Urbanitae
Urbanitae
What is loan-to-cost?
When we talk about real estate loans, loan-to-cost and loan-to-value are two key indicators. Do you know what each one means?
How Urbanitae investments are taxed in 2027
Equity or capital gains projects are taxed when profits are distributed, usually through dividends. Crowdlending or debt projects are taxed on the interest generated, with a usual initial withholding of 19%.
Estimated or total return?
The principle that past performance does not guarantee future returns does not prevent us from talking about future returns, although we must do so with caution. That's when estimated profitability comes into play.
What debt projects (or crowdlending) look like
Real estate debt projects allow investors to lend capital to a developer in exchange for previously agreed interest. The article explains differences with equity, terms, repayment capacity, mortgage guarantees and LTV.
2022: the real estate crowdfunding boom with Urbanitae
Real estate crowdfunding saw strong growth in 2022, with more projects, greater geographic diversification and large-scale operations. The article reviews figures, investment formats and sector trends.
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