6. 7 reasons why real estate investment is the best option
Few investments offer the combination of good returns and low risk that real estate investment does.
Category Learn to invest
How much to save and where to invest. Lessons to learn how to put together a simple and smart financial plan.
Everything about loans secured by a mortgage.
In real estate financing the establishment of collateral to ensure repayment is key.
What is loan-to-cost?
When we talk about real estate loans, loan-to-cost and loan-to-value are two key indicators. Do you know what each one means?
5. Alternative investments: all you need to know
From expensive wines to cryptocurrencies, alternative investments are another way to diversify... as long as you know them well.
What is Loan-to-Value (LTV) and why is it important in a real estate investment?
Loan-to-value (LTV) is one of the main financial ratios used in the real estate sector and in mortgage lending. This indicator measures the level of risk in a transaction by comparing the loan amount with the value of the…
How Urbanitae investments are taxed in 2027
Equity or capital gains projects are taxed when profits are distributed, usually through dividends. Crowdlending or debt projects are taxed on the interest generated, with a usual initial withholding of 19%.
What is a sophisticated investor?
Previously, the law distinguished two categories for real estate crowdfunding: accredited investor and non-accredited investor. Now, the European criterion has changed.
Estimated or total return?
The principle that past performance does not guarantee future returns does not prevent us from talking about future returns, although we must do so with caution. That's when estimated profitability comes into play.
The benefits of diversification
If you’ve thought about investing, you’ve heard of the word diversification. Not putting all your eggs in the same basket – which is, in essence, diversifying – is one of the basic rules of investment that we have explained to…
How saving can multiply your investments
In another post we have talked about why before undertaking any investment it is necessary to have money saved. Now we want to tell you more about the power of saving: the potential effects of doing something as simple as…
