New project! Invest in luxury residential property in Mallorca

For years, residential luxury real estate in Mallorca has attracted both domestic and international investors. Now, project Puntiró offers a new real estate debt opportunity to finance part of the construction of a luxury villa in Palma de Mallorca.

• Investment opens: Tuesday, March 17 at 4:00 p.m. (UTC+1)
• Project webinar: Monday, March 16 at 13:00 p.m. (UTC+1)

In this webinar, we will explain the project together with the asset manager and answer investors’ questions. Investment in this project will be limited to €5,000 per investor.

A luxury villa in the Puntiró residential area

The project consists of partially financing the construction of a high-end detached home located in the Puntiró residential area, one of the most exclusive parts of Palma. The villa, with 687 sqm built, sits on a 7,655 sqm plot and will feature 5 bedrooms, 6 bathrooms, a swimming pool, large outdoor areas, and a functional basement space with potential uses such as a gym, spa, wine cellar, or garage for up to 8 vehicles.

The property will enjoy open views over the Bay of Palma and will be developed across three levels on a large plot.

Project Puntiró also has a valid building permit in place on fully developable urban land acquired by the developer in September 2025 with its own funds.

Puntiró is a high-end residential development in the municipality of Palma, known for its large plots and low building density, a natural setting with open views, and a high level of privacy. The area also enjoys good connections to Palma city centre and the airport, both located less than 15 minutes away by car.

Palma de Mallorca is one of the Mediterranean’s most established destinations for both domestic and international buyers, with especially strong demand in the high-end residential segment.

A manager with 15 years of experience

The project is managed by Vanguardia 360º, a company specializing in real estate development and consultancy in Mallorca. The firm operates under a full-cycle development management model, from asset identification to project design and construction execution.

The team has completed more than 15 projects over the past 15 years, with specific experience in the luxury villa segment on the island. In the last five years, they have completed two similar villa developments, aimed mainly at international buyers.

21% return over 24 months

The investment is structured as a fixed-rate mortgage loan. The total loan amounts to up to €2,040,000 and is divided into two tranches.

The characteristics of tranche A, which is now open for investment, are:

• Amount: up to €990,000
• Interest rate: 10.5% simple annual interest
• Term: 24 months
• Possible extension: two 6-month extensions

Interest and principal will be paid at maturity.

The portion of the loan allocated to construction financing will be drawn down through monthly construction certifications, supervised by an independent project monitor.

Early repayment will be allowed at any time, with a minimum return equivalent to 11 months of interest.

Loan guarantees

The loan includes several guarantees to strengthen the security of the transaction:

• First-ranking mortgage on the financed asset.
• Additional first-ranking mortgage on another asset contributed by the manager as collateral.
• Pledge over the shares of the borrowing company.
• Pledge over the project’s bank accounts.
• Sales mandate over the asset in favor of investors in the event of default.

Exit strategy

The exit for investors is expected through the sale of the villa once construction is completed. The commercialization of the asset will be handled by the international agencies Engel & Völkers and Living Blue, both highly experienced in the international buyer segment in Mallorca.

As is common in this type of project, the sales process will begin once construction has reached an advanced stage.

The estimated timeline for the project is 24 months, with the option of two 6-month extensions.

• March 2026: loan granted and construction begins.
• First quarter of 2028: construction completed.
• Second–third quarter of 2028: sale of the property and repayment of the loan.

In this video, we explain the key points of the project.