Urbanitae is opening a new investment opportunity on the Costa del Sol: the La Algaba project, which involves granting a loan to partially finance the construction costs of a luxury development in the exclusive Finca Cortesín complex (Casares, Málaga). Financing will open on Thursday, October 9 at 16:00 (UTC+2).
One day earlier, on Monday, October 7 at 12:00 (UTC+2), we will host a webinar with the project manager to answer all questions regarding the operation.
The Project
The development includes the construction of 5 blocks with a total of 19 luxury homes, one per floor, all with sea views. Most units will feature a private pool, as well as large terraces and a communal pool overlooking the Mediterranean.
Residents will have access to all services of the 5-star Hotel Finca Cortesín, an international benchmark in luxury: security, cleaning, maintenance, and premium amenities.
The project already has building permits granted, and earthworks began in September 2025. The estimated construction period is 20 to 24 months.
Investment Terms
The La Algaba project follows a debt strategy:
- Tranche A Amount: €2,475,000
- Term: 30 months (+ optional 6-month extension)
- Fixed Annual Interest: 11.25%
- Estimated Total Return: 28.13%
- Minimum Guaranteed Interest: equivalent to 21 months of interest (19.7%)
- Collateral/Guarantees:
- First-rank mortgage on the asset
- Pledge of the project’s bank accounts
- 100% cash sweep from the sale of the units
A Prime Location
The project is located in Casares, in the heart of the Costa del Sol, just minutes from Marbella and Sotogrande. It is an internationally renowned area combining world-class golf, nature, beaches, and luxury services, ensuring a constant demand for premium homes.
Experienced Manager with Over 20 Years in Real Estate
The developer is Grupo Arua, with more than 23 years of experience in real estate, specializing in high-end projects on the Costa del Sol.
This same manager was responsible for Las Albercas, a very similar development at Finca Cortesín, which was successfully completed and delivered. In addition, Arua has already invested €4.7 million of their own funds in La Algaba, with an additional commitment of €5.5 million, reinforcing alignment of interests with investors.
Why Invest in La Algaba?
Key highlights of the project include:
- Fixed annual return of 11.25%, with a minimum interest return of 21 months
- Project secured by a first-rank mortgage and additional collateral
- Location in Finca Cortesín, an internationally recognized luxury complex
- Developer with extensive experience in premium real estate and similar projects
- Building permits granted and construction already underway
30-Month Return Timeline
The estimated project term is 30 months, with a possible 6-month extension:
- October 7, 2025 — Financing opens (Tranche A)
- Last quarter of 2027 — Construction completion
- First quarter of 2028 — Home delivery and loan repayment
For any questions, you can join the webinar on October 7 at 12:00 (UTC+2), email us at contact@urbanitae.com, or call (+34) 911 23 25 22.
If you’re ready, don’t miss the opportunity to invest in La Algaba and participate in an exclusive luxury residential project on the Costa del Sol.
