{"id":66698,"date":"2025-07-18T13:14:34","date_gmt":"2025-07-18T11:14:34","guid":{"rendered":"https:\/\/blog.urbanitae.com\/?p=66698"},"modified":"2025-08-20T18:29:59","modified_gmt":"2025-08-20T16:29:59","slug":"new-project-invest-in-a-luxury-villa-in-marbella-with-a-9-75-annual-return","status":"publish","type":"post","link":"https:\/\/blog.urbanitae.com\/en\/2025\/07\/18\/new-project-invest-in-a-luxury-villa-in-marbella-with-a-9-75-annual-return\/","title":{"rendered":"Invest in a luxury villa in Marbella with a 9.75% annual return"},"content":{"rendered":"\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

<\/p>\n

We\u2019re back in Marbella with a new investment opportunity. It’s a city where we\u2019ve already financed 17 projects totaling more than 47 million euros. This time, we present the Los Monteros project, a debt operation to finance the final phase of a luxury<\/a> villa in one of the most exclusive residential areas on the Costa del Sol. You\u2019ll be able to invest starting on Tuesday, July 22 at 4:00 p.m. (UTC+2).<\/strong><\/p>\n

<\/p>\n

The investment offers a fixed annual return of 9.75%<\/strong> and an estimated term of 18 months<\/strong>, with the option to extend it by an additional 6 months. Capital and interest will be repaid at the end of the loan term.<\/p>\n

<\/p>\n

We\u2019ll also host an informative webinar<\/a> on Monday, July 21 at 12:00 p.m. (UTC+2)<\/strong> to answer any questions you may have about the project.<\/p>\n

<\/p>\n

A luxury villa just 400 meters from the sea<\/h2>\n

<\/p>\n

The Los Monteros<\/a> project involves granting a \u20ac2,900,000 loan<\/strong> to complete the construction of a new-build luxury villa located in the exclusive Los Monteros residential area, east of Marbella. Construction is currently over 70% complete, and the loan will be used to refinance a previous mortgage loan and cover the remaining construction, furnishing, and contingency costs.<\/strong><\/p>\n

<\/p>\n

The villa is spread over four levels (including a basement) connected by an elevator and includes five en-suite bedrooms, a sixth additional bathroom, a rooftop terrace of over 200 m\u00b2 with barbecue, solarium, and pool, a basement leisure area, garden, terrace, and outdoor pool. All finishes are top-of-the-line: underfloor heating, centralized air conditioning, fully equipped kitchen, fireplace, and more.<\/p>\n

<\/p>\n

The property is currently listed for \u20ac6.5 million<\/strong> and is expected to reach a selling price of \u20ac7 million once fully furnished. This estimate is supported by an independent commercial due diligence<\/a>.<\/p>\n

<\/p>\n

Prime location on the Costa del Sol<\/h2>\n

<\/p>\n

Los Monteros<\/a> is one of the most sought-after areas in Marbella. It offers 24-hour security, spacious green areas, and direct beach<\/a> access. The villa featured in this project is currently the only new-build home available in the area<\/strong>, just 400 meters from the sea, with views from the top floor.<\/p>\n

<\/p>\n

All kinds of amenities, restaurants, and hotels are within a five-minute walk. The location is also well connected to key Costa del Sol destinations: just 10 minutes from central Marbella and 40 minutes from M\u00e1laga Airport.<\/p>\n

<\/p>\n

Developer with international experience<\/h2>\n

<\/p>\n

The project is led by Luxury Villas Marbella<\/strong>, a company founded by six partners with extensive experience in real estate development and promotion in countries such as Spain, France, Italy, Poland, Peru, and Chile.<\/p>\n

<\/p>\n

The developer has already contributed over \u20ac1,850,000<\/strong> toward acquisition, purchase costs, construction, and financial expenses. Urbanitae will provide up to \u20ac2,900,000<\/strong> through a single debt tranche to complete the villa.<\/p>\n

<\/p>\n

Loan terms and guarantees<\/h2>\n

<\/p>\n

The investment is structured as a fixed-rate loan, with the following main terms:<\/p>\n

<\/p>\n

Amount:<\/strong>
\u20ac2,900,000<\/p>\n

<\/p>\n

Term:<\/strong>
18 months (extendable by 6 months)<\/p>\n

<\/p>\n

Annual return:<\/strong>
9.75%<\/p>\n

<\/p>\n

Interest and capital:<\/strong>
At maturity<\/p>\n

<\/p>\n

Minimum guaranteed return:<\/strong>
9 months of interest<\/p>\n

<\/p>\n

Guarantees:<\/strong><\/p>\n

<\/p>\n