{"id":63245,"date":"2025-05-08T20:05:04","date_gmt":"2025-05-08T18:05:04","guid":{"rendered":"https:\/\/blog.urbanitae.com\/?p=63245"},"modified":"2025-06-24T15:51:24","modified_gmt":"2025-06-24T13:51:24","slug":"new-project-invest-in-estepona-with-a-16-5-total-return","status":"publish","type":"post","link":"https:\/\/blog.urbanitae.com\/en\/2025\/05\/08\/new-project-invest-in-estepona-with-a-16-5-total-return\/","title":{"rendered":"Invest in Estepona with a 16.5% Total Return"},"content":{"rendered":"\t\t
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We\u2019re heading back to Andalusia with a new investment opportunity on the Costa del Sol. Urbanitae presents The Privilege, a debt project located in the center of Estepona, M\u00e1laga. Funding will open on our platform next Tuesday, May 13 at 4:00 p.m. (UTC+2).<\/strong>
We\u2019ll also be hosting an informative webinar with the developer<\/strong>, where we\u2019ll go over all the project details and answer your questions.<\/p>

A residential development in the heart of the Costa del Sol<\/h2>

The Privilege<\/a> involves granting a loan to finance part of the acquisition and general costs of two adjacent plots of land totaling 4,218 m\u00b2, where a development of 32 two- and three-bedroom homes<\/strong> will be built. The project will feature large communal areas including a swimming pool, gardens, gym, spa, coworking space, cinema room, storage units, and parking. Ground floor and penthouse apartments will have private pools, and all units will feature contemporary design and high-end finishes.<\/p>

The development enjoys a prime location: right in the center of Estepona<\/a><\/strong>, just a five-minute walk from the seafront promenade and three minutes from the new social center currently under development. Estepona is one of the most in-demand locations on the Costa del Sol, known for its high quality of life, year-round mild climate, and unique blend of tradition and modernity.<\/p>

Project structure and loan terms<\/h2>

The The Privilege<\/a> project is led by ARG Promociones<\/strong>, a developer with over 40 years of experience and a team of more than 50 professionals, specializing in high-end developments in Estepona and the Costa del Sol. The architectural design is handled by Complot Arquitectos, a studio with numerous contemporary projects in the area.<\/p>

Urbanitae investors will participate in the project via a fixed-rate loan of \u20ac4,840,000<\/strong>, with a simple annual interest rate of 11%<\/strong> and a term of 18 months<\/strong>, including a guaranteed minimum term of 12 months<\/strong>. Both principal and interest will be repaid at maturity. Urbanitae reserves the right to finance part of the construction phase of the 32 units in a potential Tranche B, which would extend the loan by an additional 18 months until final sale.<\/p>

Exit for Urbanitae investors will be achieved through the entry of external financing<\/strong> or, alternatively, through the sale of the homes if the extension to partially fund the construction is activated.<\/p>

Check out this video for the project highlights.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Strong guarantees for investors<\/h2>\n

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The loan will be backed by a robust set of guarantees<\/strong>:<\/p>\n

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