New Project! Investment in Storage Units at 11% Annual with Grupanxon

We present a new real estate debt project alongside one of our most experienced and reliable managers: Grupanxon. This operation offers a fixed return of 11% per year, a 20-month term, interest paid at maturity, and a maximum investment per investor of €10,000.

• Project opening: Tuesday, December 3, at 16:00 (UTC+1). There will be no webinar, as this manager is already well known to our investor base.

With this operation, we have reached 18 projects financed with Grupanxon and 14 successfully returned, all with positive returns for our investors. Their track record and specialization in small-scale urban assets—storage units, commercial spaces, garages—make them one of the most established managers on Urbanitae.

Storage Units Continue to Boom

The Oporto-Franciscanos project involves granting a loan to finance the acquisition of two commercial properties and the development of two independent projects:

Franciscanos Project | Albacete

Located southwest of the city, very close to Parque Abelardo Sánchez, this property will house 39 storage units and a residential unit. It already has favorable urban planning approval issued by the City Council, and sales have begun, with six units already reserved.

Oporto Project | Madrid

A property located at Calle María Martínez 17, next to Palacio de Vistalegre. It will host 62 storage units and has a filed responsible declaration with the ECU, so no construction permit is required. Sales are also progressing, with 13 storage units already reserved.

Both projects benefit from the strong demand for storage solutions in established urban areas, where storage units are scarce, sell quickly, and have stable prices.

What Exactly Are We Financing?

Our contribution to the Oporto-Franciscanos project will be made through a fixed-rate loan at 11% per year, intended to finance the purchase of the two properties and the development of the storage units and the residential unit.

The manager has already signed two deposit agreements with the property owners and will cover all project-related expenses with their own resources: fees, technical project, project management, etc.

The estimated construction duration is 15 to 18 months, and the total project term will be a maximum of 20 months, including the sale of the units.

Loan Financial Structure

The loan will be granted to the company created exclusively for this project, Promociones Madrid y Albacete, S.L. Key conditions are:

• Amount: €550,000
• Term: 20 months
• Fixed interest: 11% simple annual
• Interest: paid in full at maturity
• Early repayment: allowed at any time, with make-whole equivalent to 18 months of interest

Additionally, there is a maximum investment per investor of €10,000, which allows the project to be spread among a larger number of investors and reinforces diversification.

Loan Guarantees

The loan will be backed by a set of appropriate guarantees:

• First-ranking mortgage promise on the property where the 39 storage units and the residential unit will be developed (Franciscanos Project – Albacete).
• First-ranking mortgage promise on the property where the 62 storage units will be developed (Oporto Project – Madrid).
• Pledge of the SPV promoter’s shares.

These guarantees, combined with the high level of urban planning and sales progress, provide a convenient protection framework for this type of asset.

How and When Will We Recover the Money?

The loan will be repaid through the sale of the developed units (storage units and residential unit). The sale of the Madrid storage units alone would be sufficient for Grupanxon to repay our loan.

The total estimated project term for Oporto-Franciscanos is 20 months:

• Q4 2025 → Loan granted, acquisition of the properties, and start of works
• Q3 2027 → Completion of construction and repayment of the loan to investors

A video with project details is available here: