{"id":73409,"date":"2025-11-05T10:06:08","date_gmt":"2025-11-05T09:06:08","guid":{"rendered":"https:\/\/blog.urbanitae.com\/?p=73409"},"modified":"2025-11-05T10:38:19","modified_gmt":"2025-11-05T09:38:19","slug":"urbanitae-et-kpmg-presentent-le-premier-observatoire-du-financement-de-la-promotion-immobiliere-en-espagne","status":"publish","type":"post","link":"https:\/\/blog.urbanitae.com\/fr\/2025\/11\/05\/urbanitae-et-kpmg-presentent-le-premier-observatoire-du-financement-de-la-promotion-immobiliere-en-espagne\/","title":{"rendered":"Urbanitae et KPMG pr\u00e9sentent le premier Observatoire du financement de la promotion immobili\u00e8re en Espagne"},"content":{"rendered":"\n<p>Le <strong>12 novembre<\/strong>, Urbanitae et <strong>KPMG Espagne<\/strong> pr\u00e9senteront \u00e0 Madrid la premi\u00e8re \u00e9dition du <strong>Observatoire du financement du secteur de la promotion immobili\u00e8re<\/strong>, une \u00e9tude pionni\u00e8re offrant une vision compl\u00e8te de l\u2019\u00e9cosyst\u00e8me financier qui soutient le d\u00e9veloppement immobilier en Espagne. Cette initiative est con\u00e7ue pour \u00eatre annuelle, avec pour objectif de devenir une r\u00e9f\u00e9rence pour comprendre l\u2019\u00e9volution de l\u2019acc\u00e8s au capital dans le secteur et l\u2019interaction de ses principaux acteurs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un secteur en transformation<\/h2>\n\n\n\n<p>L\u2019Observatoire appara\u00eet \u00e0 un moment cl\u00e9 pour le financement des promoteurs. Apr\u00e8s plusieurs ann\u00e9es de changements r\u00e9glementaires, de durcissement du cr\u00e9dit et l\u2019apparition de nouveaux instruments financiers, le march\u00e9 a atteint un niveau de <strong>maturit\u00e9 et de diversification<\/strong> sans pr\u00e9c\u00e9dent. Aujourd\u2019hui, le financement bancaire coexiste avec des <strong>sources alternatives <a href=\"https:\/\/blog.urbanitae.com\/fr\/2023\/12\/10\/les-projets-en-capital-ou-en-dette-sont-ils-plus-surs\/?utm_source=blog_fr&#038;utm_medium=organic&#038;utm_campaign=urbanitae_blog_1125&#038;utm_term=dequity_dette&#038;utm_content=fr_urbanitae_kpmg_observatorio\" target=\"_blank\" rel=\"noreferrer noopener\">d\u2019equity et de dette<\/a><\/strong> \u2014 fonds sp\u00e9cialis\u00e9s, family offices ou plateformes de co-investissement \u2014 qui permettent de couvrir des phases et projets o\u00f9 le cr\u00e9dit traditionnel est moins pr\u00e9sent.<\/p>\n\n\n\n<p>L\u2019\u00e9tude, r\u00e9alis\u00e9e par KPMG en collaboration avec Urbanitae, vise \u00e0 <strong>mettre en lumi\u00e8re ce nouvel \u00e9quilibre<\/strong>, en soulignant la compl\u00e9mentarit\u00e9 entre banques, fonds et financeurs alternatifs. L\u2019objectif n\u2019est pas seulement de mesurer les parts de march\u00e9, mais de <strong>comprendre comment le financement est structur\u00e9 \u00e0 chaque \u00e9tape du cycle de d\u00e9veloppement<\/strong>, de l\u2019acquisition du terrain \u00e0 la livraison de l\u2019actif final, et comment les diff\u00e9rentes sources sont combin\u00e9es pour optimiser les projets.<\/p>\n\n\n\n<p>Comme l\u2019explique <strong>Diego Bestard<\/strong>, CEO et fondateur d\u2019Urbanitae :<br><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u00ab\u00a0L\u2019objectif de l\u2019Observatoire n\u2019est pas seulement d\u2019examiner le financement alternatif, mais de montrer la photo compl\u00e8te de l\u2019\u00e9cosyst\u00e8me financier soutenant le d\u00e9veloppement immobilier en Espagne. Chaque acteur joue un r\u00f4le essentiel \u00e0 diff\u00e9rentes \u00e9tapes du cycle du projet.\u00a0\u00bb<\/em><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\">M\u00e9thodologie : une vision large et approfondie<\/h2>\n\n\n\n<p>Le <strong>premier Observatoire du financement de la promotion immobili\u00e8re en Espagne<\/strong> combine analyse quantitative et qualitative. D\u2019une part, une <strong>enqu\u00eate a \u00e9t\u00e9 men\u00e9e aupr\u00e8s des promoteurs, institutions financi\u00e8res, fonds d\u2019investissement et gestionnaires de capital<\/strong> pour suivre l\u2019\u00e9volution des sources de financement, les conditions d\u2019acc\u00e8s et les tendances pr\u00e9vues \u00e0 moyen terme.<\/p>\n\n\n\n<p>D\u2019autre part, l\u2019\u00e9tude inclut des <strong>entretiens approfondis avec des repr\u00e9sentants de tout l\u2019\u00e9cosyst\u00e8me financier<\/strong> \u2014 banques, fonds, conseillers et plateformes \u2014 pour obtenir une vision plus compl\u00e8te et nuanc\u00e9e du march\u00e9. Parmi les participants : <strong>Banco Santander, Arcano, FS Capital, Onate et RTV Grupo Inmobiliario<\/strong>, ainsi qu\u2019Urbanitae, qui apporte son expertise en tant que principale plateforme de co-investissement immobilier en Espagne et au Portugal.<\/p>\n\n\n\n<p>Gr\u00e2ce \u00e0 cette approche double, l\u2019Observatoire offre une <strong>radiographie rigoureuse du march\u00e9<\/strong> : de la structure de capital des projets et des marges des promoteurs aux instruments les plus utilis\u00e9s \u2014 pr\u00eats relais, fonds de dette ou financement participatif \u2014 et les projections jusqu\u2019en 2030.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Un objectif commun : transparence et dialogue<\/h2>\n\n\n\n<p>Cette \u00e9tude vise \u00e0 \u00eatre plus qu\u2019un simple rapport conjoncturel. Urbanitae et KPMG souhaitent <strong>promouvoir la transparence et la professionnalisation du secteur<\/strong>, en fournissant des donn\u00e9es qui aident les promoteurs, financeurs et institutions \u00e0 <strong>mieux comprendre l\u2019\u00e9volution du capital immobilier<\/strong> et \u00e0 identifier des synergies entre les diff\u00e9rentes sources de financement.<\/p>\n\n\n\n<p>Le financement alternatif \u2014 en <strong>equity<\/strong> ou en <strong>dette<\/strong> \u2014 ne remplace pas les banques, mais les compl\u00e8te. Il est devenu essentiel pour des projets n\u00e9cessitant rapidit\u00e9, flexibilit\u00e9 ou structures financi\u00e8res adapt\u00e9es \u00e0 de nouvelles typologies, comme le <a href=\"https:\/\/blog.urbanitae.com\/fr\/2024\/12\/27\/flex-living-la-tendance-du-logement-flexible-progresse-en-espagne\/?utm_source=blog_fr&#038;utm_medium=organic&#038;utm_campaign=urbanitae_blog_1125&#038;utm_term=flex_living&#038;utm_content=fr_urbanitae_kpmg_observatorio\" target=\"_blank\" rel=\"noreferrer noopener\">flex living<\/a> ou le <a href=\"https:\/\/blog.urbanitae.com\/fr\/2025\/06\/21\/investissement-dans-le-senior-living-le-nouveau-pari-de-limmobilier-espagnol\/?utm_source=blog_fr&#038;utm_medium=organic&#038;utm_campaign=urbanitae_blog_1125&#038;utm_term=senior_living&#038;utm_content=fr_urbanitae_kpmg_observatorio\" target=\"_blank\" rel=\"noreferrer noopener\">senior living<\/a>. Cet \u00e9quilibre entre acteurs est crucial pour <strong>construire un mod\u00e8le financier plus r\u00e9silient et efficace<\/strong>, capable de soutenir la croissance du secteur dans un contexte de forte demande et d\u2019offre limit\u00e9e.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Une initiative avec vocation de continuit\u00e9<\/h2>\n\n\n\n<p>L\u2019Observatoire est con\u00e7u comme un outil de suivi annuel permettant de mesurer l\u2019\u00e9volution des sources de capital et la capacit\u00e9 du secteur \u00e0 s\u2019adapter aux nouveaux d\u00e9fis du march\u00e9 : augmentation des co\u00fbts, d\u00e9lais urbanistiques, p\u00e9nurie de main-d\u2019\u0153uvre et besoin d\u2019\u00e9largir l\u2019offre de logements abordables.<\/p>\n\n\n\n<p>Avec cette premi\u00e8re \u00e9dition, <a href=\"https:\/\/urbanitae.com\/fr\/?utm_source=blog_fr&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1125&amp;utm_term=urbanitae&amp;utm_content=fr_urbanitae_kpmg_observatorio\" target=\"_blank\" rel=\"noreferrer noopener\">Urbanitae<\/a> et KPMG <strong>ouvrent une nouvelle ligne d\u2019analyse et d\u2019information au service du secteur de la promotion immobili\u00e8re en Espagne<\/strong>, qui sera mise \u00e0 jour p\u00e9riodiquement pour refl\u00e9ter l\u2019\u00e9volution du financement immobilier en Espagne.<\/p>\n\n\n\n<p>La pr\u00e9sentation du rapport aura lieu le <strong>12 novembre \u00e0 la Torre de Cristal (Madrid)<\/strong>, lors d\u2019un \u00e9v\u00e9nement r\u00e9unissant des repr\u00e9sentants de la promotion immobili\u00e8re, des banques, des fonds et du financement alternatif.<\/p>\n\n\n\n<p>Restez attentifs pour d\u00e9couvrir les principales conclusions de l\u2019\u00e9tude.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cUne \u00e9tude pionni\u00e8re qui montre comment banques, fonds et financements alternatifs soutiennent le d\u00e9veloppement immobilier en Espagne.<\/p>\n","protected":false},"author":1,"featured_media":73453,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1087],"tags":[964,1887,1008],"class_list":["post-73409","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-urbanitae-fr","tag-equite","tag-inversion-inmobiliaria-fr","tag-urbanitae-fr"],"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Urbanitae et KPMG pr\u00e9sentent le premier Observatoire du financement de la promotion immobili\u00e8re en Espagne<\/title>\n<meta name=\"description\" content=\"Urbanitae et KPMG pr\u00e9sentent le premier Observatoire du financement immobilier en Espagne, analysant banques et financements alternatifs\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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