{"id":69422,"date":"2025-09-16T10:25:54","date_gmt":"2025-09-16T08:25:54","guid":{"rendered":"https:\/\/blog.urbanitae.com\/?p=69422"},"modified":"2025-09-17T14:28:06","modified_gmt":"2025-09-17T12:28:06","slug":"new-project-debt-investment-at-12-on-the-costa-del-sol","status":"publish","type":"post","link":"https:\/\/blog.urbanitae.com\/en\/2025\/09\/16\/new-project-debt-investment-at-12-on-the-costa-del-sol\/","title":{"rendered":"Debt investment at 12% on the Costa del Sol"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Urbanitae is opening a new real estate investment opportunity. This is the Rabanales<\/a> project<\/strong>, a debt operation in Manilva (M\u00e1laga) aimed at recapitalizing a development group to ensure the continuity of its investments. Funding will open on Wednesday, September 17 at 12:00 p.m. (UTC+2), with a maximum ticket of \u20ac1,000 per investor<\/strong>.<\/p>

24% total return<\/h2>

Investors will participate by granting a fixed-rate loan at 12% annually<\/strong> over an estimated term of 24 months<\/strong>. The minimum guaranteed return is six months of interest, and both principal and interest will be repaid at maturity.<\/p>

The total loan amount is \u20ac740,000<\/strong> in a single tranche. The purpose of the transaction is to recapitalize the developer, allowing it to recover part of the capital already invested in the project and allocate it to new opportunities.<\/p>

A development on the Costa del Sol<\/h2>

Repayment of the Rabanales<\/a> project loan will be backed by a residential development under way in El Puerto de la Duquesa (Manilva, M\u00e1laga)<\/strong>, consisting of 38 free-market multifamily homes<\/strong>, all with garage and storage room, plus communal areas with a swimming pool and gardens.<\/p>

The development is located in a privileged environment, surrounded by beaches and historic landmarks such as the Castillo de la Duquesa, in one of the most attractive areas of the Costa del Sol<\/a>. Currently, the project has reached 80% presales (32 of 38 units)<\/strong> signed under purchase agreements.<\/p>

Additional guarantees<\/h2>

The transaction is managed by Alnasir<\/strong>, a property developer with proven experience in southern Spain. Among the guarantees is a first-rank mortgage on a plot located in the Rabanales University Campus (C\u00f3rdoba)<\/strong>, with license and project approved for a 400-bed student residence.<\/p>

Estimated timeline<\/h2>

The expected duration of the Rabanales<\/a> project is 24 months with a possible six-month extension at month 24<\/strong>:<\/p>