{"id":21232,"date":"2022-12-20T11:43:33","date_gmt":"2022-12-20T10:43:33","guid":{"rendered":"https:\/\/landing.urbanitae.com\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/"},"modified":"2025-08-28T18:26:30","modified_gmt":"2025-08-28T16:26:30","slug":"1-why-to-invest-before-you-have-to-save","status":"publish","type":"post","link":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/","title":{"rendered":"1. Why you need to save before you invest"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21232\" class=\"elementor elementor-21232 elementor-13076\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4667613d elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"4667613d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60faef6\" data-id=\"60faef6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2a09062a elementor-widget elementor-widget-text-editor\" data-id=\"2a09062a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><\/p>\n<p>It\u2019s always a good time to start investing. However, before taking that step, it\u2019s essential to ensure you have a solid financial foundation. Saving before investing not only provides financial security but also maximizes the potential of your investments. In this first article of our guide, we explain why the correct order of steps is: first, saving; second, investing.<\/p>\n<p> <\/p>\n<p>Imagine your personal finances as a house. The most important thing is that this house has a solid foundation capable of withstanding economic storms.<\/p>\n<p> <\/p>\n<h2 class=\"wp-block-heading\">1. The emergency fund<\/h2>\n<p> <\/p>\n<p>The problem with unforeseen events is that you never know when they will occur\u2026 That\u2019s why the first rule is to have an emergency fund, which acts as the foundation of our financial house. The emergency fund <strong>acts as a financial safety net,<\/strong> covering unexpected expenses such as car repairs, medical emergencies, or job loss.<\/p>\n<p> <\/p>\n<p>This fund should have enough money to cover three to six months of expenses and be easily accessible. The ideal <a href=\"https:\/\/blog.urbanitae.com\/en\/2024\/04\/20\/how-much-should-you-have-saved-by-age-50\/?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=amount_saved&amp;utm_content=en_aprende_guia_1\" target=\"_blank\" rel=\"noreferrer noopener\">amount saved<\/a> will depend on your circumstances: it won\u2019t be the same for a single person as for someone with children or dependents. Having an emergency fund gives you the peace of mind that you won\u2019t need to sell your investments during tough times, thus protecting your portfolio in the long run.<\/p>\n<p> <\/p>\n<h2 class=\"wp-block-heading\">2. Salary and other regular income<\/h2>\n<p> <\/p>\n<p>The next level of our house consists of regular income. These are the predictable and steady income streams you receive, whether from your job, pensions, rentals, or any other constant source of income. This level is crucial because it provides the cash flow necessary to cover your monthly expenses, <a href=\"https:\/\/blog.urbanitae.com\/en\/2023\/03\/12\/3-how-saving-can-multiply-your-investments\/?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=save&amp;utm_content=en_aprende_guia_1\" target=\"_blank\" rel=\"noreferrer noopener\">save<\/a>, and invest. Efficient management of this income is vital to maintaining financial stability and ensuring you can continue building your financial house.<\/p>\n<p> <\/p>\n<h2 class=\"wp-block-heading\">3. Short-term savings<\/h2>\n<p> <\/p>\n<p>Higher up, with a view of the street, are our short-term savings. These are funds set aside for specific, relatively near-term goals, such as vacations, purchasing an appliance, or any planned expense you expect to incur in the next one to three years. For example, replacing that cracked phone screen that looks like a kaleidoscope.<\/p>\n<p> <\/p>\n<p>Having these short-term savings allows you to manage planned expenses without dipping into your emergency fund or going into debt, keeping your finances organized and under control.<\/p>\n<p> <\/p>\n<h2 class=\"wp-block-heading\">4. Insurance<\/h2>\n<p> <\/p>\n<p>According to the Centers for Disease Control and Prevention (CDC) in the United States, the odds of being struck by lightning are 1 in 500,000. It\u2019s unlikely to happen to us, but we still sleep with a roof over our heads. In our financial house, that roof represents insurance, which protects us and our families from things we can\u2019t fight against.<\/p>\n<p> <\/p>\n<p>Indeed, insurance provides protection against significant risks that could have a devastating impact on your finances. We\u2019re talking about health insurance, life insurance, home insurance, car insurance\u2026 Having adequate insurance coverage is fundamental to ensuring financial stability and security.<\/p>\n<p> <\/p>\n<h2 class=\"wp-block-heading\">5. Debt-free<\/h2>\n<p> <\/p>\n<p>Finally, we have the chimney. It\u2019s not that we\u2019re insensitive to greenhouse gas emissions: it\u2019s just an analogy. The smoke from the chimney represents the debt we are reducing, such as car payments or the mortgage. Especially short-term <a href=\"https:\/\/blog.urbanitae.com\/en\/2024\/03\/01\/is-it-better-to-pay-off-debt-or-to-invest\/?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=debt&amp;utm_content=en_aprende_guia_1\">debt<\/a>, which typically carries higher interest rates. (<a href=\"https:\/\/blog.urbanitae.com\/en\/2024\/02\/11\/the-power-of-compound-interest-on-your-investments\/?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=compound_interest&amp;utm_content=en_aprende_guia_1\" target=\"_blank\" rel=\"noreferrer noopener\">Compound interest<\/a> works wonders with money. When it comes to returns, it\u2019s great, but when it comes to debt, it can be disastrous).<\/p>\n<p> <\/p>\n<p>The smoke from the chimney indicates that while there are financial commitments, they are under control and actively being reduced. Consistently paying off debt not only frees up resources for other areas of your financial life but also improves your credit score and reduces financial stress. Keeping debt under control is essential to prevent it from consuming your income and savings.<\/p>\n<p> <\/p>\n<p>If you want to learn more about investing, visit our <a href=\"https:\/\/blog.urbanitae.com\/en\/learn\/?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=learn&amp;utm_content=en_aprende_guia_1\" target=\"_blank\" rel=\"noreferrer noopener\">Learn<\/a> section on the blog and our <a href=\"https:\/\/www.youtube.com\/@Urbanitae_RE?utm_source=blog_en&amp;utm_medium=organic&amp;utm_campaign=urbanitae_blog_1222&amp;utm_term=youtube&amp;utm_content=en_aprende_guia_1\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube<\/a> profile.<a href=\"https:\/\/blog.urbanitae.com\/en\/2023\/03\/12\/3-how-saving-can-multiply-your-investments\/\" data-text=\"Go!\"><br \/><\/a><\/p>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d50276e elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"d50276e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c766773\" data-id=\"c766773\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e85cdae elementor-widget elementor-widget-video\" data-id=\"e85cdae\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/youtu.be\\\/I_DZtL3hr8g&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d9adb19 elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"d9adb19\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2129163\" data-id=\"2129163\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9bf2081\" data-id=\"9bf2081\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5adba0e elementor-widget elementor-widget-eael-creative-button\" data-id=\"5adba0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-creative-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-creative-button-wrapper\">\n\n            <a class=\"eael-creative-button eael-creative-button--rayen eael-cb-icon-position-right\" href=\"https:\/\/blog.urbanitae.com\/en\/2023\/01\/13\/2-the-basic-rules-of-investing\/\" data-text=\"Go!\">\n            \t    \n                <div class=\"creative-button-inner\">\n\n                    \n                    <span class=\"cretive-button-text\">Next episode<\/span>\n\n                                            <span class=\"eael-creative-button-icon-right\"><i aria-hidden=\"true\" class=\"fas fa-arrow-alt-circle-right\"><\/i><\/span>                                    <\/div>\n\t                        <\/a>\n        <\/div>\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>If you don&#8217;t have an emergency fund or controlled debts, it doesn&#8217;t make sense to risk your savings by investing. Get your financial house in order.<\/p>\n","protected":false},"author":1,"featured_media":68743,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[1663,822],"tags":[827,824,1914,825],"class_list":["post-21232","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-beginners-guide-to-investing","category-learn-to-invest","tag-financial-education","tag-investment","tag-learn","tag-save"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>1. Why you need to save before you invest - Urbanitae Blog<\/title>\n<meta name=\"description\" content=\"It seems obvious, but you need to save before investing and thinking about returns. We&#039;ll tell you how and how much in this post. Read more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The first step in investing is saving\" \/>\n<meta property=\"og:description\" content=\"It&#039;s pointless to start investing if your finances are not in order. In this article, we tell you everything you need to know before making the leap into investing.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/\" \/>\n<meta property=\"og:site_name\" content=\"Urbanitae Blog | The best real estate investment news\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/urbanitae\" \/>\n<meta property=\"article:published_time\" content=\"2022-12-20T10:43:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-28T16:26:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"735\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Equipo Urbanitae\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@urbanitae\" \/>\n<meta name=\"twitter:site\" content=\"@urbanitae\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Equipo Urbanitae\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"Article\",\"BlogPosting\"],\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/\"},\"author\":{\"name\":\"Equipo Urbanitae\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/person\\\/e7b2d152f5654066832c53f5aa04fbf7\"},\"headline\":\"1. Why you need to save before you invest\",\"datePublished\":\"2022-12-20T10:43:33+00:00\",\"dateModified\":\"2025-08-28T16:26:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/\"},\"wordCount\":651,\"publisher\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/ahorrar-antes-de-invertir.webp\",\"keywords\":[\"financial education\",\"investment\",\"learn\",\"save\"],\"articleSection\":[\"A Beginner's Guide to Investing\",\"Learn to invest\"],\"inLanguage\":\"en-GB\"},{\"@type\":[\"WebPage\",\"ItemPage\"],\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/\",\"name\":\"1. Why you need to save before you invest - Urbanitae Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/ahorrar-antes-de-invertir.webp\",\"datePublished\":\"2022-12-20T10:43:33+00:00\",\"dateModified\":\"2025-08-28T16:26:30+00:00\",\"description\":\"It seems obvious, but you need to save before investing and thinking about returns. We'll tell you how and how much in this post. Read more.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#primaryimage\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/ahorrar-antes-de-invertir.webp\",\"contentUrl\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/ahorrar-antes-de-invertir.webp\",\"width\":1400,\"height\":735,\"caption\":\"Por qu\u00e9 para invertir antes hay que ahorrar. Why you need to save before you invest. Pourquoi il faut \u00e9pargner avant d\u2019investir. Perch\u00e9 per investire prima bisogna risparmiare. Por que antes de investir \u00e9 preciso poupar. Warum Sparen vor dem Investieren kommt.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/2022\\\/12\\\/20\\\/1-why-to-invest-before-you-have-to-save\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"1. Why you need to save before you invest\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\",\"name\":\"Urbanitae Blog | Las mejores noticias sobre inversi\u00f3n inmobiliaria\",\"description\":\"Real estate investment for everyone\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#organization\",\"name\":\"Urbanitae\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/logo-verde_350x100.svg\",\"contentUrl\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/logo-verde_350x100.svg\",\"width\":350,\"height\":100,\"caption\":\"Urbanitae\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/urbanitae\",\"https:\\\/\\\/x.com\\\/urbanitae\",\"https:\\\/\\\/www.instagram.com\\\/urbanitae\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/urbanitae\",\"https:\\\/\\\/www.pinterest.es\\\/UrbanitaeSL\\\/_created\\\/\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Urbanitae_RE\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/person\\\/e7b2d152f5654066832c53f5aa04fbf7\",\"name\":\"Equipo Urbanitae\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g\",\"caption\":\"Equipo Urbanitae\"},\"sameAs\":[\"https:\\\/\\\/urbanitae.com\"],\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/author\\\/urbanitae\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"1. Why you need to save before you invest - Urbanitae Blog","description":"It seems obvious, but you need to save before investing and thinking about returns. We'll tell you how and how much in this post. Read more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/","og_locale":"en_GB","og_type":"article","og_title":"The first step in investing is saving","og_description":"It's pointless to start investing if your finances are not in order. In this article, we tell you everything you need to know before making the leap into investing.","og_url":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/","og_site_name":"Urbanitae Blog | The best real estate investment news","article_publisher":"https:\/\/www.facebook.com\/urbanitae","article_published_time":"2022-12-20T10:43:33+00:00","article_modified_time":"2025-08-28T16:26:30+00:00","og_image":[{"width":1400,"height":735,"url":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp","type":"image\/webp"}],"author":"Equipo Urbanitae","twitter_card":"summary_large_image","twitter_creator":"@urbanitae","twitter_site":"@urbanitae","twitter_misc":{"Written by":"Equipo Urbanitae","Estimated reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["Article","BlogPosting"],"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#article","isPartOf":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/"},"author":{"name":"Equipo Urbanitae","@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/person\/e7b2d152f5654066832c53f5aa04fbf7"},"headline":"1. Why you need to save before you invest","datePublished":"2022-12-20T10:43:33+00:00","dateModified":"2025-08-28T16:26:30+00:00","mainEntityOfPage":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/"},"wordCount":651,"publisher":{"@id":"https:\/\/blog.urbanitae.com\/en\/#organization"},"image":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp","keywords":["financial education","investment","learn","save"],"articleSection":["A Beginner's Guide to Investing","Learn to invest"],"inLanguage":"en-GB"},{"@type":["WebPage","ItemPage"],"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/","url":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/","name":"1. Why you need to save before you invest - Urbanitae Blog","isPartOf":{"@id":"https:\/\/blog.urbanitae.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#primaryimage"},"image":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp","datePublished":"2022-12-20T10:43:33+00:00","dateModified":"2025-08-28T16:26:30+00:00","description":"It seems obvious, but you need to save before investing and thinking about returns. We'll tell you how and how much in this post. Read more.","breadcrumb":{"@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#primaryimage","url":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp","contentUrl":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2022\/12\/ahorrar-antes-de-invertir.webp","width":1400,"height":735,"caption":"Por qu\u00e9 para invertir antes hay que ahorrar. Why you need to save before you invest. Pourquoi il faut \u00e9pargner avant d\u2019investir. Perch\u00e9 per investire prima bisogna risparmiare. Por que antes de investir \u00e9 preciso poupar. Warum Sparen vor dem Investieren kommt."},{"@type":"BreadcrumbList","@id":"https:\/\/blog.urbanitae.com\/en\/2022\/12\/20\/1-why-to-invest-before-you-have-to-save\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/blog.urbanitae.com\/en\/"},{"@type":"ListItem","position":2,"name":"1. Why you need to save before you invest"}]},{"@type":"WebSite","@id":"https:\/\/blog.urbanitae.com\/en\/#website","url":"https:\/\/blog.urbanitae.com\/en\/","name":"Urbanitae Blog | Las mejores noticias sobre inversi\u00f3n inmobiliaria","description":"Real estate investment for everyone","publisher":{"@id":"https:\/\/blog.urbanitae.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.urbanitae.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/blog.urbanitae.com\/en\/#organization","name":"Urbanitae","url":"https:\/\/blog.urbanitae.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2020\/04\/logo-verde_350x100.svg","contentUrl":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2020\/04\/logo-verde_350x100.svg","width":350,"height":100,"caption":"Urbanitae"},"image":{"@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/urbanitae","https:\/\/x.com\/urbanitae","https:\/\/www.instagram.com\/urbanitae","https:\/\/www.linkedin.com\/company\/urbanitae","https:\/\/www.pinterest.es\/UrbanitaeSL\/_created\/","https:\/\/www.youtube.com\/c\/Urbanitae_RE"]},{"@type":"Person","@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/person\/e7b2d152f5654066832c53f5aa04fbf7","name":"Equipo Urbanitae","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/609fc476d418cc335b448bbedc29eaff37167c473b42f9ca55d41a91a3f0a1df?s=96&d=mm&r=g","caption":"Equipo Urbanitae"},"sameAs":["https:\/\/urbanitae.com"],"url":"https:\/\/blog.urbanitae.com\/en\/author\/urbanitae\/"}]}},"modified_by":"Gonzalo Urdiales","_links":{"self":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/posts\/21232","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/comments?post=21232"}],"version-history":[{"count":27,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/posts\/21232\/revisions"}],"predecessor-version":[{"id":68753,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/posts\/21232\/revisions\/68753"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/media\/68743"}],"wp:attachment":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/media?parent=21232"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/categories?post=21232"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/tags?post=21232"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}