How much to save and where to invest. Lessons to learn how to put together a simple and smart financial plan.
Loan-to-value (LTV) is one of the main financial ratios used in the real estate sector and in mortgage lending. This indicator measures the level of risk in a transaction by comparing the loan amount with the value of the…
How Urbanitae investments are taxed: interest, equity, withholdings and key points to understand what to declare and how to do it correctly.
Previously, the law distinguished two categories for real estate crowdfunding: accredited investor and non-accredited investor. Now, the European criterion has changed.
The principle that past performance does not guarantee future returns does not prevent us from talking about future returns, although we must do so with caution. That's when estimated profitability comes into play.
If you’ve thought about investing, you’ve heard of the word diversification. Not putting all your eggs in the same basket – which is, in essence, diversifying – is one of the basic rules of investment that we have explained to…
In another post we have talked about why before undertaking any investment it is necessary to have money saved. Now we want to tell you more about the power of saving: the potential effects of doing something as simple as…
If you have already checked that your financial house is in order and you already know what you want to achieve with your investments and when, it remains to be asked: what exactly do I invest in? And it is…
VPS sound weird, but they are key instruments in crowdfunding and crowdlending projects. Here we tell you what they are and what they are for.
This is a key concept of investments, and almost of life in general. The idea of profitability, or that something pays off, is so widespread that we often use it on a day-to-day basis. For example, to decide if it…
Having clear investment objectives will help us make better decisions. For example, if we invest with a 20-year horizon – because we know that the long term is our friend – we will be more patient when things get worse.
