{"id":61056,"date":"2025-04-15T11:19:26","date_gmt":"2025-04-15T09:19:26","guid":{"rendered":"https:\/\/blog.urbanitae.com\/glossary\/crowdinvesting\/"},"modified":"2025-12-10T16:56:59","modified_gmt":"2025-12-10T15:56:59","slug":"crowdinvesting","status":"publish","type":"page","link":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/","title":{"rendered":"Crowdinvesting"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"61056\" class=\"elementor elementor-61056 elementor-56198\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d86d887 elementor-section-boxed elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"d86d887\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b49ddd\" data-id=\"8b49ddd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-083b30b elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"083b30b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>What is it?<\/h3><p style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\"><strong>Crowdinvesting<\/strong> is an umbrella term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project, company, or asset with the goal of earning a financial return. This model, usually managed through online platforms, makes it easier to participate in initiatives that would otherwise be out of reach for small investors.<\/p><p style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\">Unlike donation- or reward-based models, crowdinvesting focuses strictly on profit-generating investments, such as equity stakes, interest-bearing loans, or future economic rights.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11c28c4 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"11c28c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Key aspects to consider<\/h3>\n<p style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\"><strong>Crowdinvesting <\/strong>is used across various sectors, distinguishing it from more specific models like real estate crowdfunding. Notable applications include:<\/p>\n\n<ul>\n \t<li style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\"><strong>Startups and early-stage companies:<\/strong> Investments in tech, biotech, or sustainable energy ventures.<\/li>\n \t<li style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\"><strong>Social impact projects:<\/strong> Initiatives that combine profitability with environmental or social benefits.<\/li>\n \t<li style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\"><strong>Development of financial products: <\/strong>Creation of investment vehicles like bonds or funds accessible to retail investors.<\/li>\n<\/ul>\n<p style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\">Key <strong>advantages <\/strong>include the democratization of investment, access to innovative projects, and portfolio diversification across sectors However, it also comes with inherent risks such as project failure, return volatility, and illiquidity.<\/p>\n<p style=\"color: #212121; font-family: Roboto, sans-serif; font-size: 16px;\">Crowdinvesting has reshaped how projects are financed, providing retail investors with new opportunities and allowing project sponsors to diversify funding sources beyond traditional channels. This model is becoming a key tool for promoting innovation and economic growth.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-aa563c5 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default parallax_section_no qode_elementor_container_no\" data-id=\"aa563c5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-41114ac\" data-id=\"41114ac\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-43f7095 elementor-widget elementor-widget-html\" data-id=\"43f7095\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n        <div class=\"qode-advanced-call-to-action qode-advanced-cta-gradient qode-advanced-cta-gradient-animation\" style=\"height:80px\">\r\n            <a class=\"advanced-cta-link\" href=\"https:\/\/mkt.urbanitae.com\/Urbanitae_suscripcion_newsletter.html?utm_source=blog&amp;utm_medium=link_blog&amp;utm_campaign=suscripcion_blog&amp;utm_content=boton\" target=\"_blank\" onclick=\"dataLayer.push({'event': 'ub_ga4_event', 'ub_ga4_event_name': 'newsletter', 'ub_ga4_event_element': 'aprende'})\"><\/a>\r\n            <div class=\"qode-advanced-cta-content\">\r\n                <span class=\"qode-advanced-cta-text-holder\" style=\"color:#FFFFFF;font-size:25px\">\r\n Subscribe to our Newsletter <\/span>\r\n                <span class=\"qode-advanced-cta-icon-holder\" style=\"color:#FFFFFF;font-size:25px\">\r\n                    <span class=\"qode-advanced-cta-icon-holder-table\">\r\n                        <span class=\"qode-advanced-cta-icon-holder-cell\">\r\n                            <i class=\"qode_icon_font_awesome_5 fa5 fa fa-envelope-open-text qode-advanced-cta-icon\"><\/i> <\/span>\r\n                    <\/span>\r\n                <\/span>\r\n            <\/div>\r\n            <div class=\"qode-advanced-cta-background-holder\">\r\n                <span class=\"qode-advanced-cta-background-1 qode-type1-gradient-left-to-right\"><\/span>\r\n                <span class=\"qode-advanced-cta-background-2 qode-type1-gradient-left-to-right\"><\/span>\r\n                <span class=\"qode-advanced-cta-background-3\"><\/span>\r\n            <\/div>\r\n        <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>What is it? Crowdinvesting is an umbrella term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project, company, or asset with the goal of earning a financial return. This model, usually managed through online platforms,&#8230;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":60866,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"class_list":["post-61056","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Crowdinvesting - Urbanitae Blog<\/title>\n<meta name=\"description\" content=\"It&#039;s a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Crowdinvesting - Urbanitae Blog\" \/>\n<meta property=\"og:description\" content=\"It&#039;s a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/\" \/>\n<meta property=\"og:site_name\" content=\"Urbanitae Blog | The best real estate investment news\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/urbanitae\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-10T15:56:59+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@urbanitae\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glossary\\\/crowdinvesting\\\/\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glossary\\\/crowdinvesting\\\/\",\"name\":\"Crowdinvesting - Urbanitae Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#website\"},\"datePublished\":\"2025-04-15T09:19:26+00:00\",\"dateModified\":\"2025-12-10T15:56:59+00:00\",\"description\":\"It's a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glossary\\\/crowdinvesting\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glossary\\\/crowdinvesting\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glossary\\\/crowdinvesting\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Glossary\",\"item\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/glosario\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Crowdinvesting\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\",\"name\":\"Urbanitae Blog | Las mejores noticias sobre inversi\u00f3n inmobiliaria\",\"description\":\"Real estate investment for everyone\",\"publisher\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#organization\",\"name\":\"Urbanitae\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/logo-verde_350x100.svg\",\"contentUrl\":\"https:\\\/\\\/blog.urbanitae.com\\\/wp-content\\\/uploads\\\/2020\\\/04\\\/logo-verde_350x100.svg\",\"width\":350,\"height\":100,\"caption\":\"Urbanitae\"},\"image\":{\"@id\":\"https:\\\/\\\/blog.urbanitae.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/urbanitae\",\"https:\\\/\\\/x.com\\\/urbanitae\",\"https:\\\/\\\/www.instagram.com\\\/urbanitae\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/urbanitae\",\"https:\\\/\\\/www.pinterest.es\\\/UrbanitaeSL\\\/_created\\\/\",\"https:\\\/\\\/www.youtube.com\\\/c\\\/Urbanitae_RE\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Crowdinvesting - Urbanitae Blog","description":"It's a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/","og_locale":"en_GB","og_type":"article","og_title":"Crowdinvesting - Urbanitae Blog","og_description":"It's a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.","og_url":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/","og_site_name":"Urbanitae Blog | The best real estate investment news","article_publisher":"https:\/\/www.facebook.com\/urbanitae","article_modified_time":"2025-12-10T15:56:59+00:00","twitter_card":"summary_large_image","twitter_site":"@urbanitae","twitter_misc":{"Estimated reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/","url":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/","name":"Crowdinvesting - Urbanitae Blog","isPartOf":{"@id":"https:\/\/blog.urbanitae.com\/en\/#website"},"datePublished":"2025-04-15T09:19:26+00:00","dateModified":"2025-12-10T15:56:59+00:00","description":"It's a general term that encompasses different models of collective investment, including crowdfunding. It involves several people investing their money in a project or company, usually through online platforms.","breadcrumb":{"@id":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/blog.urbanitae.com\/en\/glossary\/crowdinvesting\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/blog.urbanitae.com\/en\/"},{"@type":"ListItem","position":2,"name":"Glossary","item":"https:\/\/blog.urbanitae.com\/en\/glosario\/"},{"@type":"ListItem","position":3,"name":"Crowdinvesting"}]},{"@type":"WebSite","@id":"https:\/\/blog.urbanitae.com\/en\/#website","url":"https:\/\/blog.urbanitae.com\/en\/","name":"Urbanitae Blog | Las mejores noticias sobre inversi\u00f3n inmobiliaria","description":"Real estate investment for everyone","publisher":{"@id":"https:\/\/blog.urbanitae.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/blog.urbanitae.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/blog.urbanitae.com\/en\/#organization","name":"Urbanitae","url":"https:\/\/blog.urbanitae.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2020\/04\/logo-verde_350x100.svg","contentUrl":"https:\/\/blog.urbanitae.com\/wp-content\/uploads\/2020\/04\/logo-verde_350x100.svg","width":350,"height":100,"caption":"Urbanitae"},"image":{"@id":"https:\/\/blog.urbanitae.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/urbanitae","https:\/\/x.com\/urbanitae","https:\/\/www.instagram.com\/urbanitae","https:\/\/www.linkedin.com\/company\/urbanitae","https:\/\/www.pinterest.es\/UrbanitaeSL\/_created\/","https:\/\/www.youtube.com\/c\/Urbanitae_RE"]}]}},"_links":{"self":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/pages\/61056","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/comments?post=61056"}],"version-history":[{"count":3,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/pages\/61056\/revisions"}],"predecessor-version":[{"id":61059,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/pages\/61056\/revisions\/61059"}],"up":[{"embeddable":true,"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/pages\/60866"}],"wp:attachment":[{"href":"https:\/\/blog.urbanitae.com\/en\/wp-json\/wp\/v2\/media?parent=61056"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}