ACPR (Autorité de Contrôle Prudentiel et de Résolution)

What is it?

The ACPR is a French administrative authority in charge of overseeing and regulating the activities of financial institutions, insurance companies, and other actors in the financial system. Its main objective is to ensure the stability and soundness of the French financial system, protecting clients and ensuring compliance with current regulations.

Established in 2010, the ACPR operates under the supervision of the Banque de France, allowing it to act independently and with technical expertise in the financial field. Its core functions include:

Prudential supervision: Ensuring that financial institutions and insurers have the necessary resources to operate in a solvent manner.
Consumer protection: Monitoring that regulated entities respect clients’ rights and offer appropriate and transparent financial products.
Risk prevention: Identifying and mitigating systemic risks that could threaten the stability of the financial system.

The ACPR plays a key role in international cooperation, working alongside other European and international regulatory authorities to strengthen global financial security and stability. It also collaborates with the Autorité des Marchés Financiers (AMF) to supervise activities that affect both the financial system and the securities markets.