Everything about loans secured by a mortgage.
In real estate financing the establishment of collateral to ensure repayment is key.
Tag financial education
financial education
5. Alternative investments: all you need to know
From expensive wines to cryptocurrencies, alternative investments are another way to diversify... as long as you know them well.
What is Loan-to-Value (LTV) and why is it important in a real estate investment?
Loan-to-value (LTV) is one of the main financial ratios used in the real estate sector and in mortgage lending. This indicator measures the level of risk in a transaction by comparing the loan amount with the value of the…
Paying off the mortgage or investing: which is better?
Deciding to pay off the mortgage early or keep the money invested is a fairly common issue among homeowners. It is not an easy choice, because you have to weigh the pros and cons of each option. In this article,…
How Urbanitae investments are taxed in 2026
How Urbanitae investments are taxed: interest, equity, withholdings and key points to understand what to declare and how to do it correctly.
How saving can multiply your investments
In another post we have talked about why before undertaking any investment it is necessary to have money saved. Now we want to tell you more about the power of saving: the potential effects of doing something as simple as…
What are SPVs?
VPS sound weird, but they are key instruments in crowdfunding and crowdlending projects. Here we tell you what they are and what they are for.
3. How to plan investments well
Having clear investment objectives will help us make better decisions. For example, if we invest with a 20-year horizon – because we know that the long term is our friend – we will be more patient when things get worse.
Why the long term is good
The good thing about starting to invest is that it is always a good time. The most skilled investors are able to see the moment and jump... successfully. For most, time is key.
1. Why you need to save before you invest
If you don't have an emergency fund or controlled debts, it doesn't make sense to risk your savings by investing. Get your financial house in order.
