects without losing your financial cushion
Real estate crowdfunding is inherently illiquid. The key is not to avoid it, but to know how much capital you can commit without straining your financial situation.
Types of assets in commercial real estate: offices, retail and more
Offices, retail, logistics or hotels: each commercial real estate asset follows a different logic in terms of returns, risk and income generation.
Residential rental investment grows by 28% in Spain and flex living gains prominence
Flex living is approaching 19,100 units in Spain after growing 60% in one year, in a market where rental investment is up 28%.
How much of your wealth should you invest in real estate based on your age and profile
It’s not about finding the exact number, but understanding how much weight real estate can take without reducing your portfolio’s liquidity and flexibility.
Traditional Banking and Fintech: Competition, Collaboration and New Roles
Traditional banking vs fintech is not a full replacement story, it is coexistence. Key takeaways on profitability, regulation, and security to choose smarter.
How sponsor co-investment affects a real estate project
When the sponsor co-invests, interests are aligned and control over costs, timing and risks is often stronger. Here is how to assess it without false confidence.
What Is ROE and How to Use It in Real Estate Investing
Understanding ROE is key to analyzing the real profitability of invested capital. Discover how this metric works and why it is so important in real estate investment.
Real estate tokenization vs crowdfunding: which one suits you best?
Tokenization or crowdfunding: learn how these real estate investment models work and which one suits your strategy best.
Office investment: trends and opportunities in the real estate market
Madrid and Barcelona are leading the segment’s recovery, with growing interest in modern, efficient and well-located buildings.
Key Economic Indicators for the End of the Quarter
Before each quarter ends, several economic indicators can help show whether the economy is growing, slowing down, or changing direction.
Why is the economy doing well… but people feel it’s doing badly?
Growth can look strong on paper while everyday costs keep tightening budgets. Housing, essential goods, and real wages explain the disconnect.
How to Build a Diversified Real Estate Portfolio with €10,000, €50,000, and €100,000
Learn to invest in real estate beyond buying a property, using platforms and REITs to diversify, reduce risk, and increase return opportunities.
Which Assets to Invest in in 2026: Options and How to Combine Them
In 2026, the key is not picking a single asset, but combining funds, ETFs, real estate, and alternatives based on your risk profile.
How Urbanitae Manages Risk in Its Real Estate Projects
The risk of real estate projects is inevitable, but it can be managed rigorously. Discover how Urbanitae analyzes each project, applies strict filters, and protects investors.
Interest Rates Have Become a Key Driver of Investment Decisions in Recent Years
In 2026, interest rates are changing the rules of real estate. Financing is tighter, rental income matters more, and returns depend on buying well and running realistic numbers.
Retail closes 2025 with €2.494 billion invested in Spain
Retail investment in Spain is strengthening, with shopping centers on the rise, Madrid leading the market, and new opportunities for real estate diversification.
Regulated Alternative Investment: Urbanitae vs Non-Harmonized Funds
Regulated alternative investment lets you invest in real assets with transparency and security. Urbanitae makes diversification simple compared to non-harmonized funds.
Diversified real estate investment: how to balance your portfolio between crowdfunding, rental, and REITs
The key is no longer deciding “what to invest in,” but how to balance your real estate portfolio across different asset types.
Urbanitae Real Estate Debt Projects: How to Obtain Short-Term Benefits
Urbanitae real estate debt projects: fixed returns, short terms, and lower risk for investors.
How to Start Investing: 7 Steps to Do It Safely
Start investing in 2025 with clear goals, diversification, and knowledge. Index funds, real estate crowdfunding, and inflation-linked bonds are recommended options for beginners.
